{"id":317274,"date":"2022-07-27T11:45:48","date_gmt":"2022-07-27T11:45:48","guid":{"rendered":"https:\/\/www.zfx.com\/?page_id=317274"},"modified":"2026-04-22T19:35:54","modified_gmt":"2026-04-22T19:35:54","slug":"%ec%9d%b4%ec%9a%a9%ec%95%bd%ea%b4%80","status":"publish","type":"page","link":"https:\/\/www.zfx.com\/ko\/%ec%9d%b4%ec%9a%a9%ec%95%bd%ea%b4%80\/","title":{"rendered":"\uc0ac\uc6a9 \uc57d\uad00"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"h-\uc0ac\uc6a9-\uc57d\uad00\">\uc0ac\uc6a9 \uc57d\uad00<\/h1>\n\n\n\n<p>\ubcf8 \uc870\ud56d\uc758 \uaddc\uc815\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, Zeal Capital Market (Seychelles) Limited(\ud68c\uc0ac \ubc88\ud638: 8422618-1; \uc99d\uad8c \ub51c\ub7ec \ubc88\ud638: SD027, \ub4f1\ub85d \uc8fc\uc18c: Room B11, First Floor, Providence Complex, Providence, Mahe, Seychelles)\ub294 ZFX \ubc0f Traze\ub77c\ub294 \uc0c1\ud638\uc758 \uc18c\uc720\uc790\ub85c\uc11c(\uc774\ud558 &#8220;\ud68c\uc0ac&#8221; \ub610\ub294 &#8220;\ub2f9\uc0ac&#8221;)  \uace0\uac1d\uc5d0\uac8c \uc0ac\uc804 \ud1b5\uc9c0(\uc11c\uba74 \ub610\ub294 \uae30\ud0c0 \ubc29\ubc95) \uc5c6\uc774, \uc5b8\uc81c\ub4e0\uc9c0 \ub610\ub294 \uc218\uc2dc\ub85c \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uc774\uc6a9 \uc57d\uad00\uc744 \ubcc0\uacbd, \uc218\uc815, \ucd94\uac00, \uc81c\uc678, \uac1c\uc815 \ub610\ub294 \uc870\uc815\ud560 \uc218 \uc788\ub294 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uad8c\uc744 \ubcf4\uc720\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uace0\uac1d\uc5d0\uac8c \uad6c\uc18d\ub825\uc744 \uac16\ub294 \ucd94\uac00 \uc870\ud56d\uc758 \ubd80\uacfc\uac00 \ud3ec\ud568\ub418\uba70, \ud574\ub2f9 \uc218\uc815 \uc0ac\ud56d \ubc0f \ucd94\uac00 \uc870\ud56d\uc740 \uc6d0\ub798 \uc774\uc6a9 \uc57d\uad00\uc5d0 \uba85\uc2dc\ub41c \uac83\ucc98\ub7fc \ud6a8\ub825\uc744 \uac16\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uc774 \uc6f9\ud398\uc774\uc9c0 <a href=\"https:\/\/www.zfx.com\/terms-and-conditions\/\" data-keep-absolute=\"true\">https:\/\/www.zfx.com\/terms-and-conditions\/<\/a>\uc5d0 \ucd5c\uc2e0 \uc5c5\ub370\uc774\ud2b8\ub41c \uc774\uc6a9 \uc57d\uad00\uc744 \uac8c\uc2dc\ud558\uba70, \ubd88\uc77c\uce58\uac00 \uc788\uc744 \uacbd\uc6b0 \ud574\ub2f9 \ubc84\uc804\uc774 \ub2e4\ub978 \ubaa8\ub4e0 \ubc84\uc804\uc5d0 \uc6b0\uc120\ud569\ub2c8\ub2e4. \uace0\uac1d\uc740 \uc815\uae30\uc801\uc73c\ub85c \uc774\uc6a9 \uc57d\uad00\uc758 \ubcc0\uacbd \uc0ac\ud56d\uc744 \uac80\ud1a0\ud560 \ucc45\uc784\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubcc0\uacbd \uc0ac\ud56d \uac8c\uc2dc \ud6c4 \uace0\uac1d\uc774 \uc6f9\uc0ac\uc774\ud2b8 \ub610\ub294 \uc11c\ube44\uc2a4\ub97c \uacc4\uc18d \uc0ac\uc6a9\ud558\uba74 \ud574\ub2f9 \uc218\uc815 \uc0ac\ud56d\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uba85\ubc31\ud55c \ub3d9\uc758\ub97c \uad6c\uc131\ud569\ub2c8\ub2e4. \ub610\ud55c, \ud2b9\uc815 \uc11c\ube44\uc2a4 \uc774\uc6a9 \uc2dc \uace0\uac1d\uc740 \uac8c\uc2dc\ub41c \uc9c0\uce68, \uaddc\uce59, \uc81c\ud488 \uc694\uad6c \uc0ac\ud56d \ub610\ub294 \uc218\uc2dc \ucd94\uac00 \uc870\uac74\uc758 \uc801\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \ud574\ub2f9 \uc9c0\uce68, \uaddc\uce59, \uc81c\ud488 \uc694\uad6c \uc0ac\ud56d \ub610\ub294 \uc218\uc2dc \ucd94\uac00 \uc870\uac74\uc740 \ubcf8 \uc774\uc6a9 \uc57d\uad00\uc5d0 \ucc38\uc870\ub85c \ud1b5\ud569\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n    <h3 class=\"wp-block-heading\" id=\"h-\uc81c1\ubd80-\uc11c\ubb38-\uc870\ud56d\">\uc81c1\ubd80 \u2013 \uc11c\ubb38 \uc870\ud56d<\/h3>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-1-nbsp-\ubcf8-\uace0\uac1d-\uacc4\uc57d\uc758-\ub2f9\uc0ac\uc790\">1&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \ub2f9\uc0ac\uc790<\/h4>\n    \n\n    \n    <p>1.1 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc740 \ud68c\uc0ac\uc640 \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud558\uace0 \ub2f9\uc0ac\uac00 \uc2e0\uccad\uc744 \uc218\ub77d\ud55c \uc0ac\ub78c \uac04\uc5d0 \uccb4\uacb0\ub429\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>1.2 \ub2f9\uc0ac\ub294 \ud2b9\uc815 \uad6d\uac00\uc758 \uc2dc\ubbfc\uc744 \uc218\ub77d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc2dc\ubbfc \ub610\ub294 \ubbf8\uad6d \uac70\uc8fc\uc790\ub294 \ubbf8\uad6d \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(&#8220;SEC&#8221;) \uaddc\uce59\uc73c\ub85c \uc778\ud574 \uace0\uac1d\uc73c\ub85c \uc5c4\uaca9\ud788 \uc218\ub77d\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-2-\uacc4\uc57d\uc758-\ud6a8\ub825\">2 \uacc4\uc57d\uc758 \ud6a8\ub825<\/h4>\n    \n\n    \n    <p>2.1 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc740 \uadc0\ud558\uac00 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \ub3d9\uc758\ud558\uace0 \ub2f9\uc0ac\uac00 \uc11c\uba74 \ubc0f\/\ub610\ub294 \uc804\uc790\uc801 \uc218\ub2e8\uc73c\ub85c \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc774 \uac1c\uc124\ub418\uc5c8\uc73c\uba70 \uadc0\ud558\uac00 \ub2f9\uc0ac\uc758 \uace0\uac1d\uc73c\ub85c \uc218\ub77d\ub418\uc5c8\uc74c\uc744 \ud655\uc778\ud558\uba74 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ubcf8 \uacc4\uc57d\uc5d0 \ub3d9\uc758\ud568\uc73c\ub85c\uc368, \uadc0\ud558\ub294 \uace0\uac1d \uacc4\uc815\uc744 \uc2e0\uccad\ud558\ub294 \ubcf8\uc778\uc774\uba70, \ucd5c\uc18c \ub9cc 18\uc138 \ub610\ub294 \uadc0\ud558 \uad00\ud560\uad8c\uc758 \uc131\uc778 \uc5f0\ub839 \uc911 \ub354 \ud070 \uc5f0\ub839\uc5d0 \ub3c4\ub2ec\ud558\ub294 \uac83\uc744 \ud3ec\ud568\ud558\uc5ec \uc774\ub97c \uc218\ud589\ud560 \uc644\uc804\ud55c \ubc95\uc801 \ub2a5\ub825\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc74c\uc744 \uc9c4\uc220\ud558\uace0 \ubcf4\uc99d\ud569\ub2c8\ub2e4. \ubc95\uc778\uc758 \uacbd\uc6b0, \ubcf8 \uacc4\uc57d\uc5d0 \ub3d9\uc758\ud558\ub294 \uac1c\uc778\uc740 \ud574\ub2f9 \ubc95\uc778\uc744 \ub300\uc2e0\ud558\uc5ec \ud589\ub3d9\ud558\uace0 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc870\uac74\uc5d0 \ubc95\uc778\uc744 \uad6c\uc18d\ud560 \uad8c\ud55c\uc774 \uc815\ub2f9\ud558\uac8c \ubd80\uc5ec\ub418\uc5c8\uc74c\uc744 \ucd94\uac00\ub85c \uc9c4\uc220\ud558\uace0 \ubcf4\uc99d\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>2.2 \ub2f9\uc0ac\uc5d0 \uacc4\uc18d \uc8fc\ubb38\uc744 \ud558\uba74 \uc774\uc804\uc5d0 \ub2f9\uc0ac \uac04\uc5d0 \uc2dc\ud589\ub418\uc5c8\uc744 \uc218 \uc788\ub294 \ub2e4\ub978 \ubaa8\ub4e0 \uacc4\uc57d \ubc0f \uc0ac\uc5c5 \uc870\uac74\uc744 \ub300\uccb4\ud558\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \uacc4\uc18d \uad6c\uc18d\ub418\ub294 \uac83\uc5d0 \ub3d9\uc758\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>2.3 \uadc0\ud558\ub294 \ub2f9\uc0ac\uc5d0 \uace0\uac1d \uacc4\uc815 \uac1c\uc124 \uc2e0\uccad\uc11c\ub97c \uc81c\ucd9c\ud558\ub294 \uac83\uc774 \ub2f9\uc0ac\uc758 \uc2b9\uc778 \ubc0f \uc218\ub77d\uc5d0 \ub530\ub974\uba70, \ud68c\uc0ac\ub294 \uc124\uba85 \uc81c\uacf5 \uc758\ubb34 \uc5c6\uc774 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uadc0\ud558\uc758 \uc2e0\uccad\uc744 \uc2b9\uc778\ud558\uac70\ub098 \uac70\ubd80\ud560 \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4. \ub610\ud55c, \uadc0\ud558\ub294 \uc628\ubcf4\ub529 \ud504\ub85c\uc138\uc2a4 \uc804\uccb4\uc5d0 \uac78\uccd0 &#8216;\uace0\uac1d \ud30c\uc545&#8217; \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubb38\uc11c\ub97c \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\ub294, \ub2f9\uc0ac\uac00 \uc694\uad6c\ud560 \uc218 \uc788\ub294 \ucd94\uac00 \ubb38\uc11c \ubc0f\/\ub610\ub294 \uacc4\uc57d\uc744 \uc81c\uacf5\ud560 \uac83\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-3-\uc11c\ube44\uc2a4-\ubc94\uc704\">3 \uc11c\ube44\uc2a4 \ubc94\uc704<\/h4>\n    \n\n    \n    <p>3.1 \uace0\uac1d \uacc4\uc815\uc774 \ud65c\uc131\ud654\ub41c \ub0a0\ubd80\ud130 \uadc0\ud558\ub294:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uac70\ub798 \ud65c\ub3d9\uc744 \uc218\ud589\ud558\uae30 \uc704\ud574 \uc790\uae08\uc744 \uc785\uae08\ud560 \uc218 \uc788\uc73c\uba70;<\/li>\n        \n\n        \n        <li>\ubcf8 \uc774\uc6a9 \uc57d\uad00\uc5d0 \ub530\ub77c \ud68c\uc0ac \ub610\ub294 \ud611\ub825 \ud30c\ud2b8\ub108\uac00 \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \ud65c\ub3d9 \ub610\ub294 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n        <\/ol>\n    \n\n    \n    <p>3.2 \uadc0\ud558\ub294 \ub2f9\uc0ac\uc758 \uc11c\ube44\uc2a4\uac00 \ud22c\uc790 \uc870\uc5b8 \uc81c\uacf5\uc744 \ud3ec\ud568\ud558\uc9c0 \uc54a\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4. \ud68c\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \ubc1c\ud45c\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \uc815\ubcf4\ub294 \ud22c\uc790 \uc870\uc5b8\uc774 \uc544\ub2c8\ub77c \uc77c\ubc18 \uc815\ubcf4 \ub610\ub294 \uad50\uc721 \uc790\ub8cc\ub85c\ub9cc \uc81c\uacf5\ub429\ub2c8\ub2e4. \ub610\ud55c \uc0c1\ud669\uc5d0 \uad00\uacc4\uc5c6\uc774 \uadf8\ub7ec\ud55c \ud22c\uc790 \uc804\ub7b5, \uac70\ub798, \ud22c\uc790 \ub610\ub294 \uc815\ubcf4\uc5d0 \ub300\ud574 \ub2f9\uc0ac\uac00 \uc808\ub300\uc801\uc73c\ub85c \ucc45\uc784\uc9c0\uc9c0 \uc54a\uc74c\uc744 \uc774\ud574\ud558\uace0 \uc218\ub77d\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>3.3 \ub2f9\uc0ac\ub294 \ud2b9\uc815 \uac70\ub798\uc758 \uc7a5\uc810\uc5d0 \ub300\ud574 \uadc0\ud558\uc5d0\uac8c \uc870\uc5b8\ud558\uc9c0 \uc54a\uc73c\uba70, \uadc0\ud558 \ud63c\uc790\uc11c \uc790\uc2e0\uc758 \ud310\ub2e8\uc5d0 \ub530\ub77c \uac70\ub798 \ubc0f \uae30\ud0c0 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uac83\uc774\uba70, \uacb0\uc815 \uc804\uc5d0 \ub3c5\ub9bd\uc801\uc778 \uc870\uc5b8\uc744 \uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uc5d0 \uac70\ub798 \uccb4\uacb0\uc744 \uc694\uccad\ud568\uc73c\ub85c\uc368, \uadc0\ud558\ub294 \uac70\ub798\uc758 \uc704\ud5d8\uc5d0 \ub300\ud574 \uc790\uc2e0\ub9cc\uc758 \ub3c5\ub9bd\uc801\uc778 \ud3c9\uac00 \ubc0f \uc870\uc0ac\ub97c \uc218\ud589\ud560 \ucc45\uc784\uc774 \uc804\uc801\uc73c\ub85c \ubcf8\uc778\uc5d0\uac8c \uc788\uc74c\uc744 \uc9c4\uc220\ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \ubaa8\ub4e0 \uac70\ub798\uc758 \uc7a5\uc810\uacfc \uc704\ud5d8\uc5d0 \ub300\ud55c \uc790\uccb4 \ud3c9\uac00\ub97c \uc218\ud589\ud560 \ucda9\ubd84\ud55c \uc9c0\uc2dd, \uc2dc\uc7a5 \uc815\uad50\ud568, \uc804\ubb38\uc801 \uc870\uc5b8 \ubc0f \uacbd\ud5d8\uc774 \uc788\uc74c\uc744 \uc9c4\uc220\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>3.4 \ub2f9\uc0ac\ub294 \uc11c\ube44\uc2a4 \ub610\ub294 \uc81c\ud488\uc774 \uadc0\ud558\uc5d0\uac8c \uc801\ud569\ud55c\uc9c0 \ud3c9\uac00\ud560 \uc218 \uc788\ub3c4\ub85d \ud22c\uc790 \ubd84\uc57c\uc5d0\uc11c\uc758 \uadc0\ud558\uc758 \uc9c0\uc2dd\uacfc \uacbd\ud5d8\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc218\uc9d1\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc9c0\uc2dd\uacfc \uacbd\ud5d8\uc5d0 \ub300\ud55c \uc815\ubcf4\uac00 \uc815\ud655\ud558\ub2e4\uace0 \uac00\uc815\ud558\uba70, \ud574\ub2f9 \uc815\ubcf4\uac00 \ubd80\uc815\ud655\ud558\uac70\ub098 \ub2f9\uc0ac\uc5d0 \uc54c\ub9ac\uc9c0 \uc54a\uace0 \ubcc0\uacbd\ub418\ub294 \uacbd\uc6b0 \uadf8\ub85c \uc778\ud574 \ub2f9\uc0ac \uc11c\ube44\uc2a4\uc758 \uc801\uc808\uc131\uacfc \uc801\ud569\uc131\uc744 \ud3c9\uac00\ud560 \uc218 \uc5c6\uac8c \ub418\ub354\ub77c\ub3c4 \ub2f9\uc0ac\ub294 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>3.5 \ub2f9\uc0ac\ub294 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uc815\uae30\uc801\uc73c\ub85c \uc11c\ube44\uc2a4\uc758 \uc804\ubd80 \ub610\ub294 \uc77c\ubd80\ub97c \uc77c\uc2dc\uc801 \ub610\ub294 \uc601\uad6c\uc801\uc73c\ub85c \ucca0\ud68c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-4-\uace0\uac1d-\ub3d9\uc758\">4 \uace0\uac1d \ub3d9\uc758<\/h4>\n    \n\n    \n    <p>4.1&nbsp;\uadc0\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc758 \uae30\ucd08 \uc790\uc0b0\uc744 \uc778\ub3c4\ubc1b\uac70\ub098 \uc778\ub3c4\ud574\uc57c \ud560 \uad8c\ub9ac\uac00 \uc5c6\uc73c\uba70, \uadf8\uc5d0 \ub300\ud55c \uc18c\uc720\uad8c \ub610\ub294 \uae30\ud0c0 \uc774\uc775\uc744 \uac00\uc9c8 \uad8c\ub9ac\ub3c4 \uc5c6\uc74c\uc744 \ub3d9\uc758\ud558\uace0 \uc774\ud574\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.2&nbsp;\uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc5d0 \ubcf4\uc720\ud55c \uc790\uae08\uc5d0 \ub300\ud574 \uc774\uc790\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc74c\uc744 \ub3d9\uc758\ud558\uace0 \uc774\ud574\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.3&nbsp;\uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \ub300\ub9ac\uc778\uc73c\ub85c\uc11c \uadc0\ud558\uc640 \ubaa8\ub4e0 \uac70\ub798\ub97c \uc218\ud589\ud560 \uac83\uc784\uc744 \ub3d9\uc758\ud558\uace0 \uc774\ud574\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc8fc\ubb38\uc744 \ub2e4\ub978 \ube0c\ub85c\ucee4\uc5d0\uac8c \uc804\uc1a1\ud558\uc5ec \uc2e4\ud589\ud558\uba70, \ud574\ub2f9 \ube0c\ub85c\ucee4\ub294 \ub2f9\uc0ac\uac00 \ubc1b\uc740 \uc8fc\ubb38\uc744 \ub2e4\ub978 \uc720\ub3d9\uc131 \uacf5\uae09\uc790\uc5d0\uac8c \uc804\uc1a1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube0c\ub85c\ucee4\uac00 \ubc18\ub4dc\uc2dc \uaddc\uc81c\ub41c \uc2dc\uc7a5\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\ud558\uac00 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uac70\ub798\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud574 \uc815\ud574\uc9c4 \uac00\uaca9\uc744 \ubc1b\uc73c\uba70 \uc774\ub97c \uc218\uc815\ud558\uac70\ub098 \uc7ac\ud638\uac00\ud560 \uc218\ub2e8\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.4&nbsp;\uadc0\ud558\ub294 CFD \uac70\ub798\uac00 \uaddc\uc81c\ub41c \uc2dc\uc7a5\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc74c\uc744 \ub3d9\uc758\ud558\uace0 \uc774\ud574\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.5&nbsp;\uadc0\ud558\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc804\uccb4 \ud14d\uc2a4\ud2b8\ub97c \uc8fc\uc758 \uae4a\uac8c \uc77d\uace0 \uc644\uc804\ud788 \uc774\ud574\ud588\uc73c\uba70, \uc774\uc5d0 \uc804\uc801\uc73c\ub85c \uadf8\ub9ac\uace0 \ubb34\uc870\uac74\uc801\uc73c\ub85c \ub3d9\uc758\ud568\uc744 \uc5c4\uc219\ud788 \uc120\uc5b8\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.6&nbsp;\uadc0\ud558\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \ud544\uc218\uc801\uc778 \ubd80\ubd84\uc73c\ub85c\uc11c \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc81c\uacf5\ub41c \ub2e4\uc74c \uc815\ubcf4\ub97c \uc77d\uace0 \uc774\ud574\ud558\uba70 \uc218\ub77d\ud568\uc744 \uc5c4\uc219\ud788 \uc120\uc5b8\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uc704\ud5d8 \uacf5\uc2dc,<\/li>\n        \n\n        \n        <li>\uc8fc\ubb38 \uc2e4\ud589 \uc815\ucc45,<\/li>\n        \n\n        \n        <li>\ucfe0\ud0a4 \uc815\ucc45,<\/li>\n        \n\n        \n        <li>\uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uc815\ucc45,<\/li>\n        \n\n        \n        <li>\uc6f9\uc0ac\uc774\ud2b8 \uc774\uc6a9 \uaddc\uce59, \ubc0f<\/li>\n        \n\n        \n        <li>\uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc815\ucc45<\/li>\n        <\/ol>\n    \n\n    \n    <p>4.7 \uadc0\ud558\ub294 \ud2b9\ud788 \uc81c4.6\uc870\uc758 \uc815\ubcf4\ub97c \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \uc81c\uacf5\ubc1b\ub294 \uac83\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>4.8 \uadc0\ud558\ub294 \uc778\ud130\ub137\uc5d0 \uc815\uae30\uc801\uc73c\ub85c \uc811\uc18d\ud560 \uc218 \uc788\uc74c\uc744 \ud655\uc778\ud558\uace0, \ub2f9\uc0ac \uace0\uac1d \uacc4\uc57d\uc758 \uc218\uc815 \uc0ac\ud56d, \ube44\uc6a9, \uc218\uc218\ub8cc, \uc815\ucc45 \ubc0f \ud22c\uc790\uc758 \uc131\uaca9\uacfc \uc704\ud5d8\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\ub294 \uc815\ubcf4\ub97c \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uac8c\uc2dc\ud558\uc5ec \uc81c\uacf5\ud558\ub294 \uac83\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>4.9 \uadc0\ud558\ub294 \ubc95\ub960 \ubcc0\uacbd\uc744 \ubc18\uc601\ud558\uae30 \uc704\ud55c \ubcc0\uacbd\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc774 \uc989\uc2dc \ud6a8\ub825\uc744 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uc5b8\uc81c\ub4e0\uc9c0 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc744 \ubcc0\uacbd\ud560 \uc218 \uc788\uc73c\uba70, \ubaa8\ub4e0 \ubcc0\uacbd \uc0ac\ud56d\uc5d0 \ub300\ud574 \uc815\ubcf4\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uc804\uc801\uc73c\ub85c \uadc0\ud558\uc758 \ucc45\uc784\uc785\ub2c8\ub2e4. \ub2f9\uc0ac \uace0\uac1d \uacc4\uc57d\uc758 \ucd5c\uc2e0 \ubc84\uc804\uc740 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.10&nbsp;\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc740 \uc624\uc9c1 \uac70\ub798 \ubaa9\uc801\uc73c\ub85c\ub9cc \uac1c\uc124\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uc740\ud589\uc774 \uc544\ub2c8\uba70 \uc740\ud589\uc73c\ub85c\uc11c \uc608\uae08\uc744 \ubcf4\uad00\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uace0\uac1d \uacc4\uc815 \ubc0f \uac70\ub798 \ud65c\ub3d9\uc744 \uc9c0\uc6d0\ud558\ub294 \ub9c8\uc9c4 \uc720\uc9c0 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc608\uae08\uc744 \ubcf4\uad00\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>4.11&nbsp;\uadc0\ud558\ub294 \ub2f9\uc0ac\uc5d0 \ub2e4\uc74c\uc744 \uc9c4\uc220\ud558\uace0 \ubcf4\uc99d\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uadc0\ud558\ub294 \ubd88\ubc95 \ud65c\ub3d9\uc5d0 \uad00\uc5ec\ud558\uc9c0 \uc54a\uc73c\uba70, \uadc0\ud558\uc758 \uc218\uc785\uc6d0\uc740 \ubd88\ubc95 \uc18c\uc2a4\uc5d0\uc11c \ud30c\uc0dd\ub418\uac70\ub098 \ubd88\ubc95 \ud65c\ub3d9\uacfc \uad00\ub828\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4,<\/li>\n        \n\n        \n        <li>\ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \uba85\uc2dc\ub41c \ubaa8\ub4e0 \uac70\ub798 \ubc0f \uac70\ub798\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubc95\ub960 \ub610\ub294 \uc870\ud56d\uc744 \uc704\ubc18\ud558\uc9c0 \uc54a\uc73c\uba70,<\/li>\n        \n\n        \n        <li>\uc81c\uacf5\ub41c \ubaa8\ub4e0 \ubb38\uc11c, \uc9c0\uc2dc \ubc0f\/\ub610\ub294 \uc815\ubcf4\ub294 \uc815\ud655\ud558\uace0 \uc9c4\uc2e4\ub418\uba70 \uc644\uc804\ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \ub610\ud55c \ud574\ub2f9 \ubc95\ub960\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uc2e4\uc0ac \ub610\ub294 \uac15\ud654\ub41c \uc2e4\uc0ac\ub97c \uc704\ud574 \ud569\ub9ac\uc801\uc73c\ub85c \uc694\uad6c\ub418\ub294 \ubaa8\ub4e0 \uc815\ubcf4\uc640 \ubb38\uc11c\ub97c \ub2f9\uc0ac\uc5d0 \uc81c\uacf5\ud560 \uac83\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.<\/li>\n        \n\n        \n        <li>\uadc0\ud558\ub294 \ub2e4\uc74c\uc744 \ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4:\n            <ol style=\"list-style-type:lower-roman\" class=\"wp-block-list\">\n                <li>\uc2dc\uc7a5 \uc704\ud5d8 \uc5c6\uc774 \uc774\uc775\uc744 \ucc3d\ucd9c\ud558\ub824\ub294 \uc804\ub7b5\uc744 \ud3ec\ud568\ud558\uc5ec, \uc9c4\uc815\ud55c \uc2dc\uc7a5 \ub178\ucd9c \uc5c6\uc774 \uc774\uc775\uc744 \ucc3d\ucd9c\ud558\ub824\ub294 \uac70\ub798 \ud589\uc704\uc5d0 \uad00\uc5ec\ud558\uac70\ub098;<\/li>\n                \n\n                \n                <li>\ud68c\uc0ac\uac00 \uc758\ub3c4\ud55c \uac70\ub798 \ud658\uacbd \uc678\uc5d0\uc11c \uc774\uc810\uc744 \uc5bb\uae30 \uc704\ud574 \uc758\ub3c4\ud558\uc9c0 \uc54a\uc740 \uac00\uaca9\/\uc2e4\ud589 \uc870\uac74, \ud0c0\uc774\ubc0d \ud589\ub3d9, \uc2dc\uc2a4\ud15c \ub610\ub294 \ud50c\ub7ab\ud3fc \ud2b9\uc131, \ub610\ub294 \ud06c\ub808\ub527\/\ud504\ub85c\ubaa8\uc158 \uba54\ucee4\ub2c8\uc998\uc5d0 \uc758\uc874\ud558\ub294 \uad00\ud589\uc5d0 \uad00\uc5ec\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uc774\uc5d0\ub294 \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c, \uac70\ub798 \ud50c\ub7ab\ud3fc, \ud68c\uc0ac\uc758 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \ub610\ub294 \uad00\ub828 \uc2dc\uc2a4\ud15c\uc744 \uc870\uc791, \uc545\uc6a9 \ub610\ub294 \ubd80\ub2f9\ud558\uac8c \uc774\uc6a9\ud560 \ubaa9\uc801\uc73c\ub85c \uc18c\ud504\ud2b8\uc6e8\uc5b4, \uc54c\uace0\ub9ac\uc998, \uc790\ub3d9 \uac70\ub798 \uc2dc\uc2a4\ud15c \ub610\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc0ac\uc6a9\ud558\uac70\ub098 \ubc30\ud3ec\ud558\ub294 \uac83\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<br><br>\uc608\uc2dc(\uc774 \ubaa9\ub85d\uc740 \uc644\uc804\ud558\uc9c0 \uc54a\uc74c):\n                    <ul class=\"wp-block-list\">\n                        <li>&nbsp;\ucc28\uc775\uac70\ub798<\/li>\n                        \n\n                        \n                        <li>&nbsp;\uc2dc\uc2a4\ud15c \uc624\ub958 \ub610\ub294 \uc2e4\ud589 \ud5c8\uc810 \uc545\uc6a9<\/li>\n                        \n\n                        \n                        <li>&nbsp;\ubbf8\ub7ec \ud2b8\ub808\uc774\ub529<\/li>\n                        \n\n                        \n                        <li>&nbsp;\uace0\ube48\ub3c4 \ub610\ub294 \uc77c\uad04 \uc8fc\ubb38 \uc81c\ucd9c<\/li>\n                        \n\n                        \n                        <li>&nbsp;\uc81c\ub85c \uc2ac\ub9ac\ud53c\uc9c0 \ub610\ub294 \uac00\uaca9 \ud53c\ub4dc \uc9c0\uc5f0 \uc545\uc6a9<\/li>\n                        \n\n                        \n                        <li>&nbsp;\uc2dc\uac04 \ub610\ub294 \uac00\uaca9 \uc870\uc791<\/li>\n                        \n\n                        \n                        <li>&nbsp;\ub9c8\uc774\ub108\uc2a4 \uc794\uace0 \uacfc\ub2e4 \ubcf4\uc0c1<\/li>\n                        \n\n                        \n                        <li>\uacfc\ub3c4\ud55c \ub808\ubc84\ub9ac\uc9c0<\/li>\n                        \n\n                        \n                        <li>\uc2a4\uce98\ud551<\/li>\n                        \n\n                        \n                        <li>\uc2a4\ub098\uc774\ud551<\/li>\n                        \n\n                        \n                        <li>\ud5e4\uc9d5<\/li>\n                        \n\n                        \n                        <li>\uc8fc\ubb38 \ub0a8\uc6a9<\/li>\n                        <\/ul>\n                    <\/li>\n                <\/ol>\n            <\/li>\n        \n\n        \n        <li>\uadc0\ud558\ub294 \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \ud68c\uc0ac\uac00 \uc6b4\uc601\ud558\ub294 \uc18c\uac1c \ube0c\ub85c\ucee4(&#8220;IB&#8221;) \ub9ac\ubca0\uc774\ud2b8 \uc81c\ub3c4, \ub0b4\ubd80 \ud06c\ub808\ub527, \uacc4\uc815 \ub2e8\uc704, \ubcf4\uc0c1 \ud3ec\uc778\ud2b8 \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \uc778\uc13c\ud2f0\ube0c \ub610\ub294 \ud61c\ud0dd \ud504\ub85c\uadf8\ub7a8\uc744 \uc624\uc6a9, \uc870\uc791 \ub610\ub294 \uc545\uc6a9\ud558\ub824\uace0 \uc2dc\ub3c4\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uadf8\ub7ec\ud55c \uc57d\uc815\uc5d0 \ub530\ub77c \uc81c\uacf5\ub418\ub294 \ubaa8\ub4e0 \ub9ac\ubca0\uc774\ud2b8, \ub0b4\ubd80 \ud06c\ub808\ub527, \uacc4\uc815 \ub2e8\uc704, \ubcf4\uc0c1 \ud3ec\uc778\ud2b8 \ub610\ub294 \ud61c\ud0dd\uc740 \ud68c\uc0ac\uc758 \uc7ac\ub7c9\uacfc \uace0\uac1d\uc758 \uc120\uc758\uc758 \ucc38\uc5ec \ubc0f \uc9c4\uc815\ud55c \uac70\ub798 \ud589\ub3d9\uc5d0 \uc5c4\uaca9\ud788 \ub530\ub77c \ubd80\uc5ec\ub429\ub2c8\ub2e4.<\/li>\n        \n\n        \n        <li>\uadc0\ud558\ub294 \uc138\uc774\uc178 \uc99d\uad8c\ubc95 2007(\uac1c\uc815\ub428)\uc758 \uc758\ubbf8 \ub0b4\uc5d0\uc11c &#8220;\uc2dc\uc7a5 \ub0a8\uc6a9&#8221;\uc744 \uad6c\uc131\ud558\ub294 \ud589\uc704\uc5d0 \uad00\uc5ec\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ub0b4\ubd80\uc790 \uac70\ub798, \uae30\ubc00 \uc815\ubcf4\uc758 \uc624\uc6a9 \ub610\ub294 \ubd80\uc801\uc808\ud55c \uacf5\uac1c, \uc2dc\uc7a5\uc758 \uacf5\uc815\ud558\uace0 \uc9c8\uc11c \uc788\ub294 \uae30\ub2a5\uc744 \uc870\uc791\ud558\uac70\ub098 \uc65c\uace1\ud558\ub294 \uac70\ub798\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/li>\n        \n\n        \n        <li>\uace0\uac1d\uc740 \ub610\ud55c \uac70\ub798 \ud50c\ub7ab\ud3fc, \uc2dc\uc2a4\ud15c \ub610\ub294 \uad00\ub828 \uc11c\ube44\uc2a4\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc624\ub958, \uc624\uc791\ub3d9, \ubb38\uc81c \ub610\ub294 \uc758\uc2ec\ub418\ub294 \ubd80\uc801\uc808\ud568\uc744 \ud68c\uc0ac\uc5d0 \uc989\uc2dc \uc54c\ub9ac\uace0, \uac1c\uc778\uc801 \uc774\uc775\uc744 \uc704\ud574 \uadf8\ub7ec\ud55c \uc0c1\ud669\uc744 \uace0\uc758\ub85c \uc545\uc6a9\ud558\uc9c0 \uc54a\uc744 \uac83\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.<\/li>\n        <\/ol>\n    \n\n    \n    <p>4.12&nbsp;\uadc0\ud558\ub294 \uc704 \uc9c4\uc220\uc758 \uc704\ubc18\uc774 \uc758\ub3c4\uc801\uc774\ub4e0 \ube44\uc758\ub3c4\uc801\uc774\ub4e0 \ud68c\uc0ac\uac00 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc774 \ub2e4\uc74c \uc870\uce58 \uc911 \ud558\ub098 \uc774\uc0c1\uc744 \ucde8\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc744 \ubd80\uc5ec\ud568\uc744 \uc778\uc815\ud558\uace0 \ub3d9\uc758\ud569\ub2c8\ub2e4(\uc774 \ubaa9\ub85d\uc740 \uc644\uc804\ud558\uc9c0 \uc54a\uc74c):<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uadc0\ud558\uc758 \uac70\ub798 \uacc4\uc815\uc744 \uc815\uc9c0 \ub610\ub294 \ud574\uc9c0;<\/li>\n        \n\n        \n        <li>\uc601\ud5a5\uc744 \ubc1b\uc740 \uac70\ub798\ub97c \ucde8\uc18c, \ubb34\ud6a8\ud654 \ub610\ub294 \uc218\uc815;<\/li>\n        \n\n        \n        <li>\ubcf4\ub108\uc2a4, \ub9ac\ubca0\uc774\ud2b8, \ub0b4\ubd80 \ud06c\ub808\ub527, \uacc4\uc815 \ub2e8\uc704, \ubcf4\uc0c1 \ud3ec\uc778\ud2b8 \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \ud504\ub85c\ubaa8\uc158 \ud61c\ud0dd\uc744 \ud658\uc6d0, \ubcf4\ub958 \ub610\ub294 \ucde8\uc18c;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\uc758 \ud569\ub9ac\uc801\uc778 \ud310\ub2e8\uc5d0 \ub530\ub77c \uc704\ubc18, \uc545\uc758\uc801 \uac70\ub798 \ub610\ub294 \ubd88\uc131\uc2e4 \ud589\uc704\ub85c\ubd80\ud130 \ubc1c\uc0dd\ud558\uac70\ub098 \uc774\uc640 \uad00\ub828\ub41c \uc774\uc775, \uc218\uc775 \ub610\ub294 \ud61c\ud0dd\uc744 \ubcf4\ub958 \ub610\ub294 \ubab0\uc218;<\/li>\n        \n\n        \n        <li>\uc870\uc0ac \ubaa9\uc801\uc744 \uc704\ud574 \uac70\ub798\ub97c \uc81c\ud55c\ud558\uac70\ub098 \uac70\ub798 \uacc4\uc88c\ub97c \ub3d9\uacb0\ud560 \uc218 \uc788\uc73c\uba70, \uc5ec\uae30\uc5d0\ub294 \ucd08\uae30 \uc870\uc0ac\ub97c \uc704\ud574 \uacc4\uc88c \ud65c\ub3d9\uc744 \ucd5c\ub300 5\uc601\uc5c5\uc77c \ub3d9\uc548 \uc77c\uc2dc \uc911\ub2e8\ud560 \uad8c\ub9ac\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub610\ud55c \uc801\uc6a9 \ubc95\ub960, AML\/CFT \uc758\ubb34, \uc0ac\uae30 \ubc29\uc9c0 \uc808\ucc28, \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc758 \uc694\uad6c \uc0ac\ud56d, \ubc95 \uc9d1\ud589 \uae30\uad00\uc758 \uc694\uccad \ub610\ub294 \uaddc\uc81c \uae30\uad00\uc758 \uc870\uc0ac\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \uacbd\uc6b0 \ud569\ub9ac\uc801\uc73c\ub85c \ud544\uc694\ud55c \ub354 \uae34 \uae30\uac04 \ub3d9\uc548 \uc911\ub2e8\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n        \n\n        \n        <li>\uc545\uc758\uc801 \ub610\ub294 \ubd88\ubc95 \uac70\ub798 \ud65c\ub3d9\uc5d0\uc11c \ud30c\uc0dd\ub41c \ucd94\uac00 \uc774\uc775, \uc218\uc775 \ub610\ub294 \uae30\ud0c0 \ud61c\ud0dd\uc5d0 \ub300\ud55c \uad8c\ub9ac \uc5c6\uc774 \ud658\ubd88\uc744 \uace0\uac1d\uc758 \uc6d0\ub798 \uc785\uae08 \uae08\uc561\uc73c\ub85c\ub9cc \uc81c\ud55c;<\/li>\n        \n\n        \n        <li>\uc2a4\uc651 \ud504\ub9ac \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub300\ud55c \uadc0\ud558\uc758 \uc790\uaca9\uc744 \ucde8\uc18c\ud558\uace0 \uc601\ud5a5\uc744 \ubc1b\uc740 \uac70\ub798\uc5d0 \ud45c\uc900 \uc2a4\uc651 \uc218\uc218\ub8cc\ub97c \uc18c\uae09 \uc801\uc6a9; \ubc0f<\/li>\n        \n\n        \n        <li>\uc81c4.11\uc870 \ubc0f \uc81c6.8\uc870\uc5d0 \ub530\ub77c \ud68c\uc0ac\uac00 \uc785\uc740 \uc190\uc2e4 \ubc0f\/\ub610\ub294 \uc190\ud574\uc5d0 \ub300\ud55c \uadc0\ud558\uc758 \ubc30\uc0c1 \uccad\uad6c.<\/li>\n        <\/ol>\n    \n\n    \n    <p>4.13 \ud68c\uc0ac\uc758 \uac70\ub798 \uc2dc\uc124\uc758 \uc0ac\uae30\uc801, \uc545\uc758\uc801, \uc870\uc791\uc801 \ub610\ub294 \uae30\ud0c0 \ubd88\ubc95\uc801\uc778 \uc0ac\uc6a9\uc5d0\uc11c \ubc1c\uc0dd\ud558\uac70\ub098 \uc774\uc640 \uad00\ub828\ub41c \ubaa8\ub4e0 \ubd84\uc7c1, \uccad\uad6c \ub610\ub294 \ubb38\uc81c\ub294 \ud68c\uc0ac\uc5d0 \uc758\ud574\uc11c\ub9cc \uacb0\uc815\ub418\uba70, \uacf5\uc815\ud558\uace0 \uc801\uc808\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \ubc29\uc2dd\uc73c\ub85c \ub0b4\ub824\uc9c4 \ud68c\uc0ac\uc758 \uacb0\uc815\uc740 \ucd5c\uc885\uc801\uc774\uba70 \uad6c\uc18d\ub825\uc744 \uac16\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uadf8\ub7ec\ud55c \ubb38\uc81c\uc640 \uad00\ub828\ud558\uc5ec \ucd94\uac00 \uc11c\uc2e0\uc744 \uc81c\uacf5\ud560 \uc758\ubb34\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>4.14&nbsp;1\uc8fc\uc77c \uc774\uc0c1 \ub85c\uadf8\uc778\ud558\uc9c0 \uc54a\uc558\uac70\ub098 \uc790\uae08\uc744 \uc785\uae08\ud558\uc9c0 \uc54a\uc740 \uace0\uac1d\uc758 \ubbf8\uacb0\uc81c \uac70\ub798\ub294 \ub9e4 \uc8fc\ub9d0 \uc790\ub3d9\uc73c\ub85c \uccad\uc0b0\ub418\uba70 \ud574\ub2f9 \uc790\uae08\uc740 \uace0\uac1d \uacc4\uc815\uc5d0\uc11c \uc778\ucd9c\ub429\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uadf8\ub7ec\ud55c \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158\uc758 \uc790\ub3d9 \uccad\uc0b0\uc73c\ub85c \uc778\ud55c \uc7ac\uc815\uc801 \uacb0\uacfc\uc5d0 \ub300\ud574 \uc5b4\ub5a0\ud55c \ucc45\uc784\ub3c4 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-4a-\uacc4\uc815-\ubb34\uacb0\uc131-\ud50c\ub7ab\ud3fc-\uc624\uc6a9-\ubc0f-\ud68c\uc0ac\uc758-\uc870\uce58\">4A. \uacc4\uc815 \ubb34\uacb0\uc131, \ud50c\ub7ab\ud3fc \uc624\uc6a9 \ubc0f \ud68c\uc0ac\uc758 \uc870\uce58<\/h4>\n    \n\n    \n    <p><strong>4A.1 \uacc4\uc815\uc5d0 \ub300\ud55c \ub3c5\uc810\uc801 \ud1b5\uc81c<\/strong><\/p>\n    \n\n    \n    <p>\uace0\uac1d\uc740 \uac01 \uace0\uac1d \uacc4\uc815 \ubc0f \uadf8 \ud558\uc704\uc758 \ubaa8\ub4e0 \uac70\ub798 \uacc4\uc815\uc774 \ud68c\uc0ac\uc758 \uace0\uac1d\ud655\uc778(KYC) \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc808\ucc28\uc5d0 \ub530\ub77c \uc2e0\uc6d0\uc774 \ud655\uc778\ub41c \uac1c\uc778 \ub610\ub294 \ubc95\uc778\uc5d0 \uc758\ud574\uc11c\ub9cc \uc6b4\uc601\ub428\uc744 \uc9c4\uc220\ud558\uace0 \ubcf4\uc99d\ud569\ub2c8\ub2e4. \uace0\uac1d\uc740 \ubaa8\ub4e0 \uc811\uadfc \ub370\uc774\ud130, \ub85c\uadf8\uc778 \uc790\uaca9 \uc99d\uba85, \uc7a5\uce58 \ubc0f \uac70\ub798 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc811\uadfc \uc218\ub2e8\uc5d0 \ub300\ud574 \ub3c5\uc810\uc801\uc778 \ud1b5\uc81c\ub97c \uc720\uc9c0\ud574\uc57c \ud558\uba70, \ud574\ub2f9 \uad8c\ud55c\uc774 \ud68c\uc0ac\uc5d0 \uacf5\uac1c\ub418\uace0 \ud68c\uc0ac\uc758 \uba85\uc2dc\uc801\uc778 \uc11c\uba74 \uc2b9\uc778\uc744 \ubc1b\uc9c0 \uc54a\ub294 \ud55c \uc5b4\ub5a0\ud55c \uc81c3\uc790\ub3c4 \uace0\uac1d \uacc4\uc815\uc5d0 \uc811\uadfc\ud558\uac70\ub098 \uc774\ub97c \uc6b4\uc601 \ub610\ub294 \ud1b5\uc81c\ud558\ub3c4\ub85d \ud5c8\uc6a9\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uace0\uac1d\uc740 \uace0\uac1d \uacc4\uc815\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\ub294 \ubaa8\ub4e0 \uc9c0\uc2dc, \uac70\ub798 \ubc0f \uae30\ud0c0 \ud65c\ub3d9\uc5d0 \ub300\ud574 \uc804\uc801\uc73c\ub85c \ucc45\uc784\uc744 \uc9d1\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p><strong>4A.2 \uae08\uc9c0\ub41c \ud589\uc704<\/strong><\/p>\n    \n\n    \n    <p>\uace0\uac1d\uc740 \ud68c\uc0ac\uc758 \ud569\ub9ac\uc801\uc778 \ud310\ub2e8\uc5d0 \ub530\ub77c \uac70\ub798 \uc2dc\uc2a4\ud15c\uc758 \uc624\uc6a9, \ud68c\uc0ac\uc758 \ud1b5\uc81c \ud68c\ud53c \ub610\ub294 \uac70\ub798 \ud658\uacbd\uc758 \ub0a8\uc6a9\uc73c\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\ub294 \uc5b4\ub5a0\ud55c \ud589\uc704\ub3c4 \ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud589\uc704\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub418\ub098 \uc774\uc5d0 \ud55c\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ud68c\uc0ac\uc758 \uc0ac\uc804 \uc11c\uba74 \uc2b9\uc778 \uc5c6\uc774 \uc81c3\uc790\uac00 \uace0\uac1d \uacc4\uc815\uc5d0 \uc811\uadfc\ud558\uac70\ub098 \uc774\ub97c \uc6b4\uc601 \ub610\ub294 \ud1b5\uc81c\ud558\ub3c4\ub85d \ud5c8\uc6a9\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\uc5d0\uc11c \uc2b9\uc778\ud55c \ud655\uc778\ub41c \uacc4\uc815 \ubcf4\uc720\uc790 \ub610\ub294 \uc801\ubc95\ud558\uac8c \uc2b9\uc778\ub41c \ub300\ub9ac\uc778 \uc678\uc758 \ub2e4\ub978 \uc0ac\ub78c\uacfc \uc811\uadfc \ub370\uc774\ud130, \uc790\uaca9 \uc99d\uba85, \uc7a5\uce58 \ub610\ub294 \uac70\ub798 \uc811\uadfc \uad8c\ud55c\uc744 \uacf5\uc720\ud558\uac70\ub098 \uacf5\uac1c\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac \uc815\ucc45\uc778 \uace0\uac1d\ub2f9 \ub2e8\uc77c \uacc4\uc815 \uc6d0\uce59 \ub610\ub294 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc758 \uc758\ub3c4\ub41c \uc0ac\uc6a9\uc744 \ud68c\ud53c\ud558\uae30 \uc704\ud574 \uc9c1\uc811 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \uc5ec\ub7ec \uacc4\uc815\uc744 \uac1c\uc124, \uc0ac\uc6a9 \ub610\ub294 \uc6b4\uc601\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\uc11c\ub85c \ub2e4\ub978 \uc2e0\uc6d0\uc73c\ub85c \ub4f1\ub85d\ub41c \uc5ec\ub7ec \uacc4\uc815\uc5d0 \ub3d9\uc77c\ud558\uac70\ub098 \uad00\ub828\ub41c \uc7a5\uce58, \uc2dc\uc2a4\ud15c, IP \uc8fc\uc18c, \ub124\ud2b8\uc6cc\ud06c \ub610\ub294 \uc6b4\uc601 \ud658\uacbd\uc5d0\uc11c \uc811\uadfc\ud558\uac70\ub098 \uc774\ub97c \uc6b4\uc601\ud558\uc5ec \uacf5\ud1b5\ub41c \uc18c\uc720\uad8c \ub610\ub294 \ud1b5\uc81c\ub97c \ub098\ud0c0\ub0b4\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac, \ud68c\uc0ac\uc758 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ub610\ub294 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc758 \uae30\uc220\uc801 \ud2b9\uc131, \uc9c0\uc5f0 \uc2dc\uac04, \uac00\uaca9 \ucc45\uc815 \uba54\ucee4\ub2c8\uc998, \uc2e4\ud589 \uae30\ub2a5, \uc778\ud504\ub77c \ucde8\uc57d\uc131, \uc2dc\uc2a4\ud15c \uc624\ub958 \ub610\ub294 \uc6b4\uc601 \ud504\ub85c\uc138\uc2a4\ub97c \uc774\uc6a9\ud558\uac70\ub098 \uc774\uc6a9\ud558\ub824\uace0 \uc2dc\ub3c4\ud558\ub294 \ud589\uc704; \uadf8\ub9ac\uace0<\/li>\n        \n\n        \n        <li>\uc11c\ube44\uc2a4 \ub610\ub294 \uac70\ub798 \uc2dc\uc2a4\ud15c\uacfc \uad00\ub828\ud558\uc5ec \uc0ac\uae30, \uae30\ub9cc, \uc740\ud3d0, \ud5c8\uc704 \uc9c4\uc220, \uc545\uc758 \ub610\ub294 \ub0a8\uc6a9\uc774 \ud3ec\ud568\ub41c \ud589\uc704\ub97c \ud558\ub294 \uacbd\uc6b0.<\/li>\n        <\/ol>\n    \n\n    \n    <p><strong>4A.3 \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \ubd84\uc11d<\/strong><\/p>\n    \n\n    \n    <p>\uace0\uac1d\uc740 \uc801\uc6a9 \ubc95\ub960 \ubc0f \ud68c\uc0ac\uc758 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uc815\ucc45\uc5d0 \ub530\ub77c \ud68c\uc0ac\uac00 \uace0\uac1d \uacc4\uc815 \ubc0f \uac70\ub798 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uc811\uadfc \ubc0f \uc0ac\uc6a9\uacfc \uad00\ub828\ub41c \uc815\ubcf4\ub97c \ubaa8\ub2c8\ud130\ub9c1, \uc218\uc9d1, \uae30\ub85d \ubc0f \ubd84\uc11d\ud560 \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud558\uace0 \uc774\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc815\ubcf4\uc5d0\ub294 IP \uc8fc\uc18c, \uc7a5\uce58 \uc815\ubcf4, \uc138\uc158 \ub370\uc774\ud130, \ub85c\uadf8\uc778 \uae30\ub85d, \uc0ac\uc6a9 \ud328\ud134 \ubc0f \uae30\ud0c0 \uae30\uc220\uc801 \ub610\ub294 \uc6b4\uc601 \uc9c0\ud45c\uac00 \ud3ec\ud568\ub420 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ubcf4\uc548, \uc0ac\uae30 \ubc29\uc9c0, \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc900\uc218, \uc704\ud5d8 \uad00\ub9ac, \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc9d1\ud589 \ubc0f \uac70\ub798 \ud658\uacbd\uc758 \ubb34\uacb0\uc131 \ubcf4\ud638 \ub4f1\uc758 \ubaa9\uc801\uc744 \uc704\ud574 \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p><strong>4A.4 \uc870\uc0ac<\/strong><\/p>\n    \n\n    \n    <p>\ud68c\uc0ac\uac00 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc704\ubc18, \uae08\uc9c0\ub41c \ud589\uc704, \uc0ac\uae30, \uacf5\uac1c\ub418\uc9c0 \uc54a\uc740 \uc81c3\uc790\uc758 \uacc4\uc815 \uc6b4\uc601, \uae08\uc735 \ubc94\uc8c4, \uaddc\uc81c \uc704\ubc18 \ub610\ub294 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc758 \uc624\uc6a9\uc744 \ud569\ub9ac\uc801\uc73c\ub85c \uc758\uc2ec\ud558\ub294 \uacbd\uc6b0 \ud68c\uc0ac\ub294 \ud574\ub2f9 \uc0ac\ud56d\uc744 \uc870\uc0ac\ud560 \uc218 \uc788\uc73c\uba70, \uc870\uc0ac \uacfc\uc815\uc5d0\uc11c \ucd94\uac00 \uc815\ubcf4 \ub610\ub294 \ubb38\uc11c\ub97c \uc694\uccad\ud558\uace0 \uac70\ub798, \uc785\uae08, \ucd9c\uae08, \uc774\uccb4, \uc811\uadfc \ub610\ub294 \uacc4\uc815 \uae30\ub2a5\uc744 \ud3ec\ud568\ud55c \uace0\uac1d \uacc4\uc815\uc758 \uc77c\ubd80 \ub610\ub294 \uc804\ubd80\ub97c \uc77c\uc2dc\uc801\uc73c\ub85c \uc81c\ud55c\ud558\uac70\ub098 \uc911\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\uac00 \ubcf4\uc548, \uaddc\uc815 \uc900\uc218, \uc0ac\uae30 \ubc29\uc9c0, \uc2dc\uc7a5 \ubb34\uacb0\uc131 \ub610\ub294 \uaddc\uc81c\uc0c1\uc758 \uc774\uc720\ub85c \ud544\uc694\ud558\ub2e4\uace0 \ud310\ub2e8\ud558\ub294 \uacbd\uc6b0 \uc774\ub7ec\ud55c \uc81c\ud55c\uc740 \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>\uc81c4.12(e)\ud56d\uc744 \uce68\ud574\ud558\uc9c0 \uc54a\ub294 \ubc94\uc704\uc5d0\uc11c \ud68c\uc0ac\ub294 \uc870\uc0ac \uc644\ub8cc \ubc0f\/\ub610\ub294 \ubc95\ub960, \uaddc\uc81c, \uc790\uae08\uc138\ud0c1\ubc29\uc9c0, \uc0ac\uae30 \ubc29\uc9c0, \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ub610\ub294 \ubc95 \uc9d1\ud589 \uae30\uad00\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \ud569\ub9ac\uc801\uc73c\ub85c \ud544\uc694\ud55c \uae30\uac04 \ub3d9\uc548 \uc774\ub7ec\ud55c \uc81c\ud55c\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\ub2f9\uc0ac\uc758 \uc694\uccad\uc73c\ub85c\ubd80\ud130 14\uc77c \uc774\ub0b4\uc5d0 \uc694\uccad\ub41c \uc2e4\uc0ac, \uac15\ud654\ub41c \uc2e4\uc0ac \ub610\ub294 \ud655\uc778 \ubb38\uc11c\ub97c \uc81c\uacf5\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0 \ubcf8 \uacc4\uc57d\uc758 \uc911\ub300\ud55c \uc704\ubc18\uc73c\ub85c \uac04\uc8fc\ub418\uc5b4 \ud68c\uc0ac\ub294 \uacc4\uc815\uc744 \uc601\uad6c\uc801\uc73c\ub85c \ud3d0\uc1c4\ud558\uace0 \uad00\ub828 \uc218\uc775\uc744 \ubb34\ud6a8\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <strong>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0\/\ud14c\ub7ec\uc790\uae08\uc870\ub2ec\ubc29\uc9c0(AML\/CFT) \ubc95\ub960 \ubc0f \uaddc\uc81c \uc9c0\uce68\uc5d0 \ub530\ub77c, \ud68c\uc0ac\ub294 \uad00\ub828 \ub2f9\uad6d\uc758 \ubcc4\ub3c4 \uc9c0\uc2dc\uac00 \uc5c6\uac70\ub098 \ud68c\uc0ac\uac00 \ud574\ub2f9 \uc790\uae08\uc744 \ub3d9\uacb0\ud558\uac70\ub098 \ubcf4\ub958\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0, \ucd08\uae30 \uc608\uce58\uae08\uc744 \uc6d0\ub798 \ucd9c\ucc98\ub85c \ubc18\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n    \n\n    \n    <p><strong>4A.5 \uc870\uce58<\/strong><\/p>\n    \n\n    \n    <p>\ud68c\uc0ac\uac00 \ud569\ub9ac\uc801\uc774\uace0 \uc120\uc758\ub85c \uace0\uac1d\uc774 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc744 \uc704\ubc18\ud588\uac70\ub098 \ubcf8 \uc81c4A\ud56d\uc5d0 \uc5b8\uae09\ub41c \ud589\uc704\ub97c \ud588\ub2e4\uace0 \ud310\ub2e8\ud558\ub294 \uacbd\uc6b0 \ud68c\uc0ac\ub294 \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc774 \ubcf8 \uace0\uac1d \uacc4\uc57d \ub610\ub294 \uc801\uc6a9 \ubc95\ub960\uc5d0 \ub530\ub978 \ub2e4\ub978 \uad8c\ub9ac\uc5d0 \ucd94\uac00\ud558\uc5ec \ub2e4\uc74c\uacfc \uac19\uc740 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uac70\ub798, \uc8fc\ubb38 \ub610\ub294 \ub51c\uc744 \uac70\ubd80, \ucde8\uc18c, \ubb34\ud6a8\ud654, \ucca0\ud68c, \uc218\uc815 \ub610\ub294 \uc7ac\uac00\uaca9 \ucc45\uc815\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\uc774\uc775, \uc218\uc775, \ud06c\ub808\ub527, \ub9ac\ubca0\uc774\ud2b8, \ubcf4\ub108\uc2a4, \uc778\uc13c\ud2f0\ube0c \ub610\ub294 \uae30\ud0c0 \ud61c\ud0dd\uc744 \ubcf4\ub958, \ucde8\uc18c, \ucc28\uac10, \ucca0\ud68c \ub610\ub294 \ud68c\uc218\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\uace0\uac1d \uacc4\uc815 \ub610\ub294 \uac70\ub798 \uacc4\uc815\uc744 \uc815\uc9c0, \uc81c\ud55c, \ub3d9\uacb0 \ub610\ub294 \uc885\ub8cc\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\ubaa8\ub4e0 \ubbf8\uacb0 \ud3ec\uc9c0\uc158\uc744 \uc885\ub8cc\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\uc870\uc0ac \uacb0\uacfc\uac00 \ub098\uc62c \ub54c\uae4c\uc9c0 \ub610\ub294 \ud68c\uc0ac\uc758 \ud655\uc778 \ub610\ub294 \uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d\uc774 \ucda9\uc871\ub420 \ub54c\uae4c\uc9c0 \ucd9c\uae08, \uc774\uccb4 \ub610\ub294 \ud658\ubd88 \uc694\uccad\uc744 \uc9c0\uc5f0, \uac70\ubd80 \ub610\ub294 \ubcf4\ub958\ud558\ub294 \ud589\uc704;<\/li>\n        \n\n        \n        <li>\uace0\uac1d\uc774 \ud68c\uc0ac\uc5d0 \ub300\ud574 \ubd80\ub2f4\ud558\ub294 \uae08\uc561\uc744 \ud68c\uc0ac\uac00 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ubcf4\uc720\ud55c \uc790\uae08 \ub610\ub294 \uc794\uc561\uacfc \uc0c1\uacc4\ud558\ub294 \ud589\uc704; \ubc0f\/\ub610\ub294<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\uac00 \ud569\ub9ac\uc801\uc73c\ub85c \ud544\uc694\ud558\uac70\ub098 \uc801\uc808\ud558\ub2e4\uace0 \ud310\ub2e8\ud558\ub294 \uacbd\uc6b0 \uad00\ub828 \uc815\ubcf4\ub97c \uaddc\uc81c \uae30\uad00, \ubc95 \uc9d1\ud589 \uae30\uad00, \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4, \uc740\ud589, \uac70\ub798 \uc0c1\ub300\ubc29, \uc720\ub3d9\uc131 \uc81c\uacf5\uc790, \uacc4\uc5f4\uc0ac \ub610\ub294 \uae30\ud0c0 \uad00\ub828 \uc81c3\uc790\uc5d0\uac8c \uacf5\uac1c\ud558\uace0 \ubcf4\uace0\ud558\ub294 \ud589\uc704.<\/li>\n        <\/ol>\n    \n\n    \n    <p><strong>4A.6 \uc99d\uac70 \ubc0f \ud310\ub2e8<\/strong><\/p>\n    \n\n    \n    <p>\uc5b4\ub5a4 \ud589\uc704\uac00 \ubcf8 \uc81c4A\ud56d\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \ud310\ub2e8\ud560 \ub54c \ud68c\uc0ac\ub294 \uacc4\uc815 \uae30\ub85d, \uc11c\ubc84 \ub85c\uadf8, \uacb0\uc81c \uae30\ub85d, KYC \uc815\ubcf4, \uc7a5\uce58 \ubc0f \uc811\uadfc \uc815\ubcf4, \ub85c\uadf8\uc778 \ubc0f \uc138\uc158 \ub370\uc774\ud130, \uac70\ub798 \ud589\ub3d9, \uc6b4\uc601 \ud328\ud134 \ubc0f \uae30\ud0c0 \uc774\uc6a9 \uac00\ub2a5\ud55c \uae30\uc220\uc801, \ud589\ub3d9\uc801 \ub610\ub294 \ubb38\uc11c\uc801 \uc99d\uac70\uc5d0 \uc758\uc874\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uad00\ub9ac \ubc0f \uc9d1\ud589\uc744 \uc704\ud55c \ud68c\uc0ac\uc758 \ud310\ub2e8\uc740 \uc120\uc758\uc640 \ud569\ub9ac\uc801\uc778 \uadfc\uac70\uc5d0 \ub530\ub77c \uc774\ub8e8\uc5b4\uc9c0\uba70, \uc774\ub294 \uc801\uc6a9 \ubc95\ub960, \uc81c14\uc870(\ubd88\ub9cc \ucc98\ub9ac) \ub610\ub294 \uc81c19\uc870(\uc900\uac70\ubc95 \ubc0f \uad00\ud560\uad8c)\uc5d0 \ub530\ub77c \uace0\uac1d\uc774 \uac00\uc9c8 \uc218 \uc788\ub294 \uad8c\ub9ac\ub97c \uce68\ud574\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-5-\uc704\ud5d8-\uacbd\uace0\">5 \uc704\ud5d8 \uacbd\uace0<\/h4>\n    \n\n    \n    <p>5.1&nbsp;\uadc0\ud558\ub294 \ubb34\uc870\uac74\uc801\uc73c\ub85c \ub2e4\uc74c\uc744 \uc778\uc815\ud558\uace0 \uc218\ub77d\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>CFD \ubc0f\/\ub610\ub294 \uae08\uc735 \uc0c1\ud488 \uac70\ub798\uc758 \uacb0\uacfc\ub85c \uc190\uc2e4\uacfc \uc190\ud574\ub97c \uc785\uc744 \ud070 \uc704\ud5d8\uc774 \uc788\uc73c\uba70, \uc774 \uc704\ud5d8\uc744 \uac10\uc218\ud560 \uc758\ud5a5\uc774 \uc788\uc74c\uc744 \uc218\ub77d\ud558\uace0 \uc120\uc5b8\ud569\ub2c8\ub2e4. \uc190\ud574\uc5d0\ub294 \ubaa8\ub4e0 \uc790\uae08\uc758 \uc190\uc2e4\uacfc \ucd94\uac00 \uc218\uc218\ub8cc \ubc0f \uae30\ud0c0 \ube44\uc6a9\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4,<\/li>\n        \n\n        \n        <li>\uae08\uc735 \uc0c1\ud488\uc740 \ub192\uc740 \uc218\uc900\uc758 \uc704\ud5d8\uc744 \uc218\ubc18\ud569\ub2c8\ub2e4. CFD \ubc0f\/\ub610\ub294 \uae08\uc735 \uc0c1\ud488 \uac70\ub798\uc5d0\uc11c \uc5bb\uc744 \uc218 \uc788\ub294 \uae30\uc5b4\ub9c1 \ub610\ub294 \ub808\ubc84\ub9ac\uc9c0\ub294 \uc18c\uc561\uc758 \uc608\uae08 \ub610\ub294 \uacc4\uc57d\uae08\uc73c\ub85c \ud070 \uc190\uc2e4\uacfc \uc774\uc775\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub294 \ub610\ud55c \uc0c1\ub300\uc801\uc73c\ub85c \uc791\uc740 \uc6c0\uc9c1\uc784\uc774 \ud22c\uc790 \uac00\uce58\uc5d0\uc11c \ube44\ub840\uc801\uc73c\ub85c \ub354 \ud070 \uc6c0\uc9c1\uc784\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uadc0\ud558\uc5d0\uac8c \ubd88\ub9ac\ud558\uac8c\ub3c4 \uc720\ub9ac\ud558\uac8c\ub3c4 \uc791\uc6a9\ud560 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uae08\uc735 \uc0c1\ud488 \uac70\ub798\uc5d0\ub294 \uc6b0\ubc1c\uc801 \ucc45\uc784\uc774 \uc788\uc73c\uba70, \uadc0\ud558\ub294 \uc774\uac83\uc758 \uc601\ud5a5, \ud2b9\ud788 \ub9c8\uc9c4 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud574 \uc54c\uace0 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4,<\/li>\n        \n\n        \n        <li>\uae08\uc735 \uc0c1\ud488 \uac70\ub798 \uc2dc \uadc0\ud558\ub294 \uae30\ucd08 \uc790\uc0b0 \uac00\uaca9\uc758 \uacb0\uacfc\uc5d0 \ub300\ud574 \uac70\ub798\ud558\uba70, \ud574\ub2f9 \uac70\ub798\ub294 \uaddc\uc81c\ub41c \uc2dc\uc7a5\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uace0 \uc7a5\uc678\uac70\ub798(OTC)\ub85c \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4,&nbsp;<\/li>\n        \n\n        \n        <li>\ub9c8\uc9c4 \uac70\ub798\ub97c \uacb0\uc815\ud558\uae30 \uc804\uc5d0 \ud22c\uc790 \ubaa9\ud45c, \uacbd\ud5d8 \uc218\uc900 \ubc0f \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704\ub97c \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4,&nbsp;<\/li>\n        \n\n        \n        <li>\uadc0\ud558\ub294 \uc804\uccb4 \uc7ac\uc815 \uc0c1\ud669\uc744 \uace0\ub824\ud558\uc5ec \ud2b9\uc815 \uc720\ud615\uc758 \uc11c\ube44\uc2a4 \ubc0f \uae08\uc735 \uc0c1\ud488\uc744 \uc120\ud0dd\ud588\uc73c\uba70, \uadf8\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \ud569\ub9ac\uc801\uc774\ub77c\uace0 \ud310\ub2e8\ud569\ub2c8\ub2e4, \ubc0f<\/li>\n        \n\n        \n        <li>\uc628\ub77c\uc778 \uc804\uc1a1 \ubc0f \uc778\ud130\ub137 \uc811\uc18d\uacfc \uad00\ub828\ub41c \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc544\ub798\uc5d0 \uc5f4\uac70\ub41c \uc704\ud5d8\uc740 \uc644\uc804\ud558\uc9c0 \uc54a\uc9c0\ub9cc \ub2e4\uc74c\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4:\n            <ol style=\"list-style-type:lower-roman\" class=\"wp-block-list\">\n                <li>\uc554\ud638\ud654\uac00 \ubd80\uc871\ud55c \uc778\ud130\ub137 \uc804\uc1a1 \ub77c\uc778\uc73c\ub85c \uc778\ud574 \uc804\uc790 \uba54\uc77c\uc774 \uc548\uc804\ud558\uc9c0 \uc54a\uc740 \uc804\uc1a1 \uc218\ub2e8\uc774 \ub429\ub2c8\ub2e4,<\/li>\n                \n\n                \n                <li>\uc804\uc790 \uba54\uc77c\uc744 \ud1b5\ud55c \uc815\ubcf4 \uc804\uc1a1\uc5d0\ub294 \uc624\ub958, \ubc14\uc774\ub7ec\uc2a4, \uc9c0\uc5f0, \uac00\ub85c\ucc44\uae30 \ub610\ub294 \ubb34\ub2e8 \uc218\uc815 \ub610\ub294 \ubcc0\uacbd\uc758 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4, \ubc0f<\/li>\n                \n\n                \n                <li>\uc804\uc790 \uba54\uc77c \uc804\uc1a1\uc5d0\uc11c \uc911\ub2e8, \ubc29\ud574, \uc9c0\uc5f0 \ub610\ub294 \ubd80\uc815\ud655\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n                <\/ol>\n            <\/li>\n        <\/ol>\n    \n\n    \n    <p>5.2&nbsp;\uc81c\uacf5\ub41c \ubcf4\uace0\uc11c\uc758 \ub0b4\uc6a9\uc740 \uace0\uac1d\uc774 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub41c \uc804\ub7b5\uc73c\ub85c \uc774\uc775\uc744 \uc5bb\uc744 \uac83\uc774\ub77c\ub294 \uba85\uc2dc\uc801 \ub610\ub294 \ubb35\uc2dc\uc801 \uc57d\uc18d\uc774\ub098 \ubcf4\uc99d, \ub610\ub294 \uc774\uc640 \uad00\ub828\ub41c \uc190\uc2e4\uc744 \uc81c\ud55c\ud560 \uc218 \uc788\uac70\ub098 \uc81c\ud55c\ud560 \uac83\uc774\ub77c\ub294 \ubcf4\uc99d\uc73c\ub85c \ud574\uc11d\ub418\uc5b4\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>5.3&nbsp;\ubd84\uc11d\uc758 \uad8c\uc7a5 \uc0ac\ud56d\uc5d0 \ub530\ub978 \uac70\ub798, \ud2b9\ud788 \ub808\ubc84\ub9ac\uc9c0 \ud22c\uc790\ub294 \ub9e4\uc6b0 \ud22c\uae30\uc801\uc77c \uc218 \uc788\uc73c\uba70, \ud2b9\ud788 \ubd84\uc11d\uc5d0 \uc5b8\uae09\ub41c \uc870\uac74\uc774 \uc608\uc0c1\ub300\ub85c \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0 \uc774\uc775\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc190\uc2e4\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>5.4&nbsp;\uc804\uc790 \uac70\ub798 \uc2dc\uc2a4\ud15c \ubc0f\/\ub610\ub294 \uc804\ud654\ub97c \ud1b5\ud55c \uac00\uaca9 \ucc45\uc815 \uacfc\uc815, \ud0c0\uc774\ud551 \uc624\ub958, \uc785\ub825 \uc624\ub958 \ubc0f \ud638\uac00 \uc624\ub958\uc758 \uacbd\uc6b0, \ud68c\uc0ac\ub294 \uc2e4\uc218\uac00 \ubc1c\uc0dd\ud55c \uace0\uac1d \uacc4\uc815\uc5d0 \ud544\uc694\ud55c \uc218\uc815\uc744 \ud560 \uc218 \uc788\ub294 \uc644\uc804\ud55c \uad8c\ub9ac\ub97c \uac00\uc9d1\ub2c8\ub2e4.&nbsp;\uc758\uc2ec\uc758 \uc5ec\uc9c0\ub97c \uc5c6\uc560\uae30 \uc704\ud574, \uc5ec\uae30\uc5d0\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc624\uc791\ub3d9, \uae30\uc220\uc801 \uacb0\ud568, \uc9c0\uc5f0 \ub610\ub294 \uae30\ud0c0 \uc2dc\uc2a4\ud15c \uc7a5\uc560\ub85c \uc778\ud574 \uac70\ub798\uac00 \uc2e4\ud589\ub418\uac70\ub098 \uacc4\uc57d\uc774 \uc2dc\uc7a5 \uc0c1\ud669\uc744 \ud569\ub9ac\uc801\uc73c\ub85c \ubc18\uc601\ud558\uc9c0 \uc54a\ub294 \uac00\uaca9\uc774\ub098 \ube44\uc815\uc0c1\uc801\uc73c\ub85c \ub0ae\uc740 \uc218\uc900\uc758 \uc704\ud5d8(&#8220;\uc624\ub958 \uac00\uaca9 \ucc45\uc815&#8221;)\uc73c\ub85c \ud68d\ub4dd \ub610\ub294 \ud310\ub9e4\ub418\ub294 \uc0c1\ud669\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacbd\uc6b0 \ud68c\uc0ac\ub294 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \uadf8\ub7ec\ud55c \uac70\ub798\ub97c \ucde8\uc18c, \ubb34\ud6a8\ud654, \uc218\uc815 \ub610\ub294 \uc7ac\uac00\uaca9 \ucc45\uc815\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>5.5&nbsp;\uae08\uc735 \uc0c1\ud488\uc5d0 \uad00\ub828\ub41c \uc704\ud5d8\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0 \uac70\ub798\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-6-\ucc45\uc784\">6 \ucc45\uc784<\/h4>\n    \n\n    \n    <p>\ud68c\uc0ac\uc758 \uacfc\uc2e4, \uc0ac\uae30 \ub610\ub294 \uace0\uc758\uc801 \ubd88\uc774\ud589\uc758 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0:<\/p>\n    \n\n    \n    <p>6.1 \uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \uadf8\ub7ec\ud55c \uc190\uc2e4 \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \uadc0\ud558\uc5d0\uac8c \uc870\uc5b8\ud588\ub354\ub77c\ub3c4, \uc11c\ube44\uc2a4 \uc0ac\uc6a9\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uacb0\uacfc\uc801, \uac04\uc811\uc801, \ubd80\uc218\uc801 \ub610\ub294 \ud2b9\ubcc4 \uc190\uc2e4(\uc774\uc775 \uc190\uc2e4 \ubc0f \uac70\ub798 \uc190\uc2e4 \ud3ec\ud568)\uc5d0 \ub300\ud574 \ub2f9\uc0ac\uac00 \ucc45\uc784\uc9c0\uc9c0 \uc54a\uc74c\uc744 \ub3d9\uc758\ud569\ub2c8\ub2e4. \uacb0\uacfc\uc801 \uc190\uc2e4\uc5d0\ub294 \uc9c1\uc811\uc801\uc774\ub4e0 \uac04\uc811\uc801\uc774\ub4e0 \uc21c\uc218\ud55c \uacbd\uc81c\uc801 \uc190\uc2e4, \uc774\uc775 \uc190\uc2e4, \uc0ac\uc5c5 \uc190\uc2e4 \ubc0f \uc608\uc0c1 \uc190\uc2e4\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>6.2 \ub2f9\uc0ac\ub294 \uadc0\ud558\uac00 \uc811\uadfc \ub370\uc774\ud130\uc758 \uc624\uc6a9\uc744 \ub2f9\uc0ac\uc5d0 \ubcf4\uace0\ud558\uae30 \uc804\uc5d0 \ub2f9\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \ubc1c\uae09\ud55c \uc811\uadfc \ub370\uc774\ud130\ub97c \uc5b4\ub5a4 \uc0ac\ub78c\uc774 \ud68d\ub4dd\ud55c \uacb0\uacfc\ub85c \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4, \uc190\ud574 \ub610\ub294 \uccad\uad6c\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>6.3 \ub2f9\uc0ac\ub294 \uc8fc\ubb38 \uc804\uc1a1 \uc9c0\uc5f0\uc73c\ub85c \uc778\ud574 \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4, \uc190\ud574 \ub610\ub294 \uccad\uad6c\uc5d0 \ub300\ud574 \uadc0\ud558\uc5d0\uac8c \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>6.4 \ub2f9\uc0ac\ub294 \uc138\uc728 \ubcc0\uacbd\uc73c\ub85c \uc778\ud574 \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4, \uc190\ud574 \ub610\ub294 \uccad\uad6c\uc5d0 \ub300\ud574 \uadc0\ud558\uc5d0\uac8c \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>6.5 \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815 \ub610\ub294 \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \ubcf4\uc720\ud55c \uc790\uae08\uacfc \uad00\ub828\ud558\uc5ec \ubc1c\uc1a1\ub41c \ubb38\uc11c\ub97c \uc218\uc2e0\ud558\uc9c0 \ubabb\ud558\uac70\ub098, \ub2f9\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \uc804\ub2ec\ud560 \uc218 \uc788\ub294 \ud574\ub2f9 \ubb38\uc11c\ub97c \uadc0\ud558\uac00 \uc218\uc2e0\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0 \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4, \uc190\ud574 \ub610\ub294 \uccad\uad6c\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>6.6 \ub2f9\uc0ac\ub294 \ub2f9\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \uad8c\uc7a5 \uc0ac\ud56d, \uc608\uce21 \ub610\ub294 \uae30\ud0c0 \uc815\ubcf4\uc5d0 \uc758\uc874\ud558\uc5ec \uc218\ud589\ud55c \ud22c\uc790\uc758 \uacb0\uacfc\ub85c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf8 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc81c\uacf5\ub418\ub294 \ucf58\ud150\uce20(\uc758\uacac, \ub274\uc2a4, \uc5f0\uad6c, \ubd84\uc11d, \uac00\uaca9 \ub610\ub294 \uae30\ud0c0 \uc815\ubcf4 \ud3ec\ud568)\ub294 \uc77c\ubc18\uc801\uc778 \uc2dc\uc7a5 \ub17c\ud3c9 \ub610\ub294 \uad50\uc721 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc81c\uacf5\ub418\uba70 \ud22c\uc790 \uc870\uc5b8\uc744 \uad6c\uc131\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>6.7 \uadc0\ud558\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \uadc0\ud558\uc758 \uc758\ubb34\uc758 \uc801\uc808\ud55c \uc774\ud589\uacfc \uad00\ub828\ud558\uc5ec \ub2f9\uc0ac\uc5d0 \ub300\ud574 \ubc1c\uc0dd\ud558\uac70\ub098 \uc81c\uae30\ub41c \uc190\uc2e4, \ucc45\uc784, \ube44\uc6a9, \uccad\uad6c, \uc870\uce58, \uc694\uad6c \ub610\ub294 \ube44\uc6a9\uc5d0 \ub300\ud574 \ub2f9\uc0ac\ub97c \uba74\ucc45\ud560 \uac83\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4. \ub2e8, \ud574\ub2f9 \uc190\uc2e4, \ucc45\uc784, \ube44\uc6a9, \uccad\uad6c, \uc870\uce58, \uc694\uad6c \ub610\ub294 \ube44\uc6a9\uc774 \ub2f9\uc0ac \ub610\ub294 \ub2f9\uc0ac \uc9c1\uc6d0\uc758 \uacfc\uc2e4, \uc0ac\uae30 \ub610\ub294 \uace0\uc758\uc801 \ubd88\uc774\ud589\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0\ub294 \uc81c\uc678\ub429\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>6.8 \ub2f9\uc0ac\uac00 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc870\uac74 \ub610\ub294 \uc870\ud56d \uc704\ubc18\uc5d0 \ub300\ud55c \uc2dc\uc815\uc744 \uad6c\ud558\uc9c0 \uc54a\uac70\ub098 \uc5c4\uaca9\ud55c \uc774\ud589\uc744 \uc8fc\uc7a5\ud558\uc9c0 \uc54a\uac70\ub098, \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \ub2f9\uc0ac\uac00 \uac00\uc9c4 \uad8c\ub9ac \ub610\ub294 \uad6c\uc81c\ucc45\uc744 \ud589\uc0ac\ud558\uc9c0 \uc54a\ub294 \uac83\uc740 \uc774\uc5d0 \ub300\ud55c \ubb35\uc2dc\uc801 \ud3ec\uae30\ub97c \uad6c\uc131\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    <\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n    <h3 class=\"wp-block-heading\" id=\"h-\uc81c2\ubd80-\uc790\uae08\">\uc81c2\ubd80 \u2013 \uc790\uae08<\/h3>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-7-\uace0\uac1d-\uc790\uae08\">7 \uace0\uac1d \uc790\uae08<\/h4>\n    \n\n    \n    <p>7.1 \ud22c\uc790 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \uc704\ud574 \uace0\uac1d\uc774 \ud68c\uc0ac\uc5d0 \uc804\ub2ec\ud558\uac70\ub098 \ud68c\uc0ac\uac00 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ubcf4\uc720\ud558\ub294 \ubaa8\ub4e0 \uae08\uc561\uc740 \uace0\uac1d \uba85\uc758 \ubc0f\/\ub610\ub294 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ud68c\uc0ac \uba85\uc758\ub85c \uace0\uac1d \uc740\ud589 \uacc4\uc88c\uc5d0 \ubcf4\uad00\ub429\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>7.2 \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc790\uae08\uacfc \ub2e4\ub978 \uace0\uac1d\uc758 \uc790\uae08\uc744 \ub3d9\uc77c\ud55c \uace0\uac1d \uc740\ud589 \uacc4\uc88c(\ucd1d\uad04 \uacc4\uc88c)\uc5d0 \ubcf4\uc720\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \ub2f9\uc0ac\ub294 \ubc31\uc624\ud53c\uc2a4 \ubc0f \ud68c\uacc4 \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uadc0\ud558\uc758 \uc790\uae08\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>7.3 \ub2f9\uc0ac\ub294 \ud574\ub2f9 \uc0ac\ub78c\uc744 \ud1b5\ud574 \ub610\ub294 \ud574\ub2f9 \uc0ac\ub78c\uacfc \uac70\ub798\ub97c \uc218\ud589\ud558\uac70\ub098 \uac70\ub798\uc640 \uad00\ub828\ud558\uc5ec \ub2f4\ubcf4(\uc608: \ucd08\uae30 \ub9c8\uc9c4 \uc694\uad6c \uc0ac\ud56d) \uc81c\uacf5 \uc758\ubb34\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \ub2f9\uc0ac\uc758 \uacc4\uc5f4\uc0ac \ub610\ub294 \uc81c3\uc790(\uc608: \uc740\ud589, \uc2dc\uc7a5, \uac00\ub9f9\uc810, \uc804\uc790\uc9c0\uac11, \uc911\uac1c \ube0c\ub85c\ucee4, \uc7a5\uc678\uac70\ub798 \uc0c1\ub300\ubc29 \ub610\ub294 \uccad\uc0b0\uc18c)\uc5d0\uac8c \uace0\uac1d \uc790\uae08\uc744 \uc218\ub839\ud558\uac70\ub098 \uc804\ub2ec\ud558\uc5ec \ubcf4\uc720\ud558\uac70\ub098 \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\ud558\ub85c\ubd80\ud130 \ubc1b\uc740 \uc790\uae08\uc744 \uc804\ub2ec\ud558\ub294 \uc81c3\uc790\uc758 \uc791\uc704 \ub610\ub294 \ubd80\uc791\uc704\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uac00 \uc790\uae08\uc744 \uc804\ub2ec\ud558\ub294 \uc81c3\uc790\ub294 \ucd1d\uad04 \uacc4\uc88c\uc5d0 \uc790\uae08\uc744 \ubcf4\uc720\ud560 \uc218 \uc788\uc73c\uba70 \ub2f9\uc0ac\uc758 \uc790\uae08\uc774\ub098 \uc81c3\uc790\uc758 \uc790\uae08\uacfc \ubd84\ub9ac\ud558\ub294 \uac83\uc774 \ubd88\uac00\ub2a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uc81c3\uc790\uc758 \uc9c0\uae09\ubd88\ub2a5 \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \uc808\ucc28\uac00 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0, \ub2f9\uc0ac\ub294 \uadc0\ud558 \ubc0f \ub2e4\ub978 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ud574\ub2f9 \uc81c3\uc790\uc5d0 \ub300\ud574 \ubb34\ub2f4\ubcf4 \uccad\uad6c\uad8c\ub9cc \uac16\uac8c \ub418\uba70, \ub2f9\uc0ac\uac00 \uc81c3\uc790\ub85c\ubd80\ud130 \ubc1b\uc740 \uc790\uae08\uc774 \ud574\ub2f9 \uacc4\uc88c\uc640 \uad00\ub828\ud558\uc5ec \uccad\uad6c\uad8c\uc744 \uac00\uc9c4 \uadc0\ud558 \ubc0f \ub2e4\ub978 \ubaa8\ub4e0 \uace0\uac1d\uc758 \uccad\uad6c\ub97c \ucda9\uc871\ud558\uae30\uc5d0 \ubd88\ucda9\ubd84\ud560 \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \ud68c\uc0ac\uc758 \uc740\ud589 \uacc4\uc88c\uc5d0 \uc9c1\uc811 \uc785\uae08\ub418\uc9c0 \uc54a\uc740 \uc790\uae08, \uacc4\uc5f4\uc0ac \ubc0f\/\ub610\ub294 \uc81c3\uc790\ub97c \ud1b5\ud55c \uc790\uae08 \uc785\uae08 \ub610\ub294 \uc1a1\uae08\uc758 \uc9c0\uc5f0 \ubc0f\/\ub610\ub294 \uc2e4\ud328\ub85c \uc778\ud55c \uc190\uc2e4(\uc9c1\uc811\uc801 \ub610\ub294 \uacb0\uacfc\uc801)\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>7.4 \ub2f9\uc0ac\ub294 \ud68c\uc0ac\uac00 \ubd84\ub9ac\ub41c \uace0\uac1d \uc740\ud589 \uacc4\uc88c\uc5d0 \uc785\uae08\ud558\uac70\ub098 \uc608\uce58\ud55c \uace0\uac1d \uc790\uae08\uc5d0 \ub300\ud574 \uc774\uc790\ub97c \uc9c0\uae09\ud558\uc9c0 \uc54a\uc73c\uba70, \uadc0\ud558\uc758 \uc790\uae08\uc744 \uc775\uc77c \uc608\uae08\uc5d0 \uc608\uce58\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadc0\ud558\ub294 \ubc1c\uc0dd\ud558\ub294 \ubaa8\ub4e0 \uc774\uc790\ub97c \ub2f9\uc0ac\uac00 \ubcf4\uc720\ud560 \uc218 \uc788\uc74c\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc790\uae08\uc744 \ud574\ub2f9 \uc790\uae08\uc5d0 \ub300\ud55c \ub2f4\ubcf4\uad8c, \uc720\uce58\uad8c \ub610\ub294 \uc0c1\uacc4\uad8c\uc744 \uc801\uc6a9\ud560 \uc218 \uc788\ub294 \ubcf4\uad00\uae30\uad00\uc5d0 \uc608\uce58\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>7.5 \ub2f9\uc0ac\ub294 \ub2f9\uc0ac\uc758 \ubcf8\uad6d \uad00\ud560\uad8c \uc678\ubd80\uc5d0\uc11c \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \uadc0\ud558\uc758 \uace0\uac1d \uc790\uae08\uc744 \ubcf4\uc720\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uc740\ud589\uc774\ub098 \uc0ac\ub78c\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \ubc95\uc801 \uccb4\uacc4\ub294 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uc740\ud589\uc774\ub098 \uc0ac\ub78c\uc758 \uc9c0\uae09\ubd88\ub2a5 \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \uc808\ucc28\uac00 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0, \uadc0\ud558\uc758 \uc790\uae08\uc740 \ub2f9\uc0ac\uc758 \ubcf8\uad6d \uad00\ud560\uad8c \ub0b4 \uc740\ud589 \uacc4\uc88c\uc5d0 \uc790\uae08\uc774 \ubcf4\uc720\ub41c \uacbd\uc6b0 \uc801\uc6a9\ub418\ub294 \ucc98\ub9ac\uc640 \ub2e4\ub974\uac8c \ucc98\ub9ac\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ubcf8 \uc870\ud56d\uc5d0 \uc5b8\uae09\ub41c \uc81c3\uc790\uc758 \uc9c0\uae09\ubd88\ub2a5, \uc791\uc704 \ub610\ub294 \ubd80\uc791\uc704\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>7.6 \ub2f9\uc0ac\ub294 \ud574\ub2f9 \uc790\uae08\uacfc \uad00\ub828\ud558\uc5ec \ub2f4\ubcf4\uad8c, \uc720\uce58\uad8c \ub610\ub294 \uc0c1\uacc4\uad8c\uc744 \uac00\uc9c4 \ubcf4\uad00\uae30\uad00\uc5d0 \uadc0\ud558\uc758 \uc790\uae08\uc744 \uc608\uce58\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>7.7 \uace0\uac1d \uacc4\uc57d \uc11c\uba85 \ub610\ub294 \uc218\ub77d \uc2dc, \uadc0\ud558\ub294 \ud68c\uc0ac\uac00 \uc704\uc758 \uc77c\ubc18\uc131\uc744 \uce68\ud574\ud558\uc9c0 \uc54a\uace0, \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \uc218\ud589\ub41c \ubaa8\ub4e0 \uac70\ub798\uc758 \uacb0\uc81c \ubc0f \uace0\uac1d \ub610\ub294 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ud68c\uc0ac \ub610\ub294 \uae30\ud0c0 \uc0ac\ub78c\uc5d0\uac8c \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \uae08\uc561\uc5d0 \ub300\ud55c \uc778\ucd9c\uc744 \ud3ec\ud568\ud558\uc5ec \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \uace0\uac1d \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \ubaa8\ub4e0 \uc785\uae08 \ubc0f \uc778\ucd9c\uc744 \ucc98\ub9ac\ud560 \uac83\uc744 \uc2b9\uc778\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>7.8 \ud68c\uc0ac\uc640 \uace0\uac1d \uac04\uc5d0 \uc11c\uba74\uc73c\ub85c \ub2ec\ub9ac \ud569\uc758\ud558\uc9c0 \uc54a\ub294 \ud55c, \ud68c\uc0ac\ub294 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uc218\uc2dc\ub85c \uace0\uac1d\uc758 \uc2b9\uc778 \uc5c6\uc774 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \ubcf4\uc720\ud558\uac70\ub098 \uace0\uac1d\uc758 \ud06c\ub808\ub527\uc73c\ub85c \ubcf4\uc720\ud55c \uae08\uc561\uc744 \ud68c\uc0ac \ub610\ub294 \uadf8 \ube0c\ub85c\ucee4\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc758\ubb34\uc5d0 \ub300\ud574 \uc0c1\uacc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\uc640 \uace0\uac1d\uc774 \uc11c\uba74\uc73c\ub85c \ub2ec\ub9ac \ud569\uc758\ud558\uc9c0 \uc54a\ub294 \ud55c, \ubcf8 \uace0\uac1d \uacc4\uc57d\uc740 \uc2e0\uc6a9 \uc2dc\uc124\uc5d0 \ub300\ud55c \uad8c\ub9ac\ub97c \ubc1c\uc0dd\uc2dc\ud0a4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>7.9 \uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \uadc0\ud558 \ub610\ub294 \uc2dd\ubcc4\ud560 \uc218 \uc788\ub294 \uc7a0\uc7ac\uc801 \uc218\ud61c\uc790\uc640 \uc5f0\ub77d\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0, 6\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \ud65c\ub3d9\uc774 \uc5c6\ub294 \uacc4\uc815\uc73c\ub85c \uc815\uc758\ub418\ub294 \ube44\ud65c\uc131 \uace0\uac1d \uacc4\uc815\uc5d0 \ub0a8\uc544 \uc788\ub294 \ubbf8\uccad\uad6c \uc790\uae08\uc744 \uad00\ub9ac\ud560 \uad8c\ud55c\uc744 \ud68c\uc0ac\uc5d0 \ubd80\uc5ec\ud558\ub294 \uac83\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4. \uc774 \uad8c\ud55c\uc5d0\ub294 \uacc4\uc815 \uc720\uc9c0 \uc808\ucc28\uc5d0 \ub300\ud55c \ube44\ud65c\uc131 \uc218\uc218\ub8cc \uacf5\uc81c\uac00 \ud3ec\ud568\ub418\uc9c0\ub9cc \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-8a-nbsp-\uace0\uac1d-\uacc4\uc815\uc758-\uc785\uae08-\ubc0f-\ucd9c\uae08\">8A.&nbsp;\uace0\uac1d \uacc4\uc815\uc758 \uc785\uae08 \ubc0f \ucd9c\uae08<\/h4>\n    \n\n    \n    <p>8.1 \uadc0\ud558\ub294 \uc2e0\uc6a9\uce74\ub4dc \ub610\ub294 \uc9c1\ubd88\uce74\ub4dc, \uc1a1\uae08 \ub610\ub294 SEPA \uc774\uccb4, \uc804\uc790\uc9c0\uac11 \ub610\ub294 \ud68c\uc0ac \ub610\ub294 \uadf8 \uacc4\uc5f4\uc0ac\uac00 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uc73c\ub85c \uc218\uc2dc\ub85c \ud5c8\uc6a9\ud558\ub294 \uae30\ud0c0 \uc720\uc0ac\ud55c \uc790\uae08 \uc774\uccb4 \ubc29\ubc95\uc73c\ub85c \uace0\uac1d \uacc4\uc815\uc5d0 \uc790\uae08\uc744 \uc785\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ubaa8\ub4e0 \uc774\uccb4 \ubc29\ubc95\uc774 \uadc0\ud558\uc758 \uad6d\uac00\uc5d0\uc11c \uc0ac\uc6a9 \uac00\ub2a5\ud558\ub2e4\uace0 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uace0\uac1d \uacc4\uc815\uc5d0 \uc790\uae08\uc744 \uc785\uae08\ud558\uae30 \uc704\ud55c \uc774\uccb4\ub294 \uadc0\ud558\uc758 \uba85\uc2dc\uc801 \ub3d9\uc758\uc5d0 \ub530\ub77c 1) \uac70\ub798 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ub610\ub294 2) \uc804\ud654 \ub2f4\ub2f9\uc790\uc758 \ub3c4\uc6c0\uc744 \ud1b5\ud574\uc11c\ub9cc \uadc0\ud558\uac00 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>8.2&nbsp;\uac70\ub798\ub97c \uc2dc\uc791\ud558\ub294 \ub370 \ud544\uc694\ud55c \ucd5c\uc18c \ucd08\uae30 \uc785\uae08\uc561\uc740 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc758 &#8216;\uacc4\uc815&#8217; \uc139\uc158\uc5d0 \uc124\uba85\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uc758 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \ucd5c\uc18c \ucd08\uae30 \uc785\uae08\uc561\ubcf4\ub2e4 \uc801\uc740 \uc790\uae08\uc744 \uc774\uccb4\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uac70\ub798\ub97c \uc2dc\uc791\ud558\ub3c4\ub85d \ud5c8\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ud604\uae08 \uc785\uae08 \ubc0f\/\ub610\ub294 \ud574\ub2f9 \ud604\uae08 \uc785\uae08\uc73c\ub85c \uc778\ud55c \uace0\uac1d \uacc4\uc815\uc5d0 \ub300\ud55c \uc811\uadfc\uc744 \uac70\ubd80\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.3A&nbsp;\uadc0\ud558\ub294 \ud544\uc694\ud55c \uc11c\ub958\ub97c \ub2f9\uc0ac\uc5d0 \uc81c\ucd9c\ud558\ub294 \uc870\uac74\uc73c\ub85c \uc6f9\uc0ac\uc774\ud2b8\uc758 \ucd9c\uae08 \uc139\uc158\uc5d0 \uc124\uba85\ub41c \uc808\ucc28\uc5d0 \ub530\ub77c \uace0\uac1d \uacc4\uc815\uc5d0\uc11c \uc785\uae08\ub41c \uc790\uae08\uc758 \ucd9c\uae08\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucd9c\uae08 \uc694\uccad\uc774 \ubaa8\ub4e0 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uc9c0 \uc54a\uace0 \ub2f9\uc0ac\uc5d0 \uc81c\ucd9c\ub41c \uacbd\uc6b0, \ud68c\uc0ac\ub294 \ubaa8\ub4e0 \ubc95\uc801 \uc694\uad6c \uc0ac\ud56d\uc774 \ucda9\uc871\ub420 \ub54c\uae4c\uc9c0 \uc774 \ucd9c\uae08 \uc694\uccad\uc744 \ubcf4\ub958\ud560 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uad8c\uc744 \ubcf4\uc720\ud569\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uadc0\ud558\uc5d0\uac8c \ucd9c\uae08 \uc790\uae08\uc744 \uc774\uccb4\ud558\ub294 \ub370 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \ucd9c\uae08 \uc790\uae08\uc744 \uc774\uccb4\ud558\uae30 \uc704\ud574 \uc740\ud589, \uc2e0\uc6a9\uce74\ub4dc \ud68c\uc0ac, \uacb0\uc81c \ucc98\ub9ac\uae30 \ub610\ub294 \uc804\uc790\uc9c0\uac11\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ubaa8\ub4e0 \ube44\uc6a9\uc740 \uadc0\ud558\uc5d0\uac8c \uc804\uac00\ub429\ub2c8\ub2e4. \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc758 \uad00\ub828 \uc139\uc158\uc744 \ucc38\uc870\ud558\uc2ed\uc2dc\uc624. \ucd08\uae30 \uc785\uae08 \uc2dc\uc124\ub85c \uc774\uccb4\ud560 \uc218 \uc788\ub294 \ucd5c\ub300 \uae08\uc561\uc740 \ucd08\uae30 \uc785\uae08\uc561\uacfc \ub3d9\uc77c\ud569\ub2c8\ub2e4. \ubc1c\uc0dd\ud55c \uc774\uc775\uc740 \uadc0\ud558\uc758 \uc740\ud589 \uacc4\uc88c\ub85c\ub9cc \uc774\uccb4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.3B&nbsp;\ud68c\uc0ac\ub294 \ucd9c\uae08\uc758 \ucc98\ub9ac \ub610\ub294 \uc9c0\uae09 \uc911\uc5d0 \uc77c\uc0c1\uc801\uc778 \uac80\uc99d, \uc870\uc815 \ub610\ub294 \uae30\ud0c0 \ucc98\ub9ac \ub2e8\uacc4\ub97c \uc704\ud574 \ucd5c\ub300 <strong>5\uc601\uc5c5\uc77c<\/strong>\uc744 \uc694\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc740 \uadf8\ub7ec\ud55c \uc9c0\uc5f0\uc774 \ucd9c\uae08 \uc694\uccad \ucc98\ub9ac\uc758 \uc815\uc0c1\uc801\uc778 \ubd80\ubd84\uc784\uc744 \uc778\uc815\ud558\uba70, \uc774\uac83\uc774 \ud68c\uc0ac\uc758 \uc704\ubc18\uc744 \uad6c\uc131\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>8.4&nbsp;\uace0\uac1d\uc740 \uace0\uac1d \uacc4\uc815\uc5d0 \uc785\uae08\ud55c \uc790\uae08 \ubc0f\/\ub610\ub294 \uace0\uac1d \uacc4\uc815\uc744 \ud1b5\ud55c \uac70\ub798 \uac70\ub798\ub85c \uc5bb\uc740 \uc774\uc775\uc744 \uace0\uac1d \uacc4\uc815\uc5d0 \uc790\uae08\uc744 \uc785\uae08\ud558\ub294 \ub370 \uc0ac\uc6a9\ub41c \uad00\ub828 \uacc4\uc88c \ub610\ub294 \uce74\ub4dc(\ud574\ub2f9 \uacc4\uc88c\ub97c &#8220;\uc6d0\ub798 \uacc4\uc88c\/\uce74\ub4dc&#8221;\ub77c\uace0 \ud568)\ub85c\ub9cc \ucd9c\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6d0\ub798 \uacc4\uc88c\/\uce74\ub4dc \uc774\uc678\uc758 \uacc4\uc88c \ub610\ub294 \uce74\ub4dc\ub85c\uc758 \uc790\uae08 \uc774\uccb4(\ucd9c\uae08)\ub294 \ud68c\uc0ac\uc758 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \ud5c8\uc6a9\ub420 \uc218 \uc788\uc73c\uba70, \ud68c\uc0ac\uac00 \uc790\uae08\uc744 \ub2e4\ub978 \uacc4\uc88c\ub85c \uc1a1\uae08\ud558\ub294 \ub370 \ud569\ub9ac\uc801\uc778 \uc815\ub2f9\uc131\uc774 \uc788\ub2e4\uace0 \ub9cc\uc871\ud558\ub294 \uacbd\uc6b0\uc5d0 \ud55c\ud569\ub2c8\ub2e4. \ub2ec\ub9ac \uba85\uc2dc\ub418\uc9c0 \uc54a\ub294 \ud55c \ucd5c\uc18c \ucd9c\uae08 \uae08\uc561\uc740 USD25\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.5 \uace0\uac1d\uc740 \ud68c\uc0ac\uc5d0 \uc81c\uacf5\ud55c \uacb0\uc81c \uc138\ubd80 \uc815\ubcf4\uc5d0 \ub300\ud574 \uc804\uc801\uc73c\ub85c \ucc45\uc784\uc744 \uc9c0\uba70, \uace0\uac1d\uc774 \uc81c\uacf5\ud55c \uc138\ubd80 \uc815\ubcf4\uac00 \ubd80\uc815\ud655\ud55c \uacbd\uc6b0 \ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc790\uae08\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ucd9c\uae08 \uc694\uccad\uc774 \uc740\ud589 \uacc4\uc88c\ub85c \uc774\ub8e8\uc5b4\uc9c4 \uacbd\uc6b0, \uace0\uac1d\uc740 \ucd9c\uae08 \uc694\uccad \ub0a0\uc9dc\ub85c\ubd80\ud130 10\uc601\uc5c5\uc77c \uc774\ub0b4\uc5d0 \uc740\ud589 \uc138\ubd80 \uc815\ubcf4\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \ucda9\ubd84\ud558\uace0 \uc801\uc808\ud55c \uc815\ubcf4\ub97c \uc5bb\uc9c0 \ubabb\ud55c \ucc44 10\uc77c\uc774 \uacbd\uacfc\ud558\uba74 \uc790\uae08\uc740 \uace0\uac1d \uacc4\uc815\uc73c\ub85c \ubc18\ud658\ub418\uba70 \uc0c8\ub85c\uc6b4 \ucd9c\uae08 \uc694\uccad\uc744 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.6 \ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc774 \uc720\ud6a8\ud55c &#8220;\uace0\uac1d \ud30c\uc545&#8221; \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubb38\uc11c\ub85c \ud655\uc778\ub41c \uacbd\uc6b0\uc5d0\ub9cc \uace0\uac1d \uc790\uae08\uc758 \ucd9c\uae08\uc744 \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>8.7A&nbsp;\ub2f9\uc0ac\ub294 \uc0c1\ud669\uc5d0 \uc801\uc808\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \ubc29\uc2dd\uc73c\ub85c \uadc0\ud558\uc5d0\uac8c \uc9c0\ubd88\ud574\uc57c \ud560 \uae08\uc561\uc744 \uc9c0\uae09\ud558\uba70, \uc0ac\uae30\uc131 \uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc \uc0ac\uc6a9, \uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc \uc9c0\ubd88\uac70\uc808 \ub610\ub294 \uae30\ud0c0 \ucc98\ub9ac\uae30 \uc9c0\ubd88\uac70\uc808(\uac70\ub798 \ub610\ub294 \uc9c0\ubd88\uac70\uc808\uc774 \ubc1c\uc0dd\ud55c \uc2dc\uae30\uc5d0 \uad00\uacc4\uc5c6\uc774)\uc744 \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\ub294 \ubcf8 \uc774\uc6a9 \uc57d\uad00\uc758 \uc704\ubc18\uc5d0 \ub300\ud574 \ubb34\uad00\uc6a9 \uc815\ucc45\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uace0\uac1d \uacc4\uc815\uc740 \uc989\uc2dc \ucde8\uc18c \ubd88\uac00\ub2a5\ud558\uac8c \ud574\uc9c0\ub429\ub2c8\ub2e4. \uace0\uac1d \uacc4\uc815\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \ubbf8\uacb0\uc81c \uac70\ub798\ub294 \uc989\uc2dc \uc885\ub8cc\ub418\uba70 \ud5a5\ud6c4 \uac70\ub798\ub294 \uac70\ubd80\ub429\ub2c8\ub2e4. \uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \uac70\ub798 \ubc0f\/\ub610\ub294 \uace0\uac1d \uacc4\uc815\uc744 \uc885\ub8cc\ud558\uae30 \uc804\uc5d0 \uadc0\ud558\uc5d0\uac8c \ud1b5\uc9c0\ud560 \uc758\ubb34\uac00 \uc5c6\uc9c0\ub9cc \ud1b5\uc9c0\ud560 \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.7B&nbsp;\ud569\ubc95\uc801\uc778 \uac70\ub798\uc5d0 \ub300\ud55c \ubd80\ub2f9\ud55c \uc9c0\ubd88\uac70\uc808 \uccad\uad6c\uc640 \uac19\uc740 &#8220;\uc6b0\ud638\uc801 \uc0ac\uae30&#8221; \uc758\uc2ec \uc0ac\ub840\uc758 \uacbd\uc6b0, \uadc0\ud558\ub294 \uc81c8.7A\uc870\uc5d0 \uc5b8\uae09\ub41c \uad8c\ub9ac \uc678\uc5d0\ub3c4 \ud68c\uc0ac\uac00 \ub2e4\uc74c \uad8c\ub9ac\ub97c \ubcf4\uc720\ud568\uc744 \uc778\uc815\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uadc0\ud558 \ubc0f \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \ud589\ub3d9\ud558\ub3c4\ub85d \uad8c\ud55c\uc744 \ubd80\uc5ec\ubc1b\uc740 \ubaa8\ub4e0 \uc81c3\uc790\uc5d0\uac8c \ub2f9\uc0ac \uc11c\ube44\uc2a4 \uc0ac\uc6a9\uc744 \uc989\uc2dc, \ucde8\uc18c \ubd88\uac00\ub2a5\ud558\uac8c, \ubb34\uae30\ud55c\uc73c\ub85c \uae08\uc9c0\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ub2e4\uc74c\uc5d0 \ub300\ud574 \uae08\uc9c0\ub97c \uc2dc\ud589\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4:\n            <ol style=\"list-style-type:lower-roman\" class=\"wp-block-list\">\n                <li>\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc5d0 \uc811\uadfc\ud558\uac70\ub098 \uad00\ub828\ub41c \ubaa8\ub4e0 IP \uc8fc\uc18c,<\/li>\n                \n\n                \n                <li>\uacc4\uc815 \ud655\uc778 \uacfc\uc815\uc5d0\uc11c \uc804\uc1a1\ub41c \uadc0\ud558 \ubc0f \uadc0\ud558\uc758 \uad8c\ud55c\uc744 \ubd80\uc5ec\ubc1b\uc740 \uc81c3\uc790\uc758 \ub4f1\ub85d\ub41c \uc6b0\ud3b8 \ubc0f \uccad\uad6c \uc8fc\uc18c,<\/li>\n                \n\n                \n                <li>\uacc4\uc815 \ud655\uc778 \uacfc\uc815\uc5d0\uc11c \uc81c\ucd9c\ub41c \uc2e0\uc6d0 \ud655\uc778 \ubb38\uc11c\uc5d0 \ub098\ud0c0\ub09c \ub300\ub85c \uadc0\ud558 \ubc0f \uadc0\ud558\uc758 \uad8c\ud55c\uc744 \ubd80\uc5ec\ubc1b\uc740 \uc81c3\uc790\uc758 \uc774\ub984\uacfc \uc131, \ubc0f \uae30\ud0c0 \ubaa8\ub4e0 \uc2e0\uc6d0 \ud655\uc778 \uc138\ubd80 \uc815\ubcf4, \ubc0f<\/li>\n                \n\n                \n                <li>\ub2f9\uc0ac\uac00 \uc801\uc808\ud558\uace0 \ud6a8\uacfc\uc801\uc774\ub77c\uace0 \ud310\ub2e8\ud558\ub294 \uae30\ud0c0 \uc2dd\ubcc4 \uc694\uc18c.&nbsp;<\/li>\n                <\/ol>\n            <\/li>\n        <\/ol>\n    \n\n    \n    <p>\ubaa8\ub4e0 \uae08\uc9c0\ub294 \ucd5c\uc885\uc801\uc774\uba70 \ud611\uc0c1\ud560 \uc218 \uc5c6\uc73c\uba70 \ub2e4\uc74c \uc870\uce58 \uc911 \ud558\ub098\ub97c \ud3ec\ud568\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <ol start=\"2\" style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815 \uc794\uc561\uc5d0\uc11c \uc9c0\ubd88\uac70\uc808 \uae08\uc561\uc744 \ud68c\uc218,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815 \uc794\uc561\uc5d0\uc11c \ucd1d \uc774\uc775 \uae08\uc561\uc744 \uc555\uc218,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815 \uc794\uc561\uc5d0\uc11c \uc81c\uacf5\ub41c \ubaa8\ub4e0 \ubcf4\ub108\uc2a4\ub97c \uc555\uc218,<\/li>\n        \n\n        \n        <li>\ubaa8\ub4e0 \uad00\ub828 \uc2e0\uc6a9 \ubc1c\ud589\uc790 \ubc0f \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\uc5d0 \ud1b5\ubcf4,<\/li>\n        \n\n        \n        <li>\uc2e0\uc6a9 \uce74\ub4dc \uc0ac\uae30\uc5d0 \ub300\ud55c \ud615\uc0ac \uc808\ucc28\ub97c \uadc0\ud558\uc5d0\uac8c \uc81c\uae30, \ubc0f<\/li>\n        \n\n        \n        <li>\uc0ac\uae30\uc131 \uc9c0\ubd88\uac70\uc808\uacfc \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \uad00\ub828\ub41c \ud3c9\ud310 \uc190\uc0c1\uc744 \ud3ec\ud568\ud558\uc5ec \ubc1c\uc0dd\ud55c \uc190\uc2e4 \ubc0f \uc190\ud574\uc5d0 \ub300\ud55c \uad6c\uc81c, \ubcf4\uc0c1 \ubc0f \ud68c\ubcf5\uc744 \uc704\ud55c \ubbfc\uc0ac \uc808\ucc28\ub97c \uadc0\ud558\uc5d0\uac8c \uc81c\uae30.<\/li>\n        <\/ol>\n    \n\n    \n    <p>8.7C&nbsp;\uc81c8.7\uc870\uac00 \ucda9\ubd84\ud788 \ucda9\uc871\ub418\uc5c8\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \uacbd\uc6b0, \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc5d0 \ub0a8\uc544 \uc788\ub294 \uc591\uc758 \uc794\uc561\uc740 \uc790\uae08\uc758 \uc6d0\uc810\uc73c\ub85c \ud658\ubd88\ub429\ub2c8\ub2e4. \uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \ud658\ubd88\uc744 \uc9c4\ud589\ud558\uae30 \uc804\uc5d0 \uadc0\ud558\uc5d0\uac8c \ud1b5\uc9c0\ud560 \uc758\ubb34\uac00 \uc5c6\uc9c0\ub9cc \ud1b5\uc9c0\ud560 \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-8b-nbsp-\ud504\ub85c\ubaa8\uc158-\ubc0f-\uc778\uc13c\ud2f0\ube0c\">8B&nbsp;\ud504\ub85c\ubaa8\uc158 \ubc0f \uc778\uc13c\ud2f0\ube0c<\/h4>\n    \n\n    \n    <p>8.8&nbsp;\ud68c\uc0ac\ub294 \uc218\uc2dc\ub85c \ub2f9\uc0ac\uc758 \ub2e8\ub3c5 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uc0ac\uc804 \uc815\uc758\ub41c \ubaa9\ud45c\uc5d0 \ub3c4\ub2ec\ud558\uac70\ub098 \uc644\ub8cc \uc2dc \uace0\uac1d\uc774 \uc9c0\uc815\ub41c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc5ec\ub7ec \uc720\ud615\uc758 \ud504\ub85c\ubaa8\uc158 \ubc0f\/\ub610\ub294 \uc778\uc13c\ud2f0\ube0c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. &#8220;\ud504\ub85c\ubaa8\uc158&#8221;\uc740 \ud68c\uc0ac\uac00 \ub3d9\uc77c\ud558\uac70\ub098 \uc720\uc0ac\ud55c \uba54\ucee4\ub2c8\uc998\uc73c\ub85c \ubc18\ubcf5\uc801\uc73c\ub85c \uc6b4\uc601\ud558\ub294 \uacc4\ud68d\uc778 \ubc18\uba74, &#8220;\uc778\uc13c\ud2f0\ube0c&#8221;(\ub610\ub294 \uacbd\uc7c1)\ub294 \ud2b9\uc815 \uc77c\ud68c\uc131 \uacc4\ud68d(\uc608\ub97c \ub4e4\uc5b4, \ud06c\ub9ac\uc2a4\ub9c8\uc2a4 \uc120\ubb3c\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uc74c)\uc73c\ub85c \uc77c\ubc18\uc801\uc73c\ub85c \ucd08\ub300 \ubc0f \ud574\ub2f9 \ud655\uc778\uc5d0 \ub530\ub77c \uace0\uac1d\uc5d0\uac8c\ub9cc \uac1c\ubc29\ub429\ub2c8\ub2e4. \uc790\uae08\uc744 \uc785\uae08\ud558\uc9c0 \uc54a\uc740 \uace0\uac1d\uc740 \ud68c\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \ud504\ub85c\ubaa8\uc158 \ub610\ub294 \uc778\uc13c\ud2f0\ube0c\uc5d0\uc11c \uc774\uc6a9 \uac00\ub2a5\ud55c \ubcf4\ub108\uc2a4, \ucd9c\uae08 \ubcf4\ub108\uc2a4 \ubc0f\/\ub610\ub294 \uae30\ud0c0 \uc720\uc0ac\ud55c \uc778\uc13c\ud2f0\ube0c\uc5d0 \ub300\ud55c \uc790\uaca9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.9&nbsp;\ud504\ub85c\ubaa8\uc158 \ucc38\uc5ec\ub294 \uc544\ub798 \uc81c8.12\uc870\uc5d0 \ub098\uc5f4\ub41c \ud2b9\uc815 \uc870\uac74\uc758 \uc801\uc6a9\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud2b9\uc815 \uc77c\ud68c\uc131 \uc778\uc13c\ud2f0\ube0c\uc5d0 \uc801\uc6a9\ub418\ub294 \uc870\uac74\uc740 \uc778\uc13c\ud2f0\ube0c \uacf5\uc9c0\uc5d0\uc11c \ubc1c\ud589\ub429\ub2c8\ub2e4\/\ubc1c\ud589\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \ud504\ub85c\ubaa8\uc158 \ubc0f\/\ub610\ub294 \uc778\uc13c\ud2f0\ube0c\uc5d0 \ucc38\uc5ec\ud560 \ub54c \uba85\uc2dc\uc801\uc73c\ub85c \ud2b9\ubcc4\ud788 \uc81c\uc678\ub418\uc9c0 \uc54a\ub294 \ud55c \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \ub2e4\ub978 \ubaa8\ub4e0 \uc870\uac74\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc870\uac74\uc740 \ud504\ub85c\ubaa8\uc158\/\uc778\uc13c\ud2f0\ube0c \uae30\uac04 \ub3d9\uc548\ub9cc \uc801\uc6a9\ub418\uba70 \ud1b5\uc9c0 \uc5c6\uc774 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.10&nbsp;\uace0\uac1d\uc774 \ud504\ub85c\ubaa8\uc158 \ub610\ub294 \uc778\uc13c\ud2f0\ube0c\uc758 \uba85\uc2dc\ub41c \uc790\uaca9 \uae30\uc900\uc744 \ucda9\uc871\ud560 \uc218 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ud68c\uc0ac\ub294 \ubcf4\ub108\uc2a4, IB \ub9ac\ubca0\uc774\ud2b8 \uacc4\ud68d, \ub0b4\ubd80 \ud06c\ub808\ub527, \uacc4\uc815 \ub2e8\uc704, \ubcf4\uc0c1 \ud3ec\uc778\ud2b8 \ub610\ub294 \ud61c\ud0dd\uc774 \uc2e4\uc81c\ub85c \ubd80\uc5ec, \ud574\uc81c \ub610\ub294 \uc801\ub9bd\ub420\uc9c0 \uc5ec\ubd80\ub97c \uacb0\uc815\ud560 \uc644\uc804\ud558\uace0 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uad8c\uc744 \ubcf4\uc720\ud569\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \ud569\ub9ac\uc801\uc778 \uc758\uacac\uc73c\ub85c \uace0\uac1d\uc758 \ucc38\uc5ec\uac00 \ud504\ub85c\ubaa8\uc158 \ub610\ub294 \uc778\uc13c\ud2f0\ube0c\uc758 \uc815\uc2e0\uacfc \uc77c\uce58\ud558\uc9c0 \uc54a\uac70\ub098, \ubd88\uc131\uc2e4, \uc624\uc6a9 \ub610\ub294 \ubd80\ub2f9\ud55c \uc774\uc810\uc744 \uc5bb\uc73c\ub824\ub294 \uc2dc\ub3c4\ub97c \uad6c\uc131\ud558\ub294 \uacbd\uc6b0 \ud2b9\ud788 \uacb0\uc815\uc5d0 \ub300\ud55c \uc815\ub2f9\uc131\uc744 \uc81c\uacf5\ud560 \uc758\ubb34\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ubcf8 \uace0\uac1d \uacc4\uc57d \ubc0f\/\ub610\ub294 \ud2b9\uc815 \uc870\uac74\uc758 \uc704\ubc18, \uce68\ud574 \ub610\ub294 \ub0a8\uc6a9\uc774 \uc758\uc2ec\ub418\ub294 \uacbd\uc6b0, \ubcf8 \uace0\uac1d \uacc4\uc57d \ub610\ub294 \uaddc\uc815\uc5d0 \ub530\ub77c \ub2f9\uc0ac\uac00 \uac00\uc9c4 \ub2e4\ub978 \uad8c\ub9ac\ub97c \uce68\ud574\ud558\uc9c0 \uc54a\uace0 \ubaa8\ub4e0 \ubcf4\ub108\uc2a4\uc758 \uc989\uac01\uc801\uc778 \ucde8\uc18c, \ucca0\ud68c \ubc0f \uc778\ucd9c\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>8.11&nbsp;\ud504\ub85c\ubaa8\uc158 \ubc0f \uc778\uc13c\ud2f0\ube0c\ub294 \uc774\uc6a9 \uac00\ub2a5 \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uba70 \ubaa8\ub4e0 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud504\ub85c\ubaa8\uc158 \ubc0f \uc778\uc13c\ud2f0\ube0c\uc5d0 \ucc38\uc5ec\ud568\uc73c\ub85c\uc368 \uadc0\ud558\ub294 \ub2f9\uc0ac\uc758 \uc774\uc6a9 \uc57d\uad00\uc5d0 \uacc4\uc18d \ub3d9\uc758\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc774 \ud504\ub85c\ubaa8\uc158 \ubc0f\/\ub610\ub294 \uc778\uc13c\ud2f0\ube0c, \uc870\uac74\uc744 \ubcc0\uacbd\ud558\uac70\ub098 \ucca0\ud68c \ub610\ub294 \ucde8\uc18c\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>8.12&nbsp;\uc785\uae08 \ubcf4\ub108\uc2a4<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uc785\uae08 \ubc29\ubc95\uc5d0 \ub530\ub77c \ubcf4\ub108\uc2a4\ub294 \uc989\uc2dc \uc801\ub9bd\ub418\uac70\ub098 \uad00\ub9ac\uc790 \uc2b9\uc778 \uc2dc \uc801\ub9bd\ub418\uba70, \uc2b9\uc778\ub418\uba74 \ubcf4\ub108\uc2a4 \uc9c0\uac11\uc5d0\uc11c\ub9cc \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n        \n\n        \n        <li>\uc77c\ubd80 \ubcf4\ub108\uc2a4 \ud504\ub85c\ubaa8\uc158\uc5d0\ub294 \uc0c8 \uc785\uae08\uc774 \ubcf4\ub108\uc2a4\ub97c \ubc1b\uc744 \uc790\uaca9\uc774 \uc788\ub294 \uae30\uac04\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc73c\uba70 \ud574\ub2f9 \ud504\ub85c\ubaa8\uc158 \uc870\uac74\uc5d0 \ub530\ub77c \uacf5\uc9c0\ub429\ub2c8\ub2e4. \ud2b9\uc815 \uae30\uac04\uc774 \uaddc\uc815\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \ubaa8\ub4e0 \uc785\uae08 \uc694\uccad\uc740 \ubcf4\ub108\uc2a4 \uc790\uaca9\uc744 \uac16\ucd94\uae30 \uc704\ud574 \ud574\ub2f9 \ubcf4\ub108\uc2a4 \ud504\ub85c\ubaa8\uc158\uc5d0 \ub530\ub978 \uccab \uc785\uae08 \ud6c4 24\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uc218\uc2e0\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ud574\ub2f9 \ubcf4\ub108\uc2a4 \ud504\ub85c\ubaa8\uc158\uc740 \uac01 \uc2b9\uc778\ub41c \uc785\uae08\uc5d0 \ub300\ud574 \ubd80\uc5ec\ub418\ub294 \ubcf4\ub108\uc2a4\ub97c \ud45c\uc2dc\ud569\ub2c8\ub2e4. \ud2b9\uc815 \uc870\uac74\uc774 \ubc1c\ud589\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \ubcf4\ub108\uc2a4\ub294 30%\uc785\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ud544\uc694\ud55c \uac70\ub798\ub7c9\uc740 \ub204\uc801 \ubcf4\ub108\uc2a4 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \ud558\uba70 \ubcf4\ub108\uc2a4\uac00 \ubc1c\ud589\ub420 \ub54c\ub9c8\ub2e4 \uc5c5\ub370\uc774\ud2b8\ub429\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ubcf4\ub108\uc2a4\uac00 \uc2b9\uc778\ub418\uba74 \uc790\ub3d9\uc73c\ub85c \uace0\uac1d \uacc4\uc815 \uc794\uc561\uc5d0 \uc801\ub9bd\ub418\uba70 \uc989\uc2dc \ucd9c\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ubcf4\ub108\uc2a4 \uc790\uae08\uc740 \uace0\uac1d \uacc4\uc815 \uc794\uc561\uc5d0 \ucd94\uac00\ub420 \ub54c\uae4c\uc9c0 \uac70\ub798\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\uc785\uae08\ub41c \uc790\uae08(\ubcf4\ub108\uc2a4 \uc81c\uc678)\uc740 \uc5b8\uc81c\ub4e0\uc9c0 \ucd9c\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\ub294 \uc5b8\uc81c\ub4e0\uc9c0 \ubcf4\ub108\uc2a4 \ud504\ub85c\ubaa8\uc158 \uc870\uac74\uc744 \uc218\uc815 \ubc0f\/\ub610\ub294 \ucde8\uc18c\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud558\uba70, \uc774\uc5d0 \ub530\ub77c \uc815\ubcf4\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uace0\uac1d\uc758 \ucc45\uc784\uc785\ub2c8\ub2e4. \ubcf4\ub108\uc2a4 \ud504\ub85c\ubaa8\uc158\uc5d0 \uacc4\uc18d \ucc38\uc5ec\ud568\uc73c\ub85c\uc368 \uadc0\ud558\ub294 \ud574\ub2f9 \uc774\uc6a9 \uc57d\uad00\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/li>\n        <\/ol>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-9-\ub9c8\uc9c4-\ubc0f-\ub2f4\ubcf4-\uc9c0\ubd88\">9 \ub9c8\uc9c4 \ubc0f \ub2f4\ubcf4 \uc9c0\ubd88<\/h4>\n    \n\n    \n    <p>9.1&nbsp;\uae08\uc735 \uc0c1\ud488\uc758 \uc218\uba85 \ub3d9\uc548, \ub2f9\uc0ac\ub294 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uc73c\ub85c \ud2b9\ud788 \ubcc0\ub3d9\uc131\uc774 \ud070 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0\uc11c \ud1b5\uc9c0 \uc5ec\ubd80\uc5d0 \uad00\uacc4\uc5c6\uc774 \ud574\ub2f9 \uae08\uc735 \uc0c1\ud488\uc5d0 \ud544\uc694\ud55c \uc790\uae08 \ube44\uc728 \ub610\ub294 \uc774\uc790 \uacc4\uc0b0 \ube44\uc728\uc744 \uac80\ud1a0\ud558\uace0 \uc870\uc815\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4. \uc57c\uac04\uc5d0 \uc5f4\ub9b0 \ud3ec\uc9c0\uc158\uc740 \ud3ec\uc9c0\uc158 \uc774\uc6d4 \ube44\uc6a9\uc744 \ubc18\uc601\ud558\ub3c4\ub85d \uc870\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uc870\uc815\uc5d0 \ub300\ud55c \uc138\ubd80 \uc815\ubcf4\ub294 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>9.2&nbsp;\ub2f9\uc0ac\uac00 \uac70\ub798\ub97c \uc218\ud589\ud558\uac70\ub098 \uc8fc\uc120\ud558\ub294 \uacbd\uc6b0, \uac70\ub798 \uc131\uaca9\uc5d0 \ub530\ub77c \uac70\ub798\uac00 \uc644\ub8cc\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0 \ub610\ub294 \uac70\ub798 \uacb0\uc81c \ub610\ub294 \ud3ec\uc9c0\uc158 \uccad\uc0b0 \uc911 \uba3c\uc800 \ubc1c\uc0dd\ud558\ub294 \uc2dc\uc810\uc5d0 \ucd94\uac00 \uc9c0\ubd88\uc744 \ud574\uc57c \ud560 \uc218 \uc788\uc74c\uc5d0 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \uc804\uccb4 \uad6c\ub9e4(\ub610\ub294 \ud310\ub9e4) \uac00\uaca9\uc744 \uc989\uc2dc \uc9c0\ubd88(\ub610\ub294 \uc218\ub839)\ud558\ub294 \ub300\uc2e0 \uae08\uc735 \uc0c1\ud488\uc758 \uad6c\ub9e4 \uac00\uaca9\uc5d0 \ub300\ud55c \ub9c8\uc9c4 \ubc29\uc2dd\uc73c\ub85c \ucd94\uac00 \ubcc0\ub3d9 \uc9c0\ubd88\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4. \ud22c\uc790\uc758 \uc2dc\uc7a5 \uac00\uaca9 \ubcc0\ub3d9\uc740 \uadc0\ud558\uac00 \ud574\uc57c \ud558\ub294 \ub9c8\uc9c4 \uc9c0\ubd88 \uae08\uc561\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \ub9e4\uc77c \uadc0\ud558\uc758 \ub9c8\uc9c4 \uc694\uad6c \uc0ac\ud56d\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uba70 \ud569\ub9ac\uc801\uc73c\ub85c \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac \ubcf8 \uc870\ud56d\uc5d0 \ub530\ub77c \uc694\uad6c\ub418\ub294 \ub9c8\uc9c4 \uc9c0\ubd88 \uae08\uc561\uc744 \uadc0\ud558\uc5d0\uac8c \uc54c\ub9b4 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>9.3&nbsp;\uadc0\ud558\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \ud604\uc7ac, \ubbf8\ub798 \ub610\ub294 \uc608\uc0c1 \uac70\ub798\uc5d0\uc11c \uc190\uc2e4 \ub610\ub294 \uc190\uc2e4 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ub2f9\uc0ac\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc218\uc2dc\ub85c \ub610\ub294 \ub2f9\uc0ac\uac00 \uc7ac\ub7c9\uc73c\ub85c \ud569\ub9ac\uc801\uc73c\ub85c \uc694\uad6c\ud558\ub294 \uae08\uc561\uc744 \ub9c8\uc9c4 \ubc29\uc2dd\uc73c\ub85c \ub2f9\uc0ac\uc5d0 \uc989\uc2dc \uc9c0\ubd88\ud560 \uac83\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4.&nbsp;\ub2f9\uc0ac\uc758 \uc7ac\ub7c9\uc73c\ub85c \uc5b8\uc81c\ub4e0\uc9c0 \ub9c8\uc9c4 \uc694\uad6c \uc0ac\ud56d\uc744 \ubcc0\uacbd\ud560 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ubcc0\uacbd\uc740 \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158\uacfc \uc2e0\uaddc \ud3ec\uc9c0\uc158\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4.&nbsp;\uc608\ub97c \ub4e4\uc5b4, \ud68c\uc0ac\ub294 \uc2dc\uc7a5\uc774 \ub9c8\uac10\ub418\uae30 \uc804, \uc8fc\ub9d0\ub85c \uc811\uc5b4\ub4e4\uae30 \uc804, \uacf5\ud734\uc77c \uc804\ud6c4\uc5d0 \uace0\uac1d \uacc4\uc815\uc758 \ub9c8\uc9c4\uc744 \uc778\uc0c1\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \ub610\ud55c \ubcc0\ub3d9\uc131\uc774 \ud070 \uc2dc\uc7a5 \uc0c1\ud669\uacfc \uc8fc\uc694 \uacbd\uc81c \uc774\ubca4\ud2b8 \ub3d9\uc548 \ub9c8\uc9c4\uc744 \uac80\ud1a0\ud558\uace0 \uc778\uc0c1\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;\ub2f9\uc0ac\ub294 \ud68c\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ub9c8\uc9c4 \ubcc0\uacbd \uc0ac\ud56d\uc744 \uc804\ub2ec\ud558\uae30 \uc704\ud574 \ub178\ub825\ud560 \uac83\uc785\ub2c8\ub2e4.&nbsp;\ud3ec\uc9c0\uc158\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud55c \ub9c8\uc9c4 \uacc4\uc0b0 \ubc0f \uc694\uad6c \uc0ac\ud56d\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \uace0\uac1d\uc758 \ucc45\uc784\uc785\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>9.4&nbsp;\ub2ec\ub9ac \ud569\uc758\ud558\uc9c0 \uc54a\ub294 \ud55c, \ub9c8\uc9c4\uc740 \ud604\uae08\uc73c\ub85c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4. \ud604\uae08 \ub9c8\uc9c4\uc740 \uc790\uae08\uc758 \uc804\uc561 \uc774\uc804\uc73c\ub85c \ub2f9\uc0ac\uc5d0 \uc9c0\uae09\ub418\uba70 \uadc0\ud558\ub294 \uc774\uc5d0 \ub300\ud55c \uc774\uc775\uc744 \ubcf4\uc720\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uac00 \ubc1b\uc740 \ud604\uae08 \ub9c8\uc9c4\uc740 \ub2f9\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \uc9c0\uace0 \uc788\ub294 \ud604\uae08 \uc0c1\ud658 \uc758\ubb34\ub85c \ub2f9\uc0ac\uc5d0 \uc758\ud574 \uae30\ub85d\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>9.5&nbsp;\ub610\ud55c \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \ub2f9\uc0ac\uac00 \uac00\uc9c8 \uc218 \uc788\ub294 \uad8c\ub9ac\ub97c \uce68\ud574\ud558\uc9c0 \uc54a\uace0, \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc758\ubb34\uac00 \ucda9\uc871\ub420 \ub54c\uae4c\uc9c0 \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \ub2f9\uc0ac \ub610\ub294 \ub2f9\uc0ac\uc758 Nominee\uac00 \ubcf4\uc720\ud55c \ubaa8\ub4e0 \uc790\uae08\uc5d0 \ub300\ud55c \uc77c\ubc18 \uc720\uce58\uad8c\uc744 \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>9.6 \ub2f9\uc0ac\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d \ub610\ub294 \uc77c\ubc18 \ubc95\ub960\uc5d0 \ub530\ub77c \uac00\uc9c8 \uc218 \uc788\ub294 \uae30\ud0c0 \uad8c\ub9ac \uc678\uc5d0\ub3c4, \uadc0\ud558\uc758 \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158(\uc2e0\uaddc \ub610\ub294 \ucd1d)\uc744 \uc885\ub8cc, \ucde8\uc18c \ubc0f\/\ub610\ub294 \ud06c\uae30\ub97c \uc81c\ud55c\ud558\uace0 \uc2e0\uaddc \ud3ec\uc9c0\uc158 \uac1c\uc124\uc744 \uac70\ubd80\ud560 \uad8c\ub9ac\ub97c \uac16\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uac00 \uadf8\ub7ec\ud55c \uad8c\ub9ac\ub97c \ud589\uc0ac\ud560 \uc218 \uc788\ub294 \uc0c1\ud669\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub418\uc9c0\ub9cc \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ub2f9\uc0ac\uac00 \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798 \uc870\uac74\uc774 \uc788\ub2e4\uace0 \ud310\ub2e8\ud558\ub294 \uacbd\uc6b0,&nbsp;<\/li>\n        \n\n        \n        <li>\ub2f9\uc0ac\uac00 \uc545\uc758\uc801\uc778 \uac70\ub798 \uc804\ub7b5\uc774 \uc804\uc1a1\ub418\uc5c8\ub2e4\uace0 \ud310\ub2e8\ud558\ub294 \uacbd\uc6b0, \ub610\ub294<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc774 \uc2a4\ud1b1 \uc544\uc6c3 \uc218\uc900\uc5d0 \ub3c4\ub2ec\ud55c \uacbd\uc6b0.<\/li>\n        <\/ol>\n    \n\n    \n    <p>9.7&nbsp;\uadc0\ud558\uc758 \uc790\ubcf8\uc758 30% \ubbf8\ub9cc\uc758 \ub9c8\uc9c4 \uc218\uc900\uc5d0\uc11c, \ub2f9\uc0ac\ub294 \uc989\uc2dc \ud1b5\uc9c0 \uc5c6\uc774 \ud3ec\uc9c0\uc158 \uccad\uc0b0\uc744 \uc2dc\uc791\ud560 \uc7ac\ub7c9\uad8c\uc744 \uac16\uc2b5\ub2c8\ub2e4. \uac1c\ubcc4 \uc2a4\ud1b1 \uc544\uc6c3 \uc218\uc900\uc740 30%\ub85c \uc124\uc815\ub418\uc5b4 \uc788\uc73c\uba70 \ub2f9\uc0ac\ub294 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \uc2a4\ud1b1 \uc544\uc6c3 \uc218\uc900 \uc774\ud558\uc5d0\uc11c \uc989\uc2dc \ud1b5\uc9c0 \uc5c6\uc774 \uadc0\ud558\uc758 \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158 \uc804\uccb4 \ub610\ub294 \uc77c\ubd80\ub97c \uccad\uc0b0\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4. \ubcf8 \uc870\ud56d\uc758 \uaddc\uc815\uc740 \ubaa8\ub4e0 \uace0\uac1d\uc5d0\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>9.8 \ud68c\uc0ac\uc758 \uc7ac\ub7c9\uc73c\ub85c 90\uc77c\uac04 \ube44\ud65c\uc131\ud654\ub41c \ubbf8\uacb0\uc81c \uac70\ub798\ub97c \uc885\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud5e4\uc9d5 \ud3ec\uc9c0\uc158\uc740 \ud558\ub8e8\uc5d0 \uc804\uccb4 \uac70\ub798\ub7c9(\uac70\ub798 \ubc0f \ud5e4\uc9c0 \ud3ec\uc9c0\uc158)\uc758 0.1%\uc5d0 \ud574\ub2f9\ud558\ub294 \ubbf8\uad6d \ub2ec\ub7ec \uad00\ub9ac \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \ub2f9\uc0ac\ub294 \ucd94\uac00 \ud1b5\uc9c0 \uc5c6\uc774 21\uc77c \ud6c4\uc5d0 \ud5e4\uc9d5\ub41c \ud3ec\uc9c0\uc158\uc744 \uc885\ub8cc\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>9.9&nbsp;\ub2f9\uc0ac\ub294 \ubd88\ub9ac\ud55c \ud3ec\uc9c0\uc158, \ucd08\uae30 \ub9c8\uc9c4, \ubcc0\ub3d9 \ub9c8\uc9c4, \ubbf8\uacb0\uc81c \uc790\uae08, \uc2e4\ud604 \uc190\uc2e4 \ubc0f \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \ub2f9\uc0ac\uc5d0 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae30\ud0c0 \uae08\uc561\uc744 \ucda9\ub2f9\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc790\uae08\uc744 \ubcf4\uc720\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>9.10&nbsp;\ub2f9\uc0ac\uac00 \ud658\uc728 \ubcc0\ud658\uc744 \uc218\ud589\ud560 \ub54c\ub9c8\ub2e4 \ub2f9\uc0ac\uac00 \uc120\ud0dd\ud558\ub294 \ud569\ub9ac\uc801\uc778 \ud658\uc728\ub85c \uc218\ud589\ud569\ub2c8\ub2e4.<\/p>\n    <\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n    <h3 class=\"wp-block-heading\" id=\"h-\uc81c3\ubd80-\uc77c\ubc18-\uc870\ud56d\">\uc81c3\ubd80 \u2013 \uc77c\ubc18 \uc870\ud56d<\/h3>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-10-nbsp-\ubc95\uc801-\uc870\ud56d\">10&nbsp;\ubc95\uc801 \uc870\ud56d<\/h4>\n    \n\n    \n    <p>10.1&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \ub2e4\ub978 \uc870\ud56d\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uadc0\ud558\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc5d0 \uc788\uc5b4 \ub2f9\uc0ac\ub294 \uad00\ub828 \uc2dc\uc7a5 \uaddc\uce59 \ubc0f\/\ub610\ub294 \uad00\ud589\uacfc \uae30\ud0c0 \ubaa8\ub4e0 \uc801\uc6a9 \ubc95\ub960\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uc73c\ub85c \ud544\uc694\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \uc870\uce58\ub97c \ucde8\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>10.2&nbsp;\ub2f9\uc0ac\ub294 \ubc95\ub960\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uacbd\uc6b0 \ubc0f\/\ub610\ub294 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc744 \uc801\uc808\ud788 \ucc98\ub9ac\ud558\uae30 \uc704\ud574 \ubc14\ub78c\uc9c1\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \uacbd\uc6b0 \uadc0\ud558 \ubc0f\/\ub610\ub294 \uadc0\ud558\uc758 \uac70\ub798\uc640 \uad00\ub828\ub41c \uc815\ubcf4\ub97c \uacf5\uac1c\ud560 \uad8c\ud55c\uc774 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>10.3&nbsp;\ub0b4\ubd80 \uc815\ucc45\uc5d0 \ub530\ub77c \ub2f9\uc0ac\ub294 \uace0\uac1d \uacc4\uc57d \uc885\ub8cc \ud6c4 \ucd5c\uc18c 7\ub144 \ub3d9\uc548 \uace0\uac1d \uae30\ub85d\uc744 \ubcf4\uad00\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>10.4&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc77c\ubd80\uac00 \uad00\ud560\uad8c\uc774 \uc788\ub294 \ubc95\uc6d0\uc5d0\uc11c \uc9d1\ud589 \ubd88\uac00\ub2a5, \ubd88\ubc95 \ub610\ub294 \uaddc\uce59\uc5d0 \uc704\ubc30\ub41c\ub2e4\uace0 \ud310\uacb0\ub418\ub294 \uacbd\uc6b0, \ud574\ub2f9 \ubd80\ubd84\uc740 \ucc98\uc74c\ubd80\ud130 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0\uc11c \uc81c\uc678\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \ubcf8 \uace0\uac1d \uacc4\uc57d\uc740 \ud574\ub2f9 \uc870\ud56d\uc774 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc740 \uac83\ucc98\ub7fc \ud574\uc11d\ub418\uace0 \uc9d1\ud589\ub418\uba70, \uace0\uac1d \uacc4\uc57d\uc758 \ub098\uba38\uc9c0 \uc870\ud56d\uc758 \uc801\ubc95\uc131 \ub610\ub294 \uc9d1\ud589 \uac00\ub2a5\uc131 \ub610\ub294 \ub2e4\ub978 \uad00\ud560\uad8c\uc758 \ubc95\ub960 \ubc0f\/\ub610\ub294 \uaddc\uc815\uc5d0 \ub530\ub978 \ubcf8 \uc870\ud56d\uc758 \uc801\ubc95\uc131, \uc720\ud6a8\uc131 \ub610\ub294 \uc9d1\ud589 \uac00\ub2a5\uc131\uc740 \uc601\ud5a5\uc744 \ubc1b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-11-nbsp-\uace0\uac1d-\uc18c\uac1c\">11&nbsp;\uace0\uac1d \uc18c\uac1c<\/h4>\n    \n\n    \n    <p>11.1&nbsp;\uc77c\ubd80 \uace0\uac1d\uc740 \ube44\uc988\ub2c8\uc2a4 \uc18c\uac1c\uc790(\uc18c\uac1c \ube0c\ub85c\ucee4\ub77c\uace0\ub3c4 \ud568)\uc5d0 \uc758\ud574 \ud68c\uc0ac\uc5d0 \uc18c\uac1c\ub418\uc5c8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ud55c \uacbd\uc6b0 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc744 \uc218\ub77d\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc740 \ub2e4\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ube44\uc988\ub2c8\uc2a4 \uc18c\uac1c\uc790\ub294 \ud68c\uc0ac\uc758 \ub300\ub9ac\uc778\uc774 \uc544\ub2c8\uba70 \ud68c\uc0ac \ub610\ub294 \uadf8 \uc11c\ube44\uc2a4\uc5d0 \uad00\ud574 \uc5b4\ub5a0\ud55c \ubcf4\uc99d\uc774\ub098 \uc57d\uc18d\ub3c4 \uc81c\uacf5\ud560 \uad8c\ud55c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4,&nbsp;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\ub294 \uace0\uac1d\uacfc \ube44\uc988\ub2c8\uc2a4 \uc18c\uac1c\uc790 \uac04\uc5d0 \uc874\uc7ac\ud560 \uc218 \uc788\ub294 \uc5b4\ub5a4 \uc720\ud615\uc758 \uacc4\uc57d\uc774\ub098 \uc774 \uacc4\uc57d\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ucd94\uac00 \ube44\uc6a9\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4, \ubc0f<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\uc640\uc758 \uc11c\uba74 \uacc4\uc57d\uc5d0 \ub530\ub77c \ud68c\uc0ac\ub294 \uc81c12\uc870(\uc720\uc778)\uc5d0 \uc815\uc758\ub41c \ub300\ub85c \ube44\uc988\ub2c8\uc2a4 \uc18c\uac1c\uc790\uc5d0\uac8c \uc218\uc218\ub8cc \ub610\ub294 \uae30\ud0c0 \uc720\ud615\uc758 \uae08\uc804\uc801 \ubcf4\uc0c1\uc744 \uc9c0\uae09\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n        <\/ol>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-12-\uc720\uc778-\uc81c3\uc790\uc5d0-\ub300\ud55c-\ub85c\ubd80\ud130\uc758-\uc9c0\ubd88\">12 \uc720\uc778(\uc81c3\uc790\uc5d0 \ub300\ud55c\/\ub85c\ubd80\ud130\uc758 \uc9c0\ubd88)<\/h4>\n    \n\n    \n    <p>12.1&nbsp;\ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \ud61c\ud0dd\uc774 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 \uc11c\ube44\uc2a4\uc758 \ud488\uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uace0\uac1d\uc758 \ucd5c\uc120\uc758 \uc774\uc775\uc744 \uc704\ud574 \ud589\ub3d9\ud574\uc57c \ud558\ub294 \ud68c\uc0ac\uc758 \uc758\ubb34 \uc900\uc218\ub97c \uc190\uc0c1\uc2dc\ud0a4\uc9c0 \uc54a\ub294 \ud55c \uc81c3\uc790\uc5d0\uac8c \uc218\uc218\ub8cc \ub610\ub294 \ucee4\ubbf8\uc158\uc744 \uc9c0\uae09\ud558\uac70\ub098 \uc218\ub839\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>12.2&nbsp;\ud68c\uc0ac\ub294 \uc11c\uba74 \uacc4\uc57d\uc5d0 \ub530\ub77c \ube44\uc988\ub2c8\uc2a4 \uc18c\uac1c\uc790, \ucd94\ucc9c \uc5d0\uc774\uc804\ud2b8 \ub610\ub294 \uae30\ud0c0 \uc81c3\uc790\uc5d0\uac8c \uc218\uc218\ub8cc \ub610\ub294 \ucee4\ubbf8\uc158\uc744 \uc9c0\uae09\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubcf4\uc0c1\uc740 \uac70\ub798 \ube48\ub3c4 \ub610\ub294 \uac70\ub798\ub7c9 \ubc0f\/\ub610\ub294 \uae30\ud0c0 \ub9e4\uac1c\ubcc0\uc218\uc640 \uad00\ub828\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>12.3&nbsp;\ud68c\uc0ac\ub294 \uc11c\uba74 \uacc4\uc57d\uc5d0 \ub530\ub77c \uc81c3\uc790\ub85c\ubd80\ud130 \uc218\uc218\ub8cc \ub610\ub294 \ucee4\ubbf8\uc158\ubfd0\ub9cc \uc544\ub2c8\ub77c \uae30\ud0c0 \uc720\ud615\uc758 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uac70\ub798\ub97c \uc2e4\ud589\ud558\ub294 \uac70\ub798\uc0c1\ub300\ubc29\uc73c\ub85c\ubd80\ud130 \uc218\uc218\ub8cc \ub610\ub294 \ucee4\ubbf8\uc158\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc \ub610\ub294 \ucee4\ubbf8\uc158\uc740 \uc2e4\ud589\ub41c \uac70\ub798\uc758 \ube48\ub3c4 \ub610\ub294 \uac70\ub798\ub7c9 \ubc0f\/\ub610\ub294 \uae30\ud0c0 \ub9e4\uac1c\ubcc0\uc218\uc640 \uad00\ub828\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>12.4&nbsp;\ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc694\uccad\uc5d0 \ub530\ub77c \ubcf4\uc0c1\uc5d0 \uad00\ud55c \ucd94\uac00 \uc138\ubd80 \uc815\ubcf4\ub97c \uacf5\uac1c\ud574\uc57c \ud560 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-13-nbsp-\ud1b5\uc2e0-\ubc0f-\ud1b5\uc9c0\">13&nbsp;\ud1b5\uc2e0 \ubc0f \ud1b5\uc9c0<\/h4>\n    \n\n    \n    <p>13.1&nbsp;\ub2f9\uc0ac\ub294 \uadc0\ud558\uc5d0\uac8c \uc81c3\uc790 \uac70\ub798 \uad8c\uc7a5 \uc0ac\ud56d, \uc2dc\uc7a5 \ub17c\ud3c9 \ub610\ub294 \uae30\ud0c0 \uc815\ubcf4\uc5d0 \ub300\ud55c \uc811\uadfc\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\uac00 \uadf8\ub807\uac8c \ud558\ub294 \uacbd\uc6b0:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uc774\uac83\uc774 \ub2f9\uc0ac\uc640\uc758 \uac70\ub798 \uad00\uacc4\uc5d0 \ubd80\uc218\uc801\uc778 \uacbd\uc6b0. \uc774\ub294 \uadc0\ud558\uac00 \uc790\uc2e0\uc758 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud574\uc11c\ub9cc \uc81c\uacf5\ub418\uba70 \ud22c\uc790 \uc870\uc5b8\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ubb38\uc11c\uc5d0 \ud574\ub2f9 \ubb38\uc11c\uac00 \uc758\ub3c4\ub41c \uc0ac\ub78c \ub610\ub294 \ubc30\ud3ec \ub300\uc0c1\uc778 \uc0ac\ub78c\uc758 \ubc94\uc8fc\uc5d0 \ub300\ud55c \uc81c\ud55c\uc774 \ud3ec\ud568\ub41c \uacbd\uc6b0, \uadc0\ud558\ub294 \ud574\ub2f9 \uc0ac\ub78c \ub610\ub294 \uc0ac\ub78c \ubc94\uc8fc\uc5d0\uac8c \uc804\ub2ec\ud558\uc9c0 \uc54a\uc744 \uac83\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4.&nbsp;<\/li>\n        \n\n        \n        <li>\ub2f9\uc0ac\ub294 \ud574\ub2f9 \uc815\ubcf4\uc758 \uc815\ud655\uc131 \ub610\ub294 \uc644\uc804\uc131 \ub610\ub294 \uac70\ub798\uc758 \uc138\uae08 \uacb0\uacfc\uc5d0 \ub300\ud574 \uc5b4\ub5a0\ud55c \uc9c4\uc220, \ubcf4\uc99d \ub610\ub294 \ubcf4\uc7a5\ub3c4 \ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4, \ubc0f<\/li>\n        \n\n        \n        <li>\uadc0\ud558\ub294 \ubc1c\uc1a1 \uc804\uc5d0 \ub2f9\uc0ac\uac00 \ud574\ub2f9 \uc815\ubcf4\ub97c \uae30\ubc18\uc73c\ub85c \ud589\ub3d9\ud588\uc744 \uc218 \uc788\uc74c\uc744 \uc218\ub77d\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc218\uc2e0 \uc2dc\uac04\uc5d0 \ub300\ud574 \uc9c4\uc220\ud558\uc9c0 \uc54a\uc73c\uba70 \ub2e4\ub978 \uace0\uac1d\uacfc \ub3d9\uc2dc\uc5d0 \ud574\ub2f9 \uc815\ubcf4\ub97c \ubc1b\uc744 \uac83\uc774\ub77c\uace0 \ubcf4\uc7a5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uac8c\uc2dc\ub41c \uc5f0\uad6c \ubcf4\uace0\uc11c \ub610\ub294 \uad8c\uc7a5 \uc0ac\ud56d\uc740 \ud558\ub098 \uc774\uc0c1\uc758 \ud654\uba74 \uc815\ubcf4 \uc11c\ube44\uc2a4\uc5d0 \ub098\ud0c0\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/li>\n        <\/ol>\n    \n\n    \n    <p>13.2&nbsp;\uc2dc\uc7a5 \ub17c\ud3c9\uc740 \ubcc0\uacbd\ub420 \uc218 \uc788\uc73c\uba70 \ud1b5\uc9c0 \uc5c6\uc774 \uc5b8\uc81c\ub4e0\uc9c0 \ucca0\ud68c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-14-\ubd88\ub9cc-\uc0ac\ud56d\">14 \ubd88\ub9cc \uc0ac\ud56d<\/h4>\n    \n\n    \n    <p>14.1 \uadc0\ud558\ub294:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc758 &#8216;\ubb38\uc758\ud558\uae30&#8217; \uc139\uc158\uc73c\ub85c \ubb38\uc758\uc0ac\ud56d\uc744 \ubcf4\ub0b4\uac70\ub098,<\/li>\n        \n\n        \n        <li><a href=\"mailto:client.complaints@zfx.com\">client.complaints@zfx.com<\/a>\uc73c\ub85c \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4 \ubd88\ub9cc \uc0ac\ud56d\uc744 \uc81c\ucd9c\ud558\uc2ed\uc2dc\uc624.<\/li>\n        <\/ol>\n    \n\n    \n    <p>14.2 \ubaa8\ub4e0 \ubd88\ub9cc \uc0ac\ud56d\uc740 \uc601\uc5b4\ub85c \uc791\uc131\ub418\uc5b4\uc57c \ud558\uba70 \ub2e4\uc74c\uc744 \ud3ec\ud568\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uace0\uac1d\uc758 \uc804\uccb4 \uc774\ub984,<\/li>\n        \n\n        \n        <li>\uace0\uac1d\uc758 \uc0ac\uc6a9\uc790 \uc774\ub984,<\/li>\n        \n\n        \n        <li>\uc774\uba54\uc77c \ubc0f \uc804\ud654\ubc88\ud638,<\/li>\n        \n\n        \n        <li>\uac70\ub798 ID\ub97c \ud3ec\ud568\ud55c \ubd88\ub9cc \uc0ac\ud56d\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc124\uba85, \ubc0f<\/li>\n        \n\n        \n        <li>\ud574\ub2f9 \ubd88\ub9cc \uc0ac\ud56d\uc5d0 \ub300\ud55c \uc99d\ube59 \uc790\ub8cc(\uc989, \uc2a4\ud06c\ub9b0\uc0f7).<\/li>\n        <\/ol>\n    \n\n    \n    <p>14.3 \uc81c14.1\uc870 \ubc0f \uc81c14.2\uc870\uc5d0 \uba85\uc2dc\ub41c \uc0ac\uc591\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\ub294 \ubd88\ub9cc \uc0ac\ud56d\uc740 \uc720\ud6a8\ud55c \ubd88\ub9cc \uc0ac\ud56d\uc73c\ub85c \uac04\uc8fc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc804\uc220\ud55c \ub0b4\uc6a9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ub2f9\uc0ac\ub294 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \ucd5c\uc120\uc744 \ub2e4\ud574 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ub178\ub825\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>14.4 \uace0\uac1d \uc9c0\uc6d0 \ubd80\uc11c\ub294 \uadc0\ud558\uc758 \ubd88\ub9cc \uc0ac\ud56d \uc218\uc2e0\uc744 \ud655\uc778\ud558\uace0 \ub2e4\uc74c \uc138\ubd80 \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uadc0\ud558\uc758 \ubd88\ub9cc \uc0ac\ud56d \ucc38\uc870 \ubc88\ud638;<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \ubd88\ub9cc \uc0ac\ud56d\uc744 \ucc98\ub9ac\ud558\ub294 \ub2f4\ub2f9\uc790\uc758 \uc138\ubd80 \uc815\ubcf4; \ubc0f<\/li>\n        \n\n        \n        <li>\ub2f9\uc0ac\ub85c\ubd80\ud130 \uc751\ub2f5\uc744 \ubc1b\uc744 \uae30\uac04.<\/li>\n        <\/ol>\n    \n\n    \n    <p>14.5 \uc77c\ubc18\uc801\uc778 \uc0c1\ud669\uc5d0\uc11c \ub2f9\uc0ac\ub294 21\uc601\uc5c5\uc77c \uc774\ub0b4\uc5d0 \uc751\ub2f5\uc744 \uc81c\uacf5\ud558\uba70, \ubd88\ub9cc \uc0ac\ud56d\uc774 \ub9e4\uc6b0 \ubcf5\uc7a1\ud55c \uacbd\uc6b0 \uc751\ub2f5\uc5d0 \ucd5c\ub300 90\uc601\uc5c5\uc77c\uc774 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>14.6 \ubaa8\ub4e0 \uc870\uc0ac\ub294 \uae30\ubc00\ub85c \uc218\ud589\ub429\ub2c8\ub2e4. \uc870\uc0ac \uc911\uc5d0 \uacb0\ub860\uc744 \ub3c4\ucd9c\ud558\uae30 \uc804\uc5d0 \uc0c1\ud669\uc744 \ub354 \uc798 \uc774\ud574\ud558\uae30 \uc704\ud574 \uad00\ub828 \uc815\ubcf4 \ub610\ub294 \ubb38\uc11c\ub97c \uc81c\uacf5\ud574 \uc8fc\uc2e4 \uac83\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>14.7 \ub2f9\uc0ac\uc758 \uad6c\uc81c \uc870\uce58 \ub610\ub294 \uc751\ub2f5\uc5d0 \ub9cc\uc871\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0, \ubd88\ub9cc \uc0ac\ud56d \ucc98\ub9ac \uc9c0\uce68\uc5d0 \ub530\ub77c \uc138\uc774\uc178 \uae08\uc735 \uc11c\ube44\uc2a4 \ub2f9\uad6d\uc5d0 \ubd88\ub9cc \uc0ac\ud56d\uc744 \uc81c\ucd9c\ud560 \uc218 \uc788\ub294 \uc635\uc158\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\n        <p><strong>\uc6f9\uc0ac\uc774\ud2b8: https:\/\/fsaseychelles.sc\/complaint-handling<br>\uc774\uba54\uc77c: enquiries@fsaseychelles.sc<br>\uc804\ud654: +2484380800<br>\uc8fc\uc18c: PO Box 991, Bois De Rose Avenue,<br>Victoria, Mahe, Seychelles<\/strong><\/p>\n        <\/blockquote>\n    \n\n    \n    <p>14.8 \uac00\uaca9\uc5d0 \uad00\ud55c \ubaa8\ub4e0 \ubd84\uc7c1\uc740 \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud55c \ud2b9\uc815 \uc2dc\uc810\uc758 \uc2e4\uc81c \uc2dc\uc7a5 \uac00\uaca9\uc744 \ud655\uc778\ud558\uc5ec \ud574\uacb0\ub429\ub2c8\ub2e4. \uace0\uac1d\uc740 \uacc4\uc815 \uba85\uc138\uc11c\ub97c \uac80\ud1a0\ud558\uace0 \uba85\uc138\uc11c \ubc1c\ud589 \ud6c4 48\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uacc4\uc815\uc5d0\uc11c \ubc1c\uacac\ub41c \uc2e4\uc218\ub97c \ubcf4\uace0\ud560 \ucc45\uc784\uc774 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>14.9 \uc704 \uc81c14.3\uc870\uc758 \uc870\ud56d\uc744 \uc190\uc0c1\uc2dc\ud0a4\uc9c0 \uc54a\uace0, \ub2e4\uc74c\uacfc \uad00\ub828\ud558\uc5ec \ubd88\ub9cc \uc0ac\ud56d\uc744 \uc870\uc0ac\ud558\uc9c0 \uc54a\uc744 \uac83\uc784\uc744 \uba85\uc2dc\uc801\uc73c\ub85c \uaddc\uc815\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc870\ud56d\uc5d0 \ub530\ub77c \uc218\ub77d\ub418\uc9c0 \uc54a\uac70\ub098, \uac70\ubd80\ub418\uac70\ub098, \uc0ad\uc81c\ub418\uac70\ub098, \ubcf5\uad6c\ub41c \uac70\ub798 \ub610\ub294 \ubcf4\ub958 \uc911\uc778 \uc8fc\ubb38 \ub610\ub294 \uc774\uc5d0 \ub300\ud55c \uc218\uc815,&nbsp;<\/li>\n        \n\n        \n        <li>\uace0\uac1d, \ud68c\uc0ac \ub610\ub294 \uc591\uce21\uc758 \ud1b5\uc2e0 \uc624\ub958\ub85c \uc778\ud55c \uac70\ub798 \ub610\ub294 \uacc4\uc815 \uad00\ub9ac \ubb38\uc81c,&nbsp;<\/li>\n        \n\n        \n        <li>\ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \uc218\ud589\ub41c \uc720\uc9c0\ubcf4\uc218 \ubc0f\/\ub610\ub294 \uae30\ud0c0 \uae30\uc220 \uc791\uc5c5\uc73c\ub85c \uc778\ud55c \uac70\ub798 \uc2dc\uc124 \uc774\uc6a9 \ubd88\uac00 \ubc0f\/\ub610\ub294 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ubc18\ud658\ub41c &#8216;\uc624\ub958&#8217; \uba54\uc2dc\uc9c0\ub85c \uc778\ud55c \ubb38\uc81c,&nbsp;<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\uac00 \uc774\ud6c4 \ucde8\uc18c\ud55c \uac70\ub798\uc5d0\uc11c \uace0\uac1d\uc774 \uc774\uc775\uc73c\ub85c \uc0dd\uc131\ud55c \uc790\uae08\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4 \uac70\ub798,<\/li>\n        \n\n        \n        <li>\uace0\uac1d\uc774 \uc9c0\uc2dc\ub97c \ubcf4\ub0c8\uc74c\uc744 \uc99d\uba85\ud558\ub294 \uc11c\ubc84 \ub85c\uadf8 \ud30c\uc77c\uc5d0 \uae30\ub85d\uc774 \uc5c6\ub294 \uacbd\uc6b0 \uac70\ub798 \ud50c\ub7ab\ud3fc \uc18c\ud504\ud2b8\uc6e8\uc5b4\/\ud558\ub4dc\uc6e8\uc5b4 \uc7a5\uc560\ub85c \uc778\ud55c \ubb38\uc81c,<\/li>\n        \n\n        \n        <li>\ud574\ub2f9 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud574 \ud68c\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \uac00\uaca9 \ubc0f\/\ub610\ub294 \ud638\uac00\uc640 \ub2e4\ub978 \uae08\uc735 \uc0c1\ud488(\uae30\ucd08 \uc790\uc0b0\uc744 \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uc74c)\uc5d0 \ub300\ud574 \uc81c\uacf5\ub41c \uac00\uaca9 \ubc0f\/\ub610\ub294 \ud638\uac00 \uac04\uc758 \ucc28\uc774 \ubc0f\/\ub610\ub294 \ub2e4\ub978 \ud68c\uc0ac(\ud68c\uc0ac\uc758 \uacc4\uc5f4\uc0ac \uc5ec\ubd80\uc5d0 \uad00\uacc4\uc5c6\uc774)\uac00 \ub3d9\uc77c\ud558\uac70\ub098 \uc720\uc0ac\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud574 \uc81c\uacf5\ud55c \uac00\uaca9 \ubc0f\/\ub610\ub294 \ud638\uac00 \uac04\uc758 \ucc28\uc774; \uc798\ubabb\ub41c \uac00\uaca9 \ud638\uac00 \ubc0f\/\ub610\ub294 \ud68c\uc0ac\uc758 \uac00\uaca9 \ud53c\ub4dc\uc758 \uae09\ub4f1; \uc190\uc2e4\ub41c \ubc0f\/\ub610\ub294 \uc2e4\ud604\ub418\uc9c0 \uc54a\uc740 \uc774\uc775 \ub610\ub294 \ube44\uae08\uc804\uc801 \uc190\uc2e4,<\/li>\n        \n\n        \n        <li>\ubcf8 \uc774\uc6a9 \uc57d\uad00\uc5d0 \uc124\uba85\ub41c \uc0c1\ud669\uacfc \uad00\ub828\ud558\uc5ec \ud68c\uc0ac\uc758 \uae08\uc9c0, \uacc4\uc815 \ud574\uc9c0, \uc790\uae08 \uc555\uc218, \ubcf4\ub108\uc2a4, \uc774\uc775, \uc11c\ube44\uc2a4 \uac70\ubd80, \uc8fc\ubb38 \uac70\ubd80 \ub610\ub294 \uae30\ud0c0 \uc791\uc704 \ub610\ub294 \ubd80\uc791\uc704.<\/li>\n        <\/ol>\n    \n\n    \n    <p>14.10 \uc11c\ubc84 \ub85c\uadf8 \ud30c\uc77c\uc744 \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\ub294 \uace0\uac1d \uacc4\uc815\uc758 \ud68c\uc0ac \uae30\ub85d\uc740 \ubaa8\ub4e0 \ubd88\ub9cc \uc0ac\ud56d\uacfc \uad00\ub828\ud558\uc5ec \uc808\ub300\uc801\uc774\uace0 \ubc18\ubc15\ud560 \uc218 \uc5c6\ub294 \uc99d\uac70\uc785\ub2c8\ub2e4. \uc804\uc220\ud55c \ub0b4\uc6a9\uc758 \uc77c\ubc18\uc131\uc744 \uc81c\ud55c\ud558\uc9c0 \uc54a\uace0, \uc11c\ubc84 \uce21 \uac70\ub798 \ub85c\uadf8\uc640 \uace0\uac1d \uce21 \uac70\ub798 \ub85c\uadf8 \uac04\uc5d0 \ubd88\uc77c\uce58\uac00 \uc788\ub294 \uacbd\uc6b0 \uc11c\ubc84 \uce21 \ub85c\uadf8 \ud30c\uc77c\uc774 \uc6b0\uc120\ud569\ub2c8\ub2e4. \uc11c\ubc84 \ub85c\uadf8 \ud30c\uc77c\uc5d0 \uace0\uac1d\uc774 \uc5b8\uae09\ud558\ub294 \uad00\ub828 \uc815\ubcf4\uac00 \uae30\ub85d\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \uc774 \ucc38\uc870\uc5d0 \uadfc\uac70\ud55c \ubd88\ub9cc \uc0ac\ud56d\uc740 \uace0\ub824\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>14.11 \uace0\uac1d\uc740 \ud68c\uc0ac\uac00 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \ud574\ub2f9 \ubd88\ub9cc \uc0ac\ud56d \uac80\ud1a0 \uae30\uac04 \ub3d9\uc548 \uace0\uac1d\uc774 \ud574\ub2f9 \uc8fc\ubb38\uc744 \ubcc0\uacbd\ud558\ub294 \uac83\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>14.12 \uace0\uac1d\uc758 \ubd88\ub9cc \uc0ac\ud56d\uc5d0 \uc5b8\uae09\ub41c \uc0ac\uac74\uc744 \ucc98\ub9ac\ud558\uae30 \uc704\ud55c \uacb0\uc815\uc774 \ud68c\uc0ac\uc5d0 \uc758\ud574 \ub0b4\ub824\uc9c4 \uacbd\uc6b0, \ud68c\uc0ac\ub294 \ub2e8\ub3c5 \ubc0f \uc808\ub300\uc801\uc778 \uc7ac\ub7c9\uc73c\ub85c \ub2e4\uc74c \ubc29\ubc95 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol class=\"wp-block-list\">\n        <li>\ud574\ub2f9 \uac70\ub798 \ubc0f\/\ub610\ub294 \ubcf4\ub958 \uc911\uc778 \uc8fc\ubb38\uc744 \uac1c\uc124 \ubc0f\/\ub610\ub294 \uc885\ub8cc,&nbsp;<\/li>\n        \n\n        \n        <li>\ubd88\ub9cc \uc0ac\ud56d\uc5d0 \uba85\uc2dc\ub41c \ub300\ub85c \uace0\uac1d\uc758 \uc694\uccad\uc744 (\uc804\ubd80 \ub610\ub294 \uc77c\ubd80) \ucda9\uc871, \ub610\ub294&nbsp;<\/li>\n        \n\n        \n        <li>\uc77c\ubc18\uc801\uc73c\ub85c \uc77c\ubc18 \uc2dc\uc7a5 \uad00\ud589\uc5d0\uc11c \ud5c8\uc6a9\ub418\ub294 \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubb38\uc81c\ub97c \ud574\uacb0.&nbsp;<\/li>\n        <\/ol>\n    \n\n    \n    <p>14.13 \ud574\ub2f9 \ubc95\ub960\uc5d0\uc11c \uba85\uc2dc\uc801\uc73c\ub85c \uaddc\uc815\ud558\uc9c0 \uc54a\ub294 \ud55c, \ubd88\ub9cc \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud68c\uc0ac\uc758 \uacb0\uc815\uc740 \ucd5c\uc885\uc801\uc774\uba70 \uad6c\uc18d\ub825\uc744 \uac00\uc9c0\uba70 \ud56d\uc18c \ub300\uc0c1\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>14.14 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc870\uac74\uc5d0\uc11c \uba85\uc2dc\uc801\uc73c\ub85c \ub2e4\ub8e8\uc9c0 \uc54a\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0, \ud68c\uc0ac\uc640 \uace0\uac1d\uc740 \uc120\uc758\uc640 \uacf5\uc815\uc131\uc744 \ubc14\ud0d5\uc73c\ub85c \uadf8\ub9ac\uace0 \uc77c\ubc18\uc801\uc778 \uc2dc\uc7a5 \uad00\ud589\uc5d0 \uc77c\uce58\ud558\ub294 \uc870\uce58\ub97c \ucde8\ud558\uc5ec \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uae30\ub85c \ud569\uc758\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>14.15 \ubd88\ub9cc \uc0ac\ud56d\uc5d0 \ub300\ud55c \ud569\uc758\uac00 \uc774\ub8e8\uc5b4\uc9c4 \uacbd\uc6b0, \uace0\uac1d\uc740 \uc11c\uba74\uc73c\ub85c \ud68c\uc0ac\uc5d0 \ub300\ud55c \uacfc\uac70 \ub610\ub294 \ud604\uc7ac\uc758 \uccad\uad6c\uad8c\uc744 \ud3ec\uae30\ud558\uace0 \ud569\uc758 \uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud558\uc5ec \ud68c\uc0ac\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \ubaa8\ub4e0 \ubd80\uc815\uc801\uc778 \uac8c\uc2dc\ubb3c, \uacf5\uc9c0, \uc11c\ub958 \uc81c\ucd9c \ub610\ub294 \uae30\ud0c0 \ubc1c\ud589\ubb3c\uc744 \ucca0\ud68c\ud558\ub294 \ub370 \ub3d9\uc758\ud569\ub2c8\ub2e4.&nbsp;\uace0\uac1d\uc774 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub41c \uc870\ud56d\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\uac70\ub098 \ud569\uc758 \uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud558\uc9c0 \uc54a\uc73c\uba74 \ud68c\uc0ac\uac00 \uace0\uac1d\uc5d0 \ub300\ud55c \ubc95\uc801 \uc18c\uc1a1\uc744 \uc81c\uae30\ud558\uac8c \ub429\ub2c8\ub2e4. \uace0\uac1d\uc774 \ud569\uc758\ub41c \ud569\uc758 \uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud558\uc9c0 \uc54a\uc73c\uba74 \ud504\ub85c\ubaa8\uc158 \ubc0f\/\ub610\ub294 \uc778\uc13c\ud2f0\ube0c\ub97c \ud1b5\ud574 \ubcf4\ub958 \uc911\uc778 \ubcf4\ub108\uc2a4\uac00 \uc778\ucd9c\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>14.16 \ub2f9\uc0ac\ub294 \ubd88\ub9cc \uc0ac\ud56d\uc774 \ud5c8\uc704 \ub610\ub294 \uc624\ud574\uc758 \uc18c\uc9c0\uac00 \uc788\ub294 \uc815\ubcf4\uc5d0 \uadfc\uac70\ud558\uac70\ub098, \ubd88\ub9cc \uc0ac\ud56d\uc744 \ub4b7\ubc1b\uce68\ud558\ub294 \uc99d\uac70\uac00 \ucd08\uae30 \uccad\uad6c\uc5d0\uc11c \uc81c\ucd9c\ub418\uc9c0 \uc54a\uc558\uac70\ub098 \uace0\uc758\ub85c \ubcf4\ub958\ub418\uc5c8\uac70\ub098 \uadc0\ud558\uc758 \uccad\uad6c\uc5d0 \uc720\ub9ac\ud55c \uc815\ubcf4\uac00 \uacf5\uac1c\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \ubc95\uc801 \uc870\uce58\ub97c \uc9c4\ud589\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ud55c \ud5c8\uc704 \ub610\ub294 \uc624\ud574\uc758 \uc18c\uc9c0\uac00 \uc788\ub294 \uc815\ubcf4\ub97c \uc81c\ucd9c\ud558\ub294 \uac83\uc740 \uc2ec\uac01\ud55c \ubc94\uc8c4\uc774\uba70, \uc774\ub85c \uc778\ud574 \ud68c\uc0ac\uac00 \uc5b4\ub5a4 \ud615\ud0dc\ub85c\ub4e0 \uba85\uc608 \ud6fc\uc190\uc744 \uc785\ub294 \uacbd\uc6b0 \ub2f9\uc0ac\ub294 \ubcf4\uc0c1\uc744 \uccad\uad6c\ud558\ub294 \ubc95\uc801 \uc870\uce58\ub97c \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/p>\n    <\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n    <h3 class=\"wp-block-heading\" id=\"h-\uc81c4\ubd80-\uc885\ub8cc-\uc870\ud56d\">\uc81c4\ubd80 \u2013 \uc885\ub8cc \uc870\ud56d<\/h3>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-15-nbsp-\ud1b5\uc2e0\">15&nbsp;\ud1b5\uc2e0<\/h4>\n    \n\n    \n    <p>15.1&nbsp;\uadc0\ud558\ub294 \ub2f9\uc0ac\uc758 \uacf5\uc2dd \uc5b8\uc5b4\uac00 \uc601\uc5b4\uc774\uba70, \ud68c\uc0ac \ubc0f \uadf8 \ud65c\ub3d9\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \uc815\ubcf4\uc640 \uacf5\uc2dc\ub97c \uc704\ud574 \ud56d\uc0c1 \uba54\uc778 \uc6f9\uc0ac\uc774\ud2b8\ub97c \uc77d\uace0 \ucc38\uc870\ud574\uc57c \ud568\uc744 \uc218\ub77d\ud558\uace0 \uc774\ud574\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\uc758 \ud604\uc9c0 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uc601\uc5b4 \uc774\uc678\uc758 \uc5b8\uc5b4\ub85c \uc81c\uacf5\ub418\ub294 \ubc88\uc5ed \ub610\ub294 \uc815\ubcf4\ub294 \uc815\ubcf4 \uc81c\uacf5 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc81c\uacf5\ub418\uba70 \ub2f9\uc0ac\ub97c \uad6c\uc18d\ud558\uac70\ub098 \uc5b4\ub5a0\ud55c \ubc95\uc801 \ud6a8\ub825\ub3c4 \uac16\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uadf8 \uc548\uc5d0 \ud3ec\ud568\ub41c \uc815\ubcf4\uc758 \uc815\ud655\uc131\uc5d0 \ub300\ud574 \ucc45\uc784\uc774\ub098 \uc758\ubb34\ub97c \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uc815\ubcf4\uc758 \uc601\uc5b4 \ubc84\uc804\uc774 \uc6b0\uc120\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>15.2&nbsp;\ub2ec\ub9ac \uad6c\uccb4\uc801\uc73c\ub85c \uaddc\uc815\ub418\uc9c0 \uc54a\ub294 \ud55c, \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \uadc0\ud558\uac00 \ub2f9\uc0ac\uc5d0 \uc81c\uacf5\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \ud1b5\uc9c0, \uc9c0\uc2dc, \uc2b9\uc778, \uc694\uccad, \uc77c\ubc18 \ubb38\uc758 \ub610\ub294 \uae30\ud0c0 \ud1b5\uc2e0 \ubc0f \uba54\uc2dc\uc9c0\ub294 \uc601\uc5b4\uc640 \uc11c\uba74\uc73c\ub85c \uc791\uc131\ub418\uc5b4\uc57c \ud558\uba70 \uc81c14.1\uc870\uc5d0 \uba85\uc2dc\ub41c \uc5f0\ub77d\ucc98 \uc138\ubd80 \uc815\ubcf4\ub85c \ub2f9\uc0ac\uc5d0 \ubc1c\uc1a1\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadc0\ud558\uc758 \ud1b5\uc2e0\uc774 \uc6b0\ud3b8\uc73c\ub85c \ubc1c\uc1a1\ub418\ub294 \uacbd\uc6b0 \ub4f1\uae30 \uc6b0\ud3b8 \ub610\ub294 \uc0c1\uc5c5 \ud0dd\ubc30 \uc11c\ube44\uc2a4\ub85c \ubc1c\uc1a1\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>15.3&nbsp;\ub2f9\uc0ac\ub294 \uadc0\ud558\uc640\uc758 \ub2e4\ub978 \ud1b5\uc2e0 \ubc29\ubc95\uc744 \uc9c0\uc815\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>15.4&nbsp;\ub2f9\uc0ac\ub294 \uc9c0\uc2dc \ud655\uc778 \ubc0f \uc11c\ube44\uc2a4 \ud488\uc9c8 \uc720\uc9c0, \uad50\uc721 \ubaa9\uc801 \ubc0f \ubcf8 \uace0\uac1d \uacc4\uc57d, \ub2f9\uc0ac \ub0b4\ubd80 \uc815\ucc45 \ubc0f \uc808\ucc28 \ubc0f \uc801\uc6a9 \uaddc\uc815 \uc900\uc218 \ud655\uc778\uc744 \uc704\ud574 \uc2e0\ud638\uc74c \ub610\ub294 \uae30\ud0c0 \uacbd\uace0 \uc5c6\uc774 \ub2f9\uc0ac \uac04\uc758 \ubaa8\ub4e0 \uc804\uc790 \ud1b5\uc2e0(\uc804\ud654 \ud1b5\ud654, \uc774\uba54\uc77c, \ubb38\uc790 \uba54\uc2dc\uc9c0 \ubc0f \uc778\uc2a4\ud134\ud2b8 \uba54\uc2dc\uc9c0 \ud3ec\ud568)\uc744 \ubaa8\ub2c8\ud130\ub9c1 \ubc0f\/\ub610\ub294 \ub179\uc74c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadc0\ud558\ub294 \ub2f9\uc0ac \ud1b5\uc2e0 \uae30\ub85d\uc774 \uadc0\ud558\uac00 \uc81c\uacf5\ud558\uac70\ub098 \uc218\uc2e0\ud55c \uc9c0\uc2dc \ub610\ub294 \ud1b5\uc2e0\uc758 \uc99d\uac70\ub85c \uc778\uc815\ub418\uba70 \uc774\ub7ec\ud55c \uae30\ub85d\uc740 \ub2f9\uc0ac\uc5d0 \uc18d\ud568\uc744 \uc218\ub77d\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>15.5&nbsp;\ub2f9\uc0ac\uc758 \uc804\ud654\uc120\uc740 \uc601\uc5c5\uc77c 9:00~22:00(GMT+8)\uc5d0 \uc6b4\uc601\ub429\ub2c8\ub2e4. \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc5d0 \uad00\ud574 \uae34\uae09\ud788 \uc5f0\ub77d\ud574\uc57c \ud558\ub294 \uacbd\uc6b0 \uc774 \uc2dc\uac04 \uc678\uc5d0 \uc5f0\ub77d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\uc2dd \uadfc\ubb34 \uc2dc\uac04 \uc678\uc5d0 \uace0\uac1d \uc11c\ube44\uc2a4 \ub370\uc2a4\ud06c\uc5d0 \ubb38\uc758\ud558\ub824\uba74 \uc628\ub77c\uc778 \ucc44\ud305 \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>15.6&nbsp;\ud1b5\uc9c0\ub294 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc5d0 \ub4f1\ub85d\ub41c \uc774\uba54\uc77c \uc8fc\uc18c\ub85c \uc774\uba54\uc77c\ub85c \ubc1c\uc1a1\ub418\uac70\ub098 \uadc0\ud558\uac00 \ub2f9\uc0ac\uc5d0 \uc81c\uacf5\ud55c \ub9c8\uc9c0\ub9c9 \uc8fc\uc18c\ub85c \uc6b0\ud3b8\uc73c\ub85c \ubc1c\uc1a1\ub429\ub2c8\ub2e4. \uc815\ud655\ud558\uace0 \ucd5c\uc2e0\uc758 \uc5f0\ub77d\ucc98 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc740 \uadc0\ud558\uc758 \ucc45\uc784\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>15.7&nbsp;\ud1b5\uc9c0\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uc804\ub2ec\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4: \ud329\uc2a4\ub85c \ubc1c\uc1a1\ub41c \uacbd\uc6b0 \ubc1c\uc2e0\uc790\uac00 \uc218\uc2e0\uc790\uc758 \ud329\uc2a4 \uae30\uae30\uc5d0\uc11c \uba54\uc2dc\uc9c0 \uc218\uc2e0\uc744 \ud655\uc778\ud558\ub294 \uc804\uc1a1 \ubcf4\uace0\uc11c\ub97c \ud329\uc2a4 \uae30\uae30\uc5d0\uc11c \uc218\uc2e0\ud55c \uc2dc\uc810, \ub610\ub294 \uc0c1\uc5c5 \ud0dd\ubc30 \uc11c\ube44\uc2a4\ub85c \ubc30\ub2ec\ub41c \uacbd\uc6b0 \ud574\ub2f9 \ud1b5\uc9c0 \uc218\ub839 \uc2dc \ubb38\uc11c\uc5d0 \uc11c\uba85\ud55c \ub0a0\uc9dc\uc5d0 \uc804\ub2ec\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub418\uba70, \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uc870\uac74\uc744 \uc704\ubc18\ud558\uac70\ub098 \uc774\uc5d0 \ubc18\ud558\uc9c0 \uc54a\ub294 \ud55c \uc218\uc2e0\uc790\uac00 \uc2e4\uc81c\ub85c \uc218\ub839\ud55c \uacbd\uc6b0\uc5d0\ub9cc \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. 1\uc885 \uc6b0\ud3b8\uc73c\ub85c \ubc1c\ud589\ub41c \ubaa8\ub4e0 \ud1b5\uc9c0\ub294 \ubc1c\uc1a1\uc77c\ub85c\ubd80\ud130 7\uc601\uc5c5\uc77c \ud6c4\uc5d0 \uc218\ub839\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \ud56d\uacf5 \uc6b0\ud3b8\uc73c\ub85c \ubc1c\ud589\ub41c \ud1b5\uc9c0\ub294 \ubc1c\uc1a1\uc77c\ub85c\ubd80\ud130 7\uc601\uc5c5\uc77c \ud6c4\uc5d0 \uc218\ub839\ub41c \uac83\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-16-nbsp-\uc694\uae08-\ubc0f-\uc138\uae08\">16&nbsp;\uc694\uae08 \ubc0f \uc138\uae08<\/h4>\n    \n\n    \n    <p>16.1&nbsp;\uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \uac70\ub798\ub97c \uc2e4\ud589\ud558\ub294 \uac70\ub798\uc0c1\ub300\ubc29\uc73c\ub85c\ubd80\ud130 \uadc0\ud558\uc758 \uac70\ub798 \uc774\uc775 \ub610\ub294 \uc190\uc2e4\uc5d0 \uad00\uacc4\uc5c6\uc774 \uc2a4\ud504\ub808\ub4dc\uc758 \uace0\uc815 \uc9c0\ubd84\uc73c\ub85c \uc218\uc775\uc744 \uc5bb\ub294\ub2e4\ub294 \uac83\uc744 \uc774\ud574\ud568\uc744 \uc778\uc815\ud569\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\/\ucee4\ubbf8\uc158\uc740 \uc2e4\ud589\ub41c \uac70\ub798 \ube48\ub3c4\/\uac70\ub798\ub7c9 \ubc0f\/\ub610\ub294 \uae30\ud0c0 \ub9e4\uac1c\ubcc0\uc218\uc640 \uad00\ub828\ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ucd5c\uc120 \uc2e4\ud589\uc744 \uc704\ud55c \ubcf4\ud638 \uc7a5\uce58\ub85c\uc11c, \ud68c\uc0ac\ub294 \ub458 \uc774\uc0c1\uc758 \uc2e4\ud589 \uc7a5\uc18c\uac00 \uc774\uc6a9 \uac00\ub2a5\ud55c \uacbd\uc6b0 \uc2e4\ud589 \uc7a5\uc18c \uac04\uc5d0 \ubd88\uacf5\uc815\ud558\uac8c \ucc28\ubcc4\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ucee4\ubbf8\uc158\uc744 \uad6c\uc131\ud558\uac70\ub098 \ubd80\uacfc\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uc6f9\uc0ac\uc774\ud2b8\ub97c \ucc38\uc870\ud558\uc2ed\uc2dc\uc624.<\/p>\n    \n\n    \n    <p>16.2&nbsp;\uadc0\ud558\ub294 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uba85\uc2dc\ub41c \uc694\uc728\uacfc \uc2dc\uac04\uc5d0 \ub2f9\uc0ac \uc694\uae08 \ubc0f \ud574\ub2f9 \uc138\uae08(\uc788\ub294 \uacbd\uc6b0)\uc744 \uc9c0\ubd88\ud558\ub294 \ub370 \ub3d9\uc758\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\ub294 \uc815\uae30\uc801\uc73c\ub85c \uc694\uae08\uc744 \ubcc0\uacbd\ud558\uace0 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uac8c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc758 \uad00\ub828 \uc139\uc158\uc744 \uac80\ud1a0\ud558\uace0 \uc694\uae08 \ubcc0\uacbd \uc0ac\ud56d\uc5d0 \ub300\ud574 \uc815\ubcf4\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uc804\uc801\uc73c\ub85c \uadc0\ud558\uc758 \ucc45\uc784\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>16.3 \ub2f9\uc0ac\ub294 \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \uc218\ud589\ub41c \uac70\ub798\uc640 \uad00\ub828\ud558\uc5ec \uc81c3\uc790\uc640 \uac70\ub798 \uc218\uc218\ub8cc(\ucee4\ubbf8\uc158)\ub97c \uacf5\uc720\ud558\uac70\ub098 \uc81c3\uc790\ub85c\ubd80\ud130 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>16.4&nbsp;\uadc0\ud558\ub294 \uace0\uac1d \uacc4\uc57d \ubc0f \ub2f9\uc0ac\uc758 \uace0\uac1d\uc774 \ub418\uac70\ub098 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \uac70\ub798 \uc218\ud589\uc5d0 \ud544\uc694\ud55c \ubaa8\ub4e0 \ubb38\uc11c\uc640 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc778\uc9c0\uc138 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud560 \uac83\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>16.5&nbsp;\uadc0\ud558\ub294 \uad00\ub828 \ub2f9\uad6d(\uc815\ubd80 \ub610\ub294 \uae30\ud0c0)\uc5d0 \uc81c\ucd9c\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \uac70\ub798\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \uc11c\ub958, \uc138\uae08 \uc2e0\uace0\uc11c \ubc0f \ubcf4\uace0\uc11c, \uadf8\ub9ac\uace0 \ubaa8\ub4e0 \uac70\ub798\uc5d0\uc11c \ubc1c\uc0dd\ud558\uac70\ub098 \uc774\uc640 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc138\uae08(\uc591\ub3c4\uc138 \ub610\ub294 \ubd80\uac00\uac00\uce58\uc138\ub97c \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uc74c)\uc758 \uc9c0\ubd88\uc5d0 \ub300\ud574 \uc804\uc801\uc73c\ub85c \ucc45\uc784\uc744 \uc9d1\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>16.6&nbsp;\uc790\uae08 \uc785\uae08 \ubc0f\/\ub610\ub294 \ucd9c\uae08\uc5d0 \ub300\ud55c \uc218\uc218\ub8cc\ub294 \ub2f9\uc0ac\uac00 \uc218\uc2dc\ub85c \ubcc0\uacbd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc758 \uad00\ub828 \uc139\uc158\uc744 \uac80\ud1a0\ud558\uace0 \uc694\uae08 \ubcc0\uacbd \uc0ac\ud56d\uc5d0 \ub300\ud574 \uc815\ubcf4\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uc804\uc801\uc73c\ub85c \uadc0\ud558\uc758 \ucc45\uc784\uc785\ub2c8\ub2e4. \uadc0\ud558\ub294 \ub610\ud55c \uc774\uccb4 \uacfc\uc815\uc5d0 \uad00\ub828\ub41c \uc81c3\uc790 \uc81c\uacf5\uc790\uac00 \ubd80\uacfc\ud558\ub294 \uc694\uae08\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9d1\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-17-nbsp-\ubd88\uac00\ud56d\ub825\">17&nbsp;\ubd88\uac00\ud56d\ub825<\/h4>\n    \n\n    \n    <p>17.1 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \uba85\uc2dc\uc801\uc73c\ub85c \uaddc\uc815\ub41c \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0, \ub2f9\uc0ac\ub294 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \ub2f9\uc0ac \uc758\ubb34 \uc774\ud589\uc758 \uc2e4\ud328, \uc911\ub2e8 \ub610\ub294 \uc9c0\uc5f0\uc774 \ub2e4\uc74c\uc73c\ub85c \uc778\ud55c \uacbd\uc6b0 \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4 \ub610\ub294 \uc190\ud574\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c0\uac70\ub098 \uc5b4\ub5a0\ud55c \ucc45\uc784\ub3c4 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uc815\ubd80 \uc870\uce58, \uc804\uc7c1 \ub610\ub294 \uc801\ub300 \ud589\uc704\uc758 \ubc1c\ubc1c, \uc804\uc7c1 \uc704\ud611, \ud14c\ub7ec \ud589\uc704, \uad6d\uac00 \ube44\uc0c1\uc0ac\ud0dc, \ud3ed\ub3d9, \ubbfc\uac04 \uc18c\uc694, \uc0ac\ubcf4\ud0c0\uc8fc, \uc9d5\ubc1c \ub610\ub294 \uae30\ud0c0 \uad6d\uc81c\uc801 \uc7ac\uc559 \ub610\ub294 \uc815\uce58\uc801 \uc704\uae30,<\/li>\n        \n\n        \n        <li>\ucc9c\uc7ac\uc9c0\ubcc0, \uc9c0\uc9c4, \ud5c8\ub9ac\ucf00\uc778, \ud0dc\ud48d, \ud64d\uc218, \ud654\uc7ac, \uc804\uc5fc\ubcd1 \ub610\ub294 \uae30\ud0c0 \uc790\uc5f0\uc7ac\ud574,<\/li>\n        \n\n        \n        <li>\ub2f9\uc0ac \uc778\ub825\uacfc \uad00\ub828\ub41c \ubd84\uc7c1\uc744 \uc81c\uc678\ud55c \ub178\ub3d9 \ubd84\uc7c1,<\/li>\n        \n\n        \n        <li>\uc2dc\uc7a5\uc5d0\uc11c\uc758 \uac70\ub798 \uc911\ub2e8, \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uac70\ub798\ub97c \uc704\ud55c \ucd5c\uc18c \ub610\ub294 \ucd5c\ub300 \uac00\uaca9 \uc124\uc815, \ub2f9\uc0ac\uc790\uc758 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uaddc\uc81c \uae08\uc9c0(\ub2f9\uc0ac\uac00 \ud574\ub2f9 \uae08\uc9c0\ub97c \ucd08\ub798\ud55c \uacbd\uc6b0 \uc81c\uc678), \uad6d\uac00 \ub2f9\uad6d\uc758 \uacb0\uc815, \uc790\uc728 \uaddc\uc81c \uae30\uad00\uc758 \uad00\ub9ac \uae30\uad00\uc758 \uacb0\uc815, \uc870\uc9c1\ud654\ub41c \uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \uad00\ub9ac \uae30\uad00\uc758 \uacb0\uc815,<\/li>\n        \n\n        \n        <li>\uc801\uc808\ud55c \uaddc\uc81c \ub2f9\uad6d\uc774 \uc120\uc5b8\ud55c \uae08\uc735 \uc11c\ube44\uc2a4 \ubaa8\ub77c\ud1a0\ub9ac\uc5c4 \ub610\ub294 \uaddc\uc81c, \uc815\ubd80 \ub610\ub294 \ucd08\uad6d\uac00\uc801 \uae30\uad00\uc774\ub098 \ub2f9\uad6d\uc758 \uae30\ud0c0 \uc791\uc704 \ub610\ub294 \uaddc\uc815;<\/li>\n        \n\n        \n        <li>\uc804\uc790 \uc7a5\ube44, \ub124\ud2b8\uc6cc\ud06c \ubc0f \ud1b5\uc2e0 \ub77c\uc778\uc758 \uace0\uc7a5, \uc7a5\uc560 \ub610\ub294 \uc624\uc791\ub3d9(\ub2f9\uc0ac\uc758 \uc545\uc758 \ub610\ub294 \uace0\uc758\uc801 \ubd88\uc774\ud589\uc73c\ub85c \uc778\ud55c \uac83\uc774 \uc544\ub2cc), \ub2f9\uc0ac \uc11c\ubc84 \ubc0f \uc628\ub77c\uc778 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ud574\ucee4 \uacf5\uaca9 \ubc0f \uae30\ud0c0 \ubd88\ubc95 \ud589\uc704, \ub610\ub294<\/li>\n        \n\n        \n        <li>\ub2f9\uc0ac\uc758 \ud569\ub9ac\uc801\uc778 \ud1b5\uc81c \ubc94\uc704 \ub0b4\uc5d0 \uc788\uc9c0 \uc54a\uc740 \uc0ac\uac74, \ud589\uc704 \ub610\ub294 \uc0c1\ud669\uc73c\ub85c \uc778\ud574 \ud574\ub2f9 \uc0ac\uac74\uc758 \uc601\ud5a5\uc73c\ub85c \ub2f9\uc0ac\uac00 \ubd88\uc774\ud589\uc744 \uce58\uc720\ud558\uae30 \uc704\ud55c \ud569\ub9ac\uc801\uc778 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\ub294 \uc0c1\ud669\uc774 \uc544\ub2cc \uacbd\uc6b0.&nbsp;<\/li>\n        <\/ol>\n    \n\n    \n    <p>17.2&nbsp;\ubd88\uac00\ud56d\ub825 \uc0ac\ud0dc\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0, \uc601\ud5a5\uc744 \ubc1b\uc740 \ub2f9\uc0ac\uc790\ub294 3\uc601\uc5c5\uc77c \uc774\ub0b4\uc5d0 \uc0c1\ub300\ubc29\uc5d0\uac8c \uc0c1\ud669\uacfc \ud569\ub9ac\uc801\uc778 \ud1b5\uc81c \ubc94\uc704\ub97c \ubc97\uc5b4\ub09c \uc0ac\uac74\uc744 \ud1b5\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>17.3&nbsp;\ubd88\uac00\ud56d\ub825 \uc0ac\ud0dc\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0, \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \ud3ec\uc9c0\uc158\uc744 \uc815\uc9c0, \ub3d9\uacb0 \ub610\ub294 \uccad\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-18-nbsp-\uae30\uac04-\ubc0f-\ud574\uc9c0\">18&nbsp;\uae30\uac04 \ubc0f \ud574\uc9c0<\/h4>\n    \n\n    \n    <p>18.1&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc740 \uc5ec\uae30\uc5d0 \uba85\uc2dc\ub41c \uc81c18\uc870\uc758 \uc870\ud56d\uc5d0 \ub530\ub77c \ud574\uc9c0\ub420 \ub54c\uae4c\uc9c0 \ubb34\uae30\ud55c\uc73c\ub85c \uc720\ud6a8\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>18.2&nbsp;\ub2f9\uc0ac\ub294 \uc544\ub798\uc5d0 \uba85\uc2dc\ub41c \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud558\uba74 \uc989\uc2dc \ubcf8 \uace0\uac1d \uacc4\uc57d\uc744 \ud574\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\uadc0\ud558\uac00 \ubbf8\uacb0\uc81c \ud22c\uc790 \ud3ec\uc9c0\uc158\uc758 \uc774\uc804\uacfc \uad00\ub828\ub41c \uc694\uad6c \uc0ac\ud56d\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \ub2f9\uc0ac\uc640 \uac70\ub798\ud558\uac70\ub098 \uadc0\ud558\uac00 \uc77c\ubc18\uc801\uc73c\ub85c \ub2f9\uc0ac\uc640 \uac70\ub798\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uac70\ub798\ud560 \uad8c\ud55c\uc774 \uc5c6\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \uc0ac\ub9dd\ud558\uac70\ub098, \uc2e4\uc885 \uc120\uace0\ub97c \ubc1b\uac70\ub098, \uc815\uc2e0\uc774\uc0c1\uc790\uac00 \ub41c \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uad00\ud560 \uaddc\uc81c \ub2f9\uad6d\uc774\ub098 \uae30\uad00\uc774 \uadf8\ub7ec\ud55c \ud574\uc9c0\ub97c \uc694\uad6c\ud558\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \uace0\uac1d \uacc4\uc57d\uc758 \uc870\ud56d\uc744 \uc704\ubc18\ud558\uace0, \ub2f9\uc0ac\uc758 \uc758\uacac\uc73c\ub85c \uace0\uac1d \uacc4\uc57d\uc774 \uc774\ud589\ub420 \uc218 \uc5c6\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \uace0\uac1d \uacc4\uc57d\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uc9c0\ubd88\uc744 \ud558\uc9c0 \uc54a\uac70\ub098 \uae30\ud0c0 \ud589\uc704\ub97c \uc218\ud589\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\ub2f9\uc0ac\uac00 \uadc0\ud558\uc758 \uc7ac\uc815 \uc0c1\ud0dc\uc5d0 \uc911\ub300\ud55c \ubd88\ub9ac\ud55c \ubcc0\ud654\uac00 \ubc1c\uc0dd\ud588\ub2e4\ub294 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ub97c \ubc1b\uac70\ub098 \uadc0\ud558\uac00 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \uc758\ubb34\ub97c \uc774\ud589\ud560 \uc218 \uc5c6\uac70\ub098 \ub2f9\uc0ac\uc758 \uad00\ub828 \uc694\uccad\uc744 \ubc1b\uc740 \ud6c4 24\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uadc0\ud558\uc758 \uc758\ubb34 \uc774\ud589 \ub2a5\ub825\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \ubcf4\uc99d\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \ud30c\uc0b0\ubc95 \ub610\ub294 \uc774\uc640 \ub3d9\ub4f1\ud55c \ubc95\ub960(\ub2e4\ub978 \uad6d\uac00\uc758 \ubc95\ub960 \ud3ec\ud568)\uc5d0 \ub530\ub978 \uc870\uce58\uc5d0 \ub300\ud55c \uc2e0\uccad\uc774 \uadc0\ud558\uc640 \uad00\ub828\ud558\uc5ec \uc81c\ucd9c\ub418\ub294 \uacbd\uc6b0, \ub610\ub294 \ud30c\ud2b8\ub108\uc2ed\uc758 \uacbd\uc6b0 \ud30c\ud2b8\ub108 \uc911 \ud55c \uba85 \uc774\uc0c1\uc5d0\uac8c, \ub610\ub294 \ud68c\uc0ac\uc758 \uacbd\uc6b0 \uc218\ud0c1\uc790, \uad00\uc7ac\uc778 \ub610\ub294 \uc720\uc0ac\ud55c \uc784\uc6d0\uc774 \uc784\uba85\ub418\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \uccad\uc0b0 \ub610\ub294 \uad00\ub9ac\uc5d0 \ub300\ud55c \uba85\ub839\uc774 \ub0b4\ub824\uc9c0\uac70\ub098 \uacb0\uc758\uac00 \ud1b5\uacfc\ub418\ub294 \uacbd\uc6b0(\ud569\ubcd1 \ub610\ub294 \uad6c\uc870 \uc870\uc815 \ubaa9\uc801 \uc81c\uc678),<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \uc18c\uc720\ud55c \uc7ac\uc0b0\uc5d0 \ub300\ud574 \uc555\ub958, \uc9d1\ud589 \ub610\ub294 \uae30\ud0c0 \uc808\ucc28\uac00 \ubd80\uacfc\ub418\uace0 7\uc77c \uc774\ub0b4\uc5d0 \uc81c\uac70, \ud574\uc81c \ub610\ub294 \uc9c0\ubd88\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\ub2f4\ubcf4\uad8c \ub610\ub294 \uc800\ub2f9\uad8c\uc5d0 \uc758\ud574 \uc124\uc815\ub41c \ub2f4\ubcf4\uac00 \uadc0\ud558\uc5d0 \ub300\ud574 \uc9d1\ud589 \uac00\ub2a5\ud558\uac8c \ub418\uace0 \uc800\ub2f9\uad8c\uc790 \ub610\ub294 \ub2f4\ubcf4\uad8c\uc790(\uc989, \ub300\ucd9c\uc790)\uac00 \ub2f4\ubcf4 \ub610\ub294 \uc800\ub2f9\uad8c\uc744 \uc9d1\ud589\ud558\uae30 \uc704\ud55c \uc870\uce58\ub97c \ucde8\ud558\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \ucc44\ubb34\ubd88\uc774\ud589(\ub610\ub294 \uadc0\ud558\uc758 \uc790\ud68c\uc0ac)\uc73c\ub85c \uc778\ud574 \uadc0\ud558 \ub610\ub294 \uadc0\ud558\uc758 \uc790\ud68c\uc0ac\uc758 \ucc44\ubb34\uac00 \uba85\uc2dc\ub41c \ub9cc\uae30\uc77c \uc804\uc5d0 \uc989\uc2dc \uc9c0\ubd88 \uae30\uc77c\uc774 \ub3c4\ub798\ud558\uac70\ub098 \uadf8\ub807\uac8c \uc120\uc5b8\ub420 \uc218 \uc788\uac70\ub098, \uadc0\ud558(\ub610\ub294 \uadc0\ud558\uc758 \uc790\ud68c\uc0ac)\uac00 \uc9c0\ubd88 \uae30\uc77c\uc5d0 \ucc44\ubb34\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \ucc44\uad8c\uc790\uc758 \uc774\uc775\uc744 \uc704\ud574 \uc57d\uc815 \ub610\ub294 \uad6c\uc131\uc744 \ub9cc\ub4e4\uac70\ub098 \uc81c\uc548\ud558\uac70\ub098 \uccb4\uacb0\ud560 \ubaa9\uc801\uc73c\ub85c \ud68c\uc758\ub97c \uc18c\uc9d1\ud558\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \uc81c\uacf5\ud55c \uc9c4\uc220 \ub610\ub294 \ubcf4\uc99d\uc774 \uc0ac\uc2e4\uc774 \uc544\ub2c8\uac70\ub098 \uc0ac\uc2e4\uc774 \uc544\ub2c8\uac8c \ub418\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \ubc95\ub960\uc5d0 \uc758\ud574 \uc124\uc815\ub41c \uc694\uad6c \uc0ac\ud56d\uc744 \uc911\ub300\ud558\uac8c \uc704\ubc18\ud558\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\uc790\ub3d9\ud654\ub418\uc5c8\ub4e0 \uc218\ub3d9\uc774\ub4e0 \uc628\ub77c\uc778 \uac70\ub798 \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc2a4\uce98\ud551 \ub610\ub294 \uae30\ud0c0 \ubb34\ub2e8 \uac70\ub798 \ud65c\ub3d9\uc774 \uc218\ud589\ub418\ub294 \uacbd\uc6b0. \uc774 \uacbd\uc6b0 \ubaa8\ub4e0 \ubb34\ub2e8 \uac70\ub798\ub294 \ubb34\ud6a8\ud654\ub418\uace0 \ucde8\uc18c\ub429\ub2c8\ub2e4,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uac00 \uc815\uce58\uc801 \ub178\ucd9c\uc778(PEP)\uc73c\ub85c \ubd84\ub958\ub418\uac70\ub098 \ud68c\uc0ac\uac00 \ub530\ub77c\uc57c \ud558\ub294 \uace0\uac1d \ud30c\uc545 \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uaddc\uc815\uacfc \uad00\ub828\ud558\uc5ec \uc801\uc808\ud55c \ubb38\uc11c\ub97c \uc81c\uacf5\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0,<\/li>\n        \n\n        \n        <li>\ud68c\uc0ac\ub294 \uc5c4\uaca9\ud55c \uace0\uac1d\ub2f9 \ub2e8\uc77c \uacc4\uc815 \uc815\ucc45\uc744 \uc2dc\ud589\ud569\ub2c8\ub2e4. \uac01 \uae30\ubcf8 \uacc4\uc815\uc740 \uacf5\uc2dd \uc2e0\uc6d0 \ud655\uc778 \ubb38\uc11c\ub97c \uae30\ubc18\uc73c\ub85c \uadc0\ud558\uc758 \ud655\uc778\ub41c \uc2e0\uc6d0\uc5d0 \uace0\uc720\ud558\uac8c \uc5f0\uacb0\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \ud558\ub098\uc758 \uae30\ubcf8 \uacc4\uc815\ub9cc \uc720\uc9c0\ud560 \uc218 \uc788\uc9c0\ub9cc, \ud574\ub2f9 \ub2e8\uc77c \uae30\ubcf8 \uacc4\uc815 \ud558\uc5d0 \uc5ec\ub7ec \uac70\ub798 \uacc4\uc815\uc744 \uac1c\uc124\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \ub3d9\uc77c\ud558\uac70\ub098 \uc720\uc0ac\ud55c \uc774\ub984, \uc2e0\uc6d0 \ud655\uc778, \uac00\uc815 \uc8fc\uc18c, \uc774\uba54\uc77c \uc8fc\uc18c, \uc804\ud654\ubc88\ud638, \uacb0\uc81c \uc138\ubd80 \uc815\ubcf4(\uc608: \uc9c1\ubd88 \ub610\ub294 \uc2e0\uc6a9 \uce74\ub4dc, Neteller \ub4f1)\ub85c \ub4f1\ub85d\ub418\uac70\ub098 \uacf5\uc720 \uc7a5\uce58 \ub610\ub294 IP \uc8fc\uc18c(\uc608: \uacf5\uacf5 \ub3c4\uc11c\uad00 \ub610\ub294 \uc9c1\uc7a5)\ub97c \ud1b5\ud574 \uc811\uadfc\ud558\ub294 \uacc4\uc815\uc744 \uc911\ubcf5 \uacc4\uc815\uc73c\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \uc911\ubcf5 \uae30\ubcf8 \uacc4\uc815\uc774 \uc2dd\ubcc4\ub418\uba74 \ud68c\uc0ac\ub294 <strong>\uadc0\ud558\uc5d0\uac8c \uc0ac\uc804 \ud1b5\uc9c0 \uc5c6\uc774<\/strong>:\n            <ol style=\"list-style-type:lower-roman\" class=\"wp-block-list\">\n                <li>\uc911\ubcf5 \uacc4\uc815\uc744 \ud574\uc9c0;<\/li>\n                \n\n                \n                <li>\uc9c4\ud589 \uc911\uc778 \ubaa8\ub4e0 \uac70\ub798 \ud65c\ub3d9\uc744 \uc989\uc2dc \uc911\ub2e8;<\/li>\n                \n\n                \n                <li>\uad00\ub828\ub41c \ubaa8\ub4e0 \uac70\ub798\ub97c \ubb34\ud6a8\ud654 \ub610\ub294 \ucde8\uc18c; \ubc0f<\/li>\n                \n\n                \n                <li>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubc95\ub960\uc5d0 \ub530\ub978 \ud68c\uc0ac\uc758 \uc758\ubb34\ub97c \uc804\uc81c\ub85c, \uc911\ubcf5 \uacc4\uc815\uc5d0 \ub0a8\uc544 \uc788\ub294 \uc790\uae08\uc744 \uc6d0\ub798 \ucd9c\ucc98\ub85c \ubc18\ud658,<\/li>\n                <\/ol>\n            <\/li>\n        \n\n        \n        <li>\ub2e4\uc74c \uae30\uc900\uc744 \ubaa8\ub450 \ucda9\uc871\ud558\ub294 \uace0\uac1d \uacc4\uc815\uc740 \ud3d0\uc1c4\ub429\ub2c8\ub2e4:\n            <ol style=\"list-style-type:lower-roman\" class=\"wp-block-list\">\n                <li>\uace0\uac1d \uacc4\uc815 \uac1c\uc124 \ud6c4 6\uac1c\uc6d4 \uc774\ub0b4\uc5d0 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc740 \uacbd\uc6b0.<\/li>\n                \n\n                \n                <li>\uc774 \uae30\uac04 \ub3d9\uc548 \uc9c1\uc811 \uc785\uae08 \ubc0f \uc9c1\uc811 \ucd9c\uae08\uc744 \ud3ec\ud568\ud55c \uae08\uc735 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc740 \uacbd\uc6b0.<\/li>\n                \n\n                \n                <li>\uace0\uac1d \uacc4\uc815 \ud3d0\uc1c4 \uc2dc\uc810\uc5d0 \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158\uc774 \uc5c6\ub294 \uacbd\uc6b0.<\/li>\n                \n\n                \n                <li>\uace0\uac1d\uc774 6\uac1c\uc6d4 \uc5f0\uc18d\uc73c\ub85c \ub85c\uadf8\uc778\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \uc774 \uc870\uac74\uc740 MT4 \ubc0f \ubaa8\ubc14\uc77c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc0ac\uc6a9\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/li>\n                <\/ol>\n            <\/li>\n        \n\n        \n        <li>\ub370\ubaa8 \uacc4\uc815\uc740 \ud574\uc9c0 \ub0a0\uc9dc \uc9c1\uc804 30\uc77c \uc5f0\uc18d \ube44\ud65c\uc131 \uc0c1\ud0dc\uc778 \uacbd\uc6b0 \ud574\uc9c0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n        <\/ol>\n    \n\n    \n    <p>18.3&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc740 \uc11c\uba74 \ud1b5\uc9c0\ub97c \ubcf4\ub0b4\uc5b4 \uace0\uac1d \ub610\ub294 \ud68c\uc0ac \uc911 \uc5b4\ub290 \ucabd\uc774\ub4e0 \uc5b8\uc81c\ub4e0\uc9c0 \ud574\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \ud574\uc9c0\ub85c \uc778\ud574 \uace0\uac1d \uacc4\uc815\uc774 \ud3d0\uc1c4\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>18.4&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \uadc0\ud558\uc758 \ud574\uc9c0\ub294 \ud574\uc9c0 \uc804\uc5d0 \uc2dc\uc791\ub41c \uac70\ub798\uc5d0\uc11c \ubc1c\uc0dd\ud558\uac70\ub098 \uc774\uc640 \uad00\ub828\ud558\uc5ec \uadc0\ud558\uac00 \uac00\uc9c8 \uc218 \uc788\ub294 \ucc45\uc784 \ub610\ub294 \uc20f \ud3ec\uc9c0\uc158\uc744 \ud3ec\ud568\ud558\uc5ec \uadc0\ud558\uac00 \ub2f9\uc0ac\uc5d0 \ub300\ud574 \uac00\uc9c8 \uc218 \uc788\ub294 \uc758\ubb34 \ub610\ub294 \ucc45\uc784\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc758 \uc81c18\uc870\uc5d0 \ub530\ub77c \ub2f9\uc0ac\ub294 \ud574\uc9c0 \uc2dc \uc9c4\ud589 \uc911\uc778 \uac70\ub798\ub97c \ud569\ub9ac\uc801\uc73c\ub85c \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac \uc644\ub8cc\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>18.5&nbsp;\uc81c18.2\uc870\uc5d0 \uc124\uba85\ub41c \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud558\uba74 \ub2f9\uc0ac\ub294 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \uc5b8\uc81c\ub4e0\uc9c0 \uadc0\ud558\uc5d0\uac8c \ud1b5\uc9c0 \uc5c6\uc774 \ub2e4\uc74c \uc870\uce58 \uc911 \ud558\ub098 \uc774\uc0c1\uc744 \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ubcf8 \uace0\uac1d \uacc4\uc57d\uc744 \ud574\uc9c0,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \uadf8\ub9ac\uace0 \uadc0\ud558\uc758 \uc774\ub984\uc73c\ub85c \uadc0\ud558\uc758 \ubbf8\uacb0\uc81c \ud22c\uc790 \ud3ec\uc9c0\uc158 \uc804\uccb4 \ub610\ub294 \uc77c\ubd80\ub97c \uc815\uc9c0, \ub3d9\uacb0 \ub610\ub294 \uccad\uc0b0,<\/li>\n        \n\n        \n        <li>\ubaa8\ub4e0 \ud1b5\ud654\ub97c \uc804\ud658,<\/li>\n        \n\n        \n        <li>\uacb0\uc81c, \uc218\uc218\ub8cc, \ucee4\ubbf8\uc158 \ubc0f\/\ub610\ub294 \uc774\uc790\uc640 \uad00\ub828\ud558\uc5ec \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae08\uc561\uc744 \ud3ec\ud568\ud558\uc5ec \ud68c\uc0ac\uc5d0 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae08\uc561\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \uadc0\ud558\uc758 \ud604\uae08 \ubc0f \uac70\ub798 \uc218\uc775\uc744 \uc801\uc6a9,<\/li>\n        \n\n        \n        <li>\uc774\ubbf8 \uac1c\uc124\ub41c \ud3ec\uc9c0\uc158\uc744 \uccad\uc0b0\ud558\uace0\/\ud558\uac70\ub098 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \uadc0\ud558\uac00 \ud68c\uc0ac\uc5d0 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae08\uc561\uc758 \uc9c0\ubd88\uc744 \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\ub294 \ubcf4\ub958 \uc911\uc778 \uc758\ubb34\ub97c \uc9c0\ubd88\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \uace0\uac1d \uc790\uae08\uc744 \ubcf4\uc720,<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc744 \ud3d0\uc1c4, \ub610\ub294<\/li>\n        \n\n        \n        <li>\uadc0\ud558\uc758 \uacfc\uac70 \uac70\ub798 \uc911 \uc77c\ubd80 \ub610\ub294 \uc804\ubd80\ub97c \ubb34\ud6a8\ud654 \ub610\ub294 \ucde8\uc18c\ud558\uace0 \ubc1c\uc0dd\ud55c \ubaa8\ub4e0 \uc774\uc775\uc744 \uc778\ucd9c.<\/li>\n        <\/ol>\n    \n\n    \n    <p>18.6 \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc774\ub984\uc73c\ub85c \uac1c\uc124\ub41c \uace0\uac1d \uacc4\uc815\uc744 \uacb0\ud569\ud558\uace0, \ud574\ub2f9 \uace0\uac1d \uacc4\uc815\uc758 \uc794\uc561\uc744 \ud1b5\ud569\ud558\uba70, \ud574\ub2f9 \uc794\uc561\uc744 \uc0c1\uacc4\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>18.7&nbsp;\uadc0\ud558\uc5d0\uac8c \uc720\ub9ac\ud55c \uc794\uc561\uc774 \uc788\ub294 \uacbd\uc6b0, \ub2f9\uc0ac\ub294 (\ubbf8\ub798 \ucc44\ubb34\uc640 \uad00\ub828\ud558\uc5ec \ub2f9\uc0ac\uc758 \ub2e8\ub3c5 \uc7ac\ub7c9\uc73c\ub85c \uc801\uc808\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \uae08\uc561\uc744 \ubcf4\ub958\ud55c \ud6c4) \ud569\ub9ac\uc801\uc73c\ub85c \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac \ud574\ub2f9 \uc794\uc561\uc744 \uadc0\ud558\uc5d0\uac8c \uc9c0\uae09\ud558\uace0 \ud574\ub2f9 \uc794\uc561\uc774 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\uc5c8\ub294\uc9c0 \ubcf4\uc5ec\uc8fc\ub294 \uba85\uc138\uc11c\ub97c \uc81c\uacf5\ud558\uba70, \uc801\uc808\ud55c \uacbd\uc6b0 Nominee \ubc0f\/\ub610\ub294 \uc218\ud0c1\uc790\uc5d0\uac8c \ud574\ub2f9 \uae08\uc561\uc744 \uc9c0\uae09\ud558\ub3c4\ub85d \uc9c0\uc2dc\ud569\ub2c8\ub2e4. \ud574\ub2f9 \uc790\uae08\uc740 \uadc0\ud558\uc758 \uc9c0\uc2dc\uc5d0 \ub530\ub77c \uc804\ub2ec\ub418\uc9c0\ub9cc, \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc790\uae08\uc744 \uc81c3\uc790\uc5d0\uac8c \uc774\uc804\ud558\ub294 \uac83\uc744 \uac70\ubd80\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-19-nbsp-\uc801\uc6a9-\uc900\uac70\ubc95-\ubc0f-\uad00\ud560\uad8c\">19&nbsp;\uc801\uc6a9 \uc900\uac70\ubc95 \ubc0f \uad00\ud560\uad8c<\/h4>\n    \n\n    \n    <p>19.1&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d \uc81c14\uc870\uc5d0 \uc124\uba85\ub41c \uc218\ub2e8\uc73c\ub85c \ud569\uc758\uc5d0 \ub3c4\ub2ec\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0, \uace0\uac1d \uacc4\uc57d\uc5d0\uc11c \ubc1c\uc0dd\ud558\uac70\ub098 \uc774\uc640 \uad00\ub828\ub41c \ubaa8\ub4e0 \ubd84\uc7c1\uc740 \uc138\uc774\uc178\uc758 \uc911\uc7ac \ubc95\uc6d0\uc5d0\uc11c \ucd5c\uc885\uc801\uc73c\ub85c \ud574\uacb0\ub429\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>19.2 \ubcf8 \uace0\uac1d \uacc4\uc57d \ubc0f \uace0\uac1d\uacfc \ud68c\uc0ac \uac04\uc758 \ubaa8\ub4e0 \uac70\ub798\ub294 \uc138\uc774\uc178 \uacf5\ud654\uad6d\uc758 \ubc95\ub960\uc5d0 \ub530\ub77c \uaddc\uc728\ub418\uace0 \ud574\uc11d\ub429\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>19.3&nbsp;\ub2f9\uc0ac\ub294 \ub2f9\uc2dc \uc2dc\ud589 \uc911\uc778 \ubc95\ub960 \ubc0f \uaddc\uc815\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \ubc14\ub78c\uc9c1\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \uc870\uce58\ub97c \ucde8\ud558\uac70\ub098 \ucde8\ud558\uc9c0 \uc54a\uc744 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ucde8\ud574\uc9c8 \uc218 \uc788\ub294 \uadf8\ub7ec\ud55c \uc870\uce58\uc640 \uc2dc\ud589 \uc911\uc778 \ubaa8\ub4e0 \ubc95\ub960 \ubc0f \uaddc\uc815\uc740 \uadc0\ud558\uc5d0\uac8c \uad6c\uc18d\ub825\uc744 \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-20-nbsp-\uc81c3\uc790\">20&nbsp;\uc81c3\uc790<\/h4>\n    \n\n    \n    <p>20.1&nbsp;\ub2f9\uc0ac\ub294 \uadc0\ud558\uc5d0\uac8c \ud1b5\uc9c0\ub97c \uc81c\uacf5\ud558\ub294 \uc870\uac74\uc73c\ub85c \uc5b8\uc81c\ub4e0\uc9c0 \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \ub2f9\uc0ac\uc758 \uad8c\ub9ac, \ud61c\ud0dd \ub610\ub294 \uc758\ubb34\uc758 \uc77c\ubd80 \ub610\ub294 \uc804\ubd80\ub97c \uc774\uc804, \uc591\ub3c4 \ub610\ub294 \ub300\uccb4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>20.2&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub978 \uadc0\ud558\uc758 \uad8c\ub9ac\uc640 \uc758\ubb34\ub294 \uadc0\ud558\uc5d0\uac8c \uac1c\uc778\uc801\uc774\uba70 \uc774\uc804, \uc591\ub3c4 \ub610\ub294 \ub300\uccb4\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>20.3&nbsp;\uadc0\ud558\ub294 \ud68c\uc0ac\uac00 \uacb0\uc81c \uc218\uae08\uc744 \uc704\ud574 \ub3c5\ub9bd\uc801\uc778 \uc81c3\uc790 \ub610\ub294 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub97c \uc774\uc6a9\ud568\uc744 \uc778\uc815\ud558\uace0 \ud655\uc778\ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \uc81c3\uc790\uac00 \ucc45\uc784, \uc758\ubb34 \ub610\ub294 \ubcf4\uc99d \uc5c6\uc774 \uadc0\ud558\ub97c \ub300\uc2e0\ud558\uc5ec \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\uc5d0\uac8c \uc790\uae08\uc744 \uc774\uccb4\ud558\ub77c\ub294 \uadc0\ud558\uc758 \uc9c0\uc2dc\uc5d0 \ub530\ub77c \ud589\ub3d9\ud568\uc744 \uc774\ud574\ud568\uc744 \uc778\uc815\ud558\uace0 \ud655\uc778\ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c\ub4e0, \uc5b4\ub5a4 \uba85\ubaa9\uc73c\ub85c\ub4e0, \uc5b4\ub5a4 \uc0c1\ud669\uc5d0\uc11c\ub4e0 \uc81c3\uc790 \ub610\ub294 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub85c\ubd80\ud130 \uc774\uc804\ub41c \uc790\uae08\uc744 \uccad\uad6c\ud560 \uad8c\ub9ac\uac00 \uc5c6\uc74c\uc5d0 \ub3d9\uc758\ud558\uace0 \ud655\uc778\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>20.4&nbsp;\uadc0\ud558\ub294 \uc81c3\uc790 \ub610\ub294 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\uac00 \uadc0\ud558\uc758 \uc774\uccb4\ub97c \ucd09\uc9c4\ud560 \uac83\uc774\uba70 \uadf8\ub4e4\ub85c\ubd80\ud130 \uc5b4\ub5a4 \ud615\ud0dc\uc758 \uae08\uc735 \uc11c\ube44\uc2a4\ub3c4 \uc81c\uacf5\ubc1b\uc9c0 \uc54a\uc558\uc74c\uc744 \uc774\ud574\ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \uc81c3\uc790\/\uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \ub610\ub294 \uadf8 \uacc4\uc5f4\uc0ac\ub97c \uae08\uc735 \uc11c\ube44\uc2a4 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud574\uc11c\ub294 \uc548 \ub418\uba70, \uacb0\uc81c\ub97c \ucd09\uc9c4\ud558\uae30 \uc704\ud55c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub85c\ub9cc \uc0ac\uc6a9\ud574\uc57c \ud568\uc744 \uc774\ud574\ud569\ub2c8\ub2e4. \uadc0\ud558\ub294 \uc790\uae08 \uc815\uc0b0\uc774 \uc644\ub8cc\ub41c \ud6c4 \uc81c3\uc790 \ub610\ub294 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\uc5d0 \ub300\ud55c \ucd94\uac00 \ubc0f \ud5a5\ud6c4 \uccad\uad6c\uad8c\uc774 \uc5c6\uc74c\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>20.5 \uadc0\ud558\ub294 \ub2f9\uc0ac\uac00 \uc815\uae30\uc801\uc73c\ub85c \ub610\ub294 \uc815\uaddc\uc801\uc73c\ub85c \uadc0\ud558\uc5d0\uac8c \ubc1c\ud45c\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \uc815\ubcf4\uac00 \ubc18\ub4dc\uc2dc \ub2f9\uc0ac\uac00 \uc218\ud589\ud55c \ud22c\uc790 \uc5f0\uad6c\uc758 \uacb0\uacfc\uac00 \uc544\ub2d8\uc744 \ucda9\ubd84\ud788 \uc778\uc9c0\ud569\ub2c8\ub2e4. \ud574\ub2f9 \ud22c\uc790 \uc5f0\uad6c\uac00 \ub2f9\uc0ac \uc6b4\uc601\uc5d0\uc11c \uc544\uc6c3\uc18c\uc2f1\ub41c \uacbd\uc6b0, \ub2f9\uc0ac\ub294 \ud574\ub2f9 \uc5f0\uad6c\uac00 \uc218\ud589\ub418\ub294 \uc131\uc2e4\ub3c4\uc758 \uc218\uc900\uacfc \ud45c\uc900\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uae30 \uc704\ud574 \ubaa8\ub4e0 \ub178\ub825\uc744 \uae30\uc6b8\uc774\uc9c0\ub9cc, \ud574\ub2f9 \uc81c\uacf5\uc790\uac00 \ub2f9\uc0ac\uac00 \uc900\uc218\ud558\ub294 \uac83\uacfc \ub3d9\ub4f1\ud55c \ud45c\uc900 \ubc0f\/\ub610\ub294 \ubc94\uc704\uc758 \uc815\ubd80 \ub610\ub294 \uaddc\uc81c \ub2f9\uad6d\uc758 \ud1b5\uc81c\ub97c \ubc1b\ub294\ub2e4\uace0 \ubcf4\uc7a5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4, \uc758\uacac \ubc0f \ucd94\uac00 \uc870\uc0ac \uacb0\uacfc \ub610\ub294 \uadf8 \ub204\ub77d\uc740 \ud68c\uc0ac\uc758 \uacac\ud574\ub97c \ub300\ud45c\ud558\uc9c0 \uc54a\uc73c\uba70, \ub2f9\uc0ac\ub294 \uadc0\ud558\uac00 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \uc758\uc874\ud558\ub294 \uc81c3\uc790 \uc5f0\uad6c\uc5d0\uc11c \uc9c1\uc811\uc801 \ub610\ub294 \uac04\uc811\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4, \uc190\ud574 \ub610\ub294 \uccad\uad6c\uc5d0 \ub300\ud574 \ucc45\uc784\uc744 \uc9c8 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>20.6 \uadc0\ud558\ub294 \uc81c3\uc790(\uc790\uae08 \uad00\ub9ac\uc790, \uac70\ub798 \ub85c\ubd07, \uc2e0\ud638 \uc81c\uacf5\uc790 \ub610\ub294 \uc720\uc0ac\ud55c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub97c \ud3ec\ud568\ud558\ub418 \uc774\uc5d0 \ud55c\uc815\ub418\uc9c0 \uc54a\uc74c)\ub97c \uc774\uc6a9\ud558\uac70\ub098 \uc9c0\uc815\ud558\ub294 \uacbd\uc6b0 \ud574\ub2f9 \uc774\uc6a9\uc774 \uc804\uc801\uc73c\ub85c \uadc0\ud558 \uc790\uc2e0\uc758 \uc704\ud5d8\uacfc \ucc45\uc784 \ud558\uc5d0 \uc774\ub8e8\uc5b4\uc9c4\ub2e4\ub294 \uc810\uc744 \ucda9\ubd84\ud788 \uc778\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc81c3\uc790 \uc11c\ube44\uc2a4\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uc5b4\ub5a0\ud55c \ud589\uc704, \ubd80\uc791\uc704, \uc190\uc2e4 \ub610\ub294 \uccad\uad6c\uc5d0 \ub300\ud574\uc11c\ub3c4 \ud68c\uc0ac\ub294 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc758\ubb38\uc758 \uc5ec\uc9c0\ub97c \uc5c6\uc560\uae30 \uc704\ud574, \ud574\ub2f9 \ubc29\uc2dd\uc774 \ud68c\uc0ac\uc5d0 \uacf5\uac1c\ub418\uace0 \ud68c\uc0ac\uc758 \uba85\uc2dc\uc801\uc778 \uc11c\uba74 \uc2b9\uc778\uc744 \ubc1b\uc9c0 \uc54a\ub294 \ud55c \uc5b4\ub5a0\ud55c \uc81c3\uc790\ub3c4 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc5d0 \uc811\uadfc\ud558\uac70\ub098 \uc774\ub97c \uc6b4\uc601 \ub610\ub294 \ud1b5\uc81c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <h4 class=\"wp-block-heading\" id=\"h-21-nbsp-\ud658\ubd88-\uc815\ucc45\">21&nbsp;\ud658\ubd88 \uc815\ucc45<\/h4>\n    \n\n    \n    <p>21.1&nbsp;\uace0\uac1d\uc740 \uc6d0\ud560 \ub54c \uc5b8\uc81c\ub4e0\uc9c0 \uc790\uc2e0\uc758 \uace0\uac1d \uacc4\uc815 \ub610\ub294 \ubaa8\ub4e0 \uace0\uac1d \uacc4\uc815\uc744 \ud3d0\uc1c4\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0 \uacc4\uc815 \ud3d0\uc1c4\ub97c \uc2b9\uc778\ud569\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <ol style=\"list-style-type:lower-alpha\" class=\"wp-block-list\">\n        <li>\ud65c\uc131 \ud22c\uc790\uac00 \uc5c6\ub294 \uacbd\uc6b0, \ub610\ub294<\/li>\n        \n\n        \n        <li>\ud604\uc7ac \uc11c\ube44\uc2a4 \uc57d\uad00\uc758 \uc870\uac74\uacfc \uad00\ub828\ub41c \uc870\uc0ac\uac00 \uc9c4\ud589 \uc911\uc774 \uc544\ub2cc \uacbd\uc6b0.&nbsp;<\/li>\n        <\/ol>\n    \n\n    \n    <p>21.2&nbsp;\uace0\uac1d \uacc4\uc815\uc5d0 \uc694\uae08\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc694\uccad\uc5d0 \ub530\ub77c \uad00\ub828 \uacc4\uc815\uc744 \ud3d0\uc1c4\ud574\uc57c \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>21.3 \ub0a8\uc6a9 \uac70\ub798 \ub610\ub294 \ud50c\ub7ab\ud3fc \uc624\uc6a9\uc744 \ud3ec\ud568\ud558\uc5ec \ubcf8 \uc57d\uad00 \uc704\ubc18\uc73c\ub85c \uc778\ud574 \uace0\uac1d \uacc4\uc815\uc774 \uc815\uc9c0 \ub610\ub294 \ud574\uc9c0\ub41c \uacbd\uc6b0, \ud68c\uc0ac\ub294 \ubaa8\ub4e0 \uc218\uc775 \ub610\ub294 \ubcf4\ub108\uc2a4\ub97c \ubcf4\ub958\ud560 \uad8c\ub9ac\ub97c \ubcf4\uc720\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacbd\uc6b0, \ucd08\uae30 \uc608\uce58\uae08\uc758 \ud658\ubd88\uc740 \uc81c4A.4\ud56d \ubc0f \uc81c4A.5\ud56d\uc5d0 \uc5c4\uaca9\ud788 \ub530\ub77c \ucc98\ub9ac\ub418\uba70, \uc801\uc6a9 \uac00\ub2a5\ud55c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubc95\ub960\uc5d0 \ub530\ub978 \ud68c\uc0ac\uc758 \uc758\ubb34\ub97c \uc804\uc81c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>21.4 \ud68c\uc0ac\ub294 \uc608\uc0c1\ub418\ub4e0 \uc608\uc0c1\ub418\uc9c0 \uc54a\ub4e0 \uc5b4\ub5a4 \uc774\uc720\ub85c\ub4e0 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud55c \uacbd\uc6b0 \ud658\ubd88\uc744 \uc81c\uacf5\ud560 \uc758\ubb34\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n    \n\n    \n    <p>21.5&nbsp;\uace0\uac1d \uacc4\uc815\uc5d0 \uc785\uae08\ub418\uc5c8\uc9c0\ub9cc \uace0\uac1d\uc774 \uc8fc\ubb38\uc744 \uc2e4\ud589\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \ud658\ubd88 \uc694\uccad\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>21.6&nbsp;\uc774 \uacbd\uc6b0 \uc785\uae08\uc5d0 \uc0ac\uc6a9\ub41c \ub3d9\uc77c\ud55c \uacb0\uc81c \ubc29\ubc95\uc774 \ud658\ubd88\uc5d0 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \ub2e4\ub978 \uc57d\uc815\uc774 \uc5c6\ub294 \ud55c \ud658\ubd88\uc740 \uc804\uc561\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>21.7&nbsp;\ud658\ubd88 \uc694\uccad \ucc98\ub9ac\uc5d0\ub294 \ucd5c\ub300 1\uc8fc\uc77c\uc774 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n    \n\n    \n    <p>21.8&nbsp;\uae30\ud0c0 \ubaa8\ub4e0 \uc694\uccad\uc740 \ucd9c\uae08\uc73c\ub85c \ucc98\ub9ac\ub418\uba70 \ud574\ub2f9 \ubc29\ubc95, \uc870\uac74 \ubc0f \uc808\ucc28\ub97c \uc0ac\uc6a9\ud558\uc5ec \ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/p>\n    <\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n    <h3 class=\"wp-block-heading\" id=\"h-\uc81c5\ubd80-\uc815\uc758-\ubc0f-\ud574\uc11d\">\uc81c5\ubd80 \u2013 \uc815\uc758 \ubc0f \ud574\uc11d<\/h3>\n    \n\n    \n    <p>\ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0\uc11c \ub2e4\uc74c \ub2e8\uc5b4\ub294 \ud574\ub2f9\ud558\ub294 \uc758\ubbf8\ub97c \uac16\uc2b5\ub2c8\ub2e4:<\/p>\n    \n\n    \n    <p>\uc811\uadfc \ucf54\ub4dc:&nbsp;\ub2f9\uc0ac \uac70\ub798 \uc2dc\uc2a4\ud15c \ub610\ub294 \uc6f9\uc0ac\uc774\ud2b8(\ud574\ub2f9\ub418\ub294 \uacbd\uc6b0)\uc5d0 \uc811\uadfc\ud558\uae30 \uc704\ud574 \ub2f9\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \ub85c\uadf8\uc778 \ubc0f \ube44\ubc00\ubc88\ud638.<\/p>\n    \n\n    \n    <p>\uc811\uadfc \ub370\uc774\ud130:&nbsp;\uadc0\ud558\uc758 \uc811\uadfc \ucf54\ub4dc, \uace0\uac1d \uacc4\uc815 \ubc88\ud638 \ubc0f \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c\ub4e0 \ub2f9\uc0ac\uc5d0 \uc8fc\ubb38\uc744 \ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \ubaa8\ub4e0 \uc815\ubcf4.<\/p>\n    \n\n    \n    <p>\uc801\uc6a9 \uaddc\uc815:&nbsp;(a) \uad00\ub828 \uc2dc\uc7a5\uc758 \uaddc\uce59; \ubc0f (b) \ubaa8\ub4e0 \uad00\ud560\uad8c\uc5d0\uc11c \uc2dc\ud589 \uc911\uc778 \uae30\ud0c0 \ubaa8\ub4e0 \uc801\uc6a9 \ubc95\ub960, \uaddc\uce59 \ubc0f \uaddc\uc815.<\/p>\n    \n\n    \n    <p>\uc2e0\uccad\uc11c:&nbsp;\ub2f9\uc0ac \uc11c\ube44\uc2a4\ub97c \uc2e0\uccad\ud558\uae30 \uc704\ud574 \uadc0\ud558\uac00 \uc791\uc131\ud55c \uc2e0\uccad\uc11c(\uc774\ub97c \ud1b5\ud574 \ub2f9\uc0ac\ub294 \uadc0\ud558\uc758 \uc2e0\uc6d0 \ud655\uc778, \uc2e4\uc0ac \ubc0f \ubc95\ub960\uc5d0 \ub530\ub978 \uadc0\ud558\uc758 \ubd84\ub958\ub97c \uc704\ud574 \ud544\uc694\ud55c \uc815\ubcf4\ub97c \uc5bb\uc2b5\ub2c8\ub2e4).<\/p>\n    \n\n    \n    <p>\uc794\uc561:&nbsp;\ud2b9\uc815 \uae30\uac04 \ub0b4\uc5d0 \ub9c8\uc9c0\ub9c9\uc73c\ub85c \uac70\ub798\ub41c \ud6c4 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815\uc758 \ucd1d\uc561.<\/p>\n    \n\n    \n    <p>\uae30\uc900 \ud1b5\ud654:&nbsp;\ud1b5\ud654 \uc30d\uc758 \uccab \ubc88\uc9f8 \ud1b5\ud654.<\/p>\n    \n\n    \n    <p>\ubcf4\ub108\uc2a4 \uc57d\uad00:&nbsp;\ubcf4\ub108\uc2a4 \uc778\uc13c\ud2f0\ube0c\ub97c \ubc1b\uae30 \uc704\ud574 \ucda9\uc871\ud574\uc57c \ud558\ub294 \ub9c8\ucf00\ud305 \ucea0\ud398\uc778\uc5d0\uc11c \uad11\uace0\ub41c \uc870\uac74 \ubc0f \ud574\ub2f9 \uc778\uc13c\ud2f0\ube0c\uc758 \uc9c0\uae09 \uc790\uaca9\uc744 \uac16\ucd94\uae30 \uc704\ud574 \ubcf8 \uace0\uac1d \uacc4\uc57d \uc81c8\uc870\uc5d0 \ub530\ub978 \uc870\uac74.<\/p>\n    \n\n    \n    <p>\uc601\uc5c5\uc77c:&nbsp;\ud1a0\uc694\uc77c \ub610\ub294 \uc77c\uc694\uc77c, 12\uc6d4 25\uc77c \ub610\ub294 1\uc6d4 1\uc77c \uc774\uc678\uc758 \ubaa8\ub4e0 \ub0a0.<\/p>\n    \n\n    \n    <p>CFD:&nbsp;\ub2e4\uc74c \uae30\ucd08 \uc790\uc0b0\uc5d0 \ub300\ud55c \ud604\ubb3c \ubc0f\/\ub610\ub294 \uc120\ub3c4 \ucc28\uc561 \uacc4\uc57d:&nbsp;\ud1b5\ud654(Spot FOREX), \uae08\uc18d, \uc0c1\ud488, \uc120\ubb3c, \uc635\uc158, \uc120\ub3c4, \uc8fc\uc2dd, \uc9c0\uc218.<\/p>\n    \n\n    \n    <p>\uace0\uac1d \uacc4\uc815: \uae30\ubcf8 \uacc4\uc815 \ubc0f \uae30\ubcf8 \uacc4\uc815 \ud558\uc5d0 \uc720\uc9c0\ub418\uac70\ub098 \uc5f0\uacb0\ub41c \ubaa8\ub4e0 \uac70\ub798 \uacc4\uc815\uc744 \ud3ec\ud568\ud558\ub294 \ud1b5\ud569 \uacc4\uc815 \uad6c\uc870\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uace0\uac1d \uacc4\uc57d:&nbsp;\ud68c\uc0ac\uc640 \uace0\uac1d \uac04\uc758 \ubcf8 \uacc4\uc57d\uc73c\ub85c, \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc758 \ub2e4\uc74c \ubb38\uc11c\ub3c4 \ud3ec\ud568\ud569\ub2c8\ub2e4: (a) \ube44\uc6a9 \ubc0f \uc218\uc218\ub8cc, (b) \uacc4\uc57d \uc0ac\uc591, (c) \uc77c\ubc18 \uc704\ud5d8 \uacf5\uc2dc.<\/p>\n    \n\n    \n    <p>\uace0\uac1d \uc740\ud589 \uacc4\uc88c. Securities (Conduct of Business) Regulation 2008\uc5d0 \uc758\ud574 \uc815\uc758\ub41c \uace0\uac1d \uc740\ud589 \uacc4\uc88c.<\/p>\n    \n\n    \n    <p>\uace0\uac1d \uc790\uae08 \uaddc\uce59:&nbsp;\ub2f9\uc0ac \uaddc\uc81c \uae30\uad00\uc774 \uc815\uc758\ud55c \uace0\uac1d \uc790\uae08\uacfc \uad00\ub828\ub41c \uaddc\uce59.<\/p>\n    \n\n    \n    <p>\uacc4\uc57d \uc0ac\uc591:&nbsp;\uae08\uc735 \uc0c1\ud488\uc758 \uac01 \ub85c\ud2b8 \ud06c\uae30 \ub610\ub294 \uac01 \uc720\ud615\uc758 \uae30\ucd08 \uc790\uc0b0, \uadf8\ub9ac\uace0 \ub2f9\uc0ac \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ud68c\uc0ac\uac00 \uacb0\uc815\ud55c \uc2a4\ud504\ub808\ub4dc, \uc2a4\uc651, \ub9c8\uc9c4 \uc694\uad6c \uc0ac\ud56d \ub4f1\uc5d0 \uad00\ud55c \ubaa8\ub4e0 \ud544\uc694\ud55c \uac70\ub798 \uc815\ubcf4.<\/p>\n    \n\n    \n    <p>\uace0\uac1d \uacc4\uc815 \ud1b5\ud654:&nbsp;\ub2f9\uc0ac\uc640 \uace0\uac1d \uacc4\uc815\uc744 \uac1c\uc124\ud560 \ub54c \uadc0\ud558\uac00 \uc120\ud0dd\ud558\uac70\ub098 \uace0\uac1d \uacc4\uc815\uc774 \uac1c\uc124\ub41c \ud6c4 \uc804\ud658\uc744 \uc694\uccad\ud558\ub294 \ud1b5\ud654.<\/p>\n    \n\n    \n    <p>\ud1b5\ud654 \uc30d:&nbsp;2\uac1c\uc758 \ud1b5\ud654(\ud638\uac00 \ud1b5\ud654 \ubc0f \uae30\uc900 \ud1b5\ud654)\ub85c \uad6c\uc131\ub418\uba70 \uae30\uc900 \ud1b5\ud654 1\ub2e8\uc704\ub97c \uad6c\ub9e4\ud558\ub294 \ub370 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \ud638\uac00 \ud1b5\ud654\uac00 \ud544\uc694\ud55c\uc9c0\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uc9c1\ubd88 \uce74\ub4dc \ubc1c\uae09\uc790:&nbsp;\ud68c\uc0ac\ub294 \uace0\uac1d\uc774 \uc9c1\ubd88 \uce74\ub4dc \ubc1c\uae09\uc790\uc640 \uc0ac\uc5c5 \uc870\uac74\uc5d0 \ub4e4\uc5b4\uac08 \uc218 \uc788\ub3c4\ub85d \ud560 \ub54c \ub300\ub9ac\uc778\uc73c\ub85c \ud589\ub3d9\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uae08\uc735 \uc0c1\ud488:&nbsp;CFD, NDF \ubc0f \ub864\ub9c1 \uc2a4\ud31f.<\/p>\n    \n\n    \n    <p>\ubcc0\ub3d9 \uc2a4\ud504\ub808\ub4dc:&nbsp;\ubcc0\ub3d9 \uc2a4\ud504\ub808\ub4dc\ub294 \ub9e4\uc218 \uac00\uaca9\uacfc \ub9e4\ub3c4 \uac00\uaca9 \uc0ac\uc774\uc5d0\uc11c \uc9c0\uc18d\uc801\uc73c\ub85c \ubcc0\ud654\ud558\ub294 \uac12\uc785\ub2c8\ub2e4. \ubcc0\ub3d9 \uc2a4\ud504\ub808\ub4dc\ub294 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uacfc \uac00\uc6a9 \uc720\ub3d9\uc131\uc5d0 \ub530\ub77c \ud558\ub8e8 \uc885\uc77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uc720\ub3d9\uc131 \uacf5\uae09\uc790:&nbsp;\ud68c\uc0ac\ub294 \uc8fc\ubb38\uc744 \uc218\uc2e0\ud558\uace0 \uc804\uc1a1\ud560 \ub54c \uace0\uac1d(\ubcf8\uc778)\uc758 \ub300\ub9ac\uc778\uc73c\ub85c \ud589\ub3d9\ud569\ub2c8\ub2e4. \ud68c\uc0ac\ub294 \uadc0\ud558\uc758 \uc8fc\ubb38\uc744 \ub2e4\ub978 \ube0c\ub85c\ucee4\uc5d0\uac8c \uc804\uc1a1\ud558\uc5ec \uc2e4\ud589\ud558\uba70, \ud574\ub2f9 \ube0c\ub85c\ucee4\ub294 \ub2f9\uc0ac\uac00 \ubc1b\uc740 \uc8fc\ubb38\uc744 \ub2e4\ub978 \uc720\ub3d9\uc131 \uacf5\uae09\uc790\uc5d0\uac8c \uc804\uc1a1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube0c\ub85c\ucee4\uac00 \ubc18\ub4dc\uc2dc \uaddc\uc81c\ub41c \uc2dc\uc7a5\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\ub808\ubc84\ub9ac\uc9c0:&nbsp;\uac70\ub798 \uaddc\ubaa8\uc640 \ucd08\uae30 \ub9c8\uc9c4\uc5d0 \ub300\ud55c \ube44\uc728. 200:1 \ube44\uc728\uc740 \ud3ec\uc9c0\uc158\uc744 \uac1c\uc124\ud558\ub824\uba74 \ucd08\uae30 \ub9c8\uc9c4\uc774 \uac70\ub798 \uaddc\ubaa8\ubcf4\ub2e4 200\ubc30 \uc801\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\ub85c\uadf8\uc778 \uc138\ubd80 \uc815\ubcf4:&nbsp;\ub2f9\uc0ac \uc628\ub77c\uc778 \uac70\ub798 \uc2dc\uc2a4\ud15c \ub610\ub294 \uc6f9\uc0ac\uc774\ud2b8(\ud574\ub2f9\ub418\ub294 \uacbd\uc6b0)\uc5d0 \uc811\uadfc\ud558\uae30 \uc704\ud574 \ub2f9\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \ub85c\uadf8\uc778 \ubc0f \ube44\ubc00\ubc88\ud638.<\/p>\n    \n\n    \n    <p>\ub9c8\uc9c4:&nbsp;\uae08\uc735 \uc0c1\ud488\uc758 \uac01 \uae30\ucd08 \uc790\uc0b0\uc5d0 \ub300\ud55c \uacc4\uc57d \uc0ac\uc591\uc5d0 \uacb0\uc815\ub41c \ub300\ub85c \ud3ec\uc9c0\uc158\uc744 \uac1c\uc124\ud558\uac70\ub098 \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ud544\uc694\ud55c \ubcf4\uc99d \uc790\uae08.<\/p>\n    \n\n    \n    <p>NDF:&nbsp;\ucc28\uc561 \uacb0\uc81c \uc120\ub3c4. CFD\uc640 \ub3d9\uc77c\ud55c \uc758\ubbf8\ub97c \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>Nominee: \ub2f9\uc0ac\uac00 \ub2f9\uc0ac\uc758 Nominee\ub85c \uc784\uba85\ud560 \uc218 \uc788\ub294 \ud68c\uc0ac\ub85c, \uc8fc\uc694 \uae30\ub2a5\uc774 \ub2f9\uc0ac \uace0\uac1d\uc774 \ucde8\ub4dd\ud55c \uc790\uae08\uc744 \ubcf4\uc720\ud558\ub294 \uac83\uc778 \ub2f9\uc0ac \uadf8\ub8f9\uc758 \uad6c\uc131\uc6d0\uc785\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uac70\ub798 \uc2dc\uc2a4\ud15c:&nbsp;\ub2f9\uc0ac\uac00 \uc0ac\uc6a9\ud558\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub85c, \ub2f9\uc0ac\uc758 \ucef4\ud4e8\ud130 \uc7a5\uce58, \uc18c\ud504\ud2b8\uc6e8\uc5b4, \ub370\uc774\ud130\ubca0\uc774\uc2a4, \ud1b5\uc2e0 \ud558\ub4dc\uc6e8\uc5b4, \uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \uc9d1\ud569\uccb4\ub97c \ud3ec\ud568\ud558\uc5ec \uc2e4\uc2dc\uac04\uc73c\ub85c \uc2dc\uc7a5 \uc815\ubcf4\ub97c \uc5bb\uace0, \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uae30\uc220\uc801 \ubd84\uc11d\uc744 \uc218\ud589\ud558\uace0, \uac70\ub798\uc5d0 \ub4e4\uc5b4\uac00\uace0, \uc8fc\ubb38\uc744 \ud558\uac70\ub098 \uc218\uc815\ud558\uac70\ub098 \uc0ad\uc81c\ud558\uace0, \ub2f9\uc0ac\ub85c\ubd80\ud130 \ud1b5\uc9c0\ub97c \ubc1b\uace0 \uac70\ub798 \uae30\ub85d\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158:&nbsp;\uc544\uc9c1 \ubc18\ub300 \ub9e4\ub3c4\/\ub9e4\uc218\ub85c \ucee4\ubc84\ub418\uc9c0 \uc54a\uc740 \ub9e4\uc218 \ub610\ub294 \ub9e4\ub3c4 \uac70\ub798.<\/p>\n    \n\n    \n    <p>\uc8fc\ubb38:&nbsp;\ub2f9\uc0ac \uac70\ub798 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uac70\ub798 \uac00\ub2a5\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uadc0\ud558\uc758 \ub2f9\uc0ac\uc5d0 \ub300\ud55c \uc9c0\uc2dc.<\/p>\n    \n\n    \n    <p>\uc624\ubc84\ub098\uc774\ud2b8 \ucee4\ubbf8\uc158:&nbsp;\ud3ec\uc9c0\uc158\uc744 \uc57c\uac04\uc5d0 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ucd94\uac00\ub418\uac70\ub098 \uacf5\uc81c\ub418\ub294 \uc218\uc218\ub8cc.<\/p>\n    \n\n    \n    <p>\ub2f9\uc0ac\uc790:&nbsp;\ubcf8 \uace0\uac1d \uacc4\uc57d\uc758 \ub2f9\uc0ac\uc790 \u2013 \uace0\uac1d(\uadc0\ud558)\uacfc \ud68c\uc0ac(\ub2f9\uc0ac).<\/p>\n    \n\n    \n    <p>\ubcf4\ub958 \uc911\uc778 \uc8fc\ubb38:&nbsp;\uc2dc\uc7a5 \uac00\uaca9\uacfc \ub2e4\ub978 \uac00\uaca9\uc73c\ub85c \uae08\uc735 \uc0c1\ud488\uc744 \ub9e4\uc218 \ub610\ub294 \ub9e4\ub3c4\ud558\ub294 \uc8fc\ubb38.<\/p>\n    \n\n    \n    <p>\uae30\ubcf8 \uacc4\uc815: \ub2e8\uc77c \uace0\uac1d \uc2e0\uc6d0\uc5d0 \uc5f0\uacb0\ub418\uc5b4 \ud68c\uc0ac\uc5d0 \ub4f1\ub85d \ubc0f \ud655\uc778\ub41c \uae30\ubcf8 \uacc4\uc815.<\/p>\n    \n\n    \n    <p>\ud638\uac00:&nbsp;\ub9e4\uc218 \ubc0f \ub9e4\ub3c4 \uac00\uaca9 \ud615\ud0dc\ub85c \uae08\uc735 \uc0c1\ud488\uc758 \ud2b9\uc815 \uae30\ucd08 \uc790\uc0b0\uc5d0 \ub300\ud55c \ud1b5\ud654 \uac00\uaca9 \uc815\ubcf4.<\/p>\n    \n\n    \n    <p>\ud638\uac00 \ud1b5\ud654:&nbsp;\ud1b5\ud654 \uc30d\uc758 \ub450 \ubc88\uc9f8 \ud1b5\ud654.<\/p>\n    \n\n    \n    <p>\ub864\ub9c1 \uc2a4\ud31f:&nbsp;CFD\uc640 \ub3d9\uc77c\ud55c \uc758\ubbf8\ub97c \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uaddc\uce59:&nbsp;\uc2dc\ud589 \uc911\uc778 \ubc95\ub960, \uc870\ud56d, \uaddc\uc815, \uc9c0\uce68, \uc808\ucc28 \ubc0f \uad00\uc2b5.<\/p>\n    \n\n    \n    <p>\uc2a4\uce98\ud551:&nbsp;\uba87 \ucd08 \ub0b4\uc5d0 \ud3ec\uc9c0\uc158\uc744 \uac1c\uc124\ud558\uace0 \uccad\uc0b0\ud558\ub294 \uac83. \ub2f9\uc0ac\ub294 \uac70\ub798 \uac1c\uc124\uacfc \uccad\uc0b0 \uc0ac\uc774\uc5d0 \ucd5c\uc18c 1\ubd84\uc758 \uc2dc\uac04 \uac04\uaca9\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uc11c\ube44\uc2a4:&nbsp;\uc81c3\uc870\uc5d0 \uba85\uc2dc\ub41c \ub300\ub85c \ubcf8 \uace0\uac1d \uacc4\uc57d\uc5d0 \ub530\ub77c \ub2f9\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4.<\/p>\n    \n\n    \n    <p>\uc2ac\ub9ac\ud53c\uc9c0:&nbsp;\uc774 \uc6a9\uc5b4\ub294 \uc608\uc0c1 \uac00\uaca9\uacfc \uc2e4\uc81c\ub85c \uac70\ub798\uac00 \uc2e4\ud589\ub418\ub294 \uac00\uaca9 \uac04\uc758 \ucc28\uc774\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uc2a4\ud504\ub808\ub4dc:&nbsp;\ub3d9\uc77c\ud55c \uc21c\uac04\uc5d0 \uae08\uc735 \uc0c1\ud488\uc758 \uae30\ucd08 \uc790\uc0b0\uc758 \ub9e4\uc218 \uac00\uaca9\uacfc \ub9e4\ub3c4 \uac00\uaca9 \uac04\uc758 \ucc28\uc774.<\/p>\n    \n\n    \n    <p>\uc190\uc808\ub9e4:&nbsp;\ud2b9\uc815 \uc0c1\ud488\uc758 \ud2b9\uc815 \uc218\ub7c9\uc744 \ub9e4\uc218\ud558\ub294 \uc81c\uc548\uc73c\ub85c \uac1c\uc124\ub41c \uac70\ub798\uc758 \uacbd\uc6b0 \uac1c\uc124 \uac70\ub798 \uac00\uaca9\ubcf4\ub2e4 \ub0ae\uc740, \ud2b9\uc815 \uc0c1\ud488\uc758 \ud2b9\uc815 \uc218\ub7c9\uc744 \ub9e4\ub3c4\ud558\ub294 \uc81c\uc548\uc73c\ub85c \uac1c\uc124\ub41c \uac70\ub798\uc758 \uacbd\uc6b0 \uac1c\uc124 \uac70\ub798 \uac00\uaca9\ubcf4\ub2e4 \ub192\uc740 \uace0\uac1d\uc774 \ubbf8\ub9ac \uacb0\uc815\ud55c \uac00\uaca9\uc73c\ub85c \uac70\ub798\ub97c \uccad\uc0b0\ud558\ub294 \uc81c\uc548.<\/p>\n    \n\n    \n    <p>\uc2a4\ud1b1 \uc544\uc6c3:&nbsp;\ub2f9\uc0ac\uac00 \ud604\uc7ac \uc2dc\uc7a5 \uac00\uaca9 \ub610\ub294 \ub9c8\uc9c0\ub9c9 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uac00\uaca9\uc73c\ub85c \uadc0\ud558\uc758 \ubaa8\ub4e0 \ubbf8\uacb0\uc81c \ud3ec\uc9c0\uc158\uc744 \uccad\uc0b0\ud560 \uad8c\ub9ac\ub97c \ud589\uc0ac\ud558\uace0 \uadc0\ud558\uc758 \uc790\ubcf8\uc744 \uc794\uc561\uc73c\ub85c \ub098\ub208 \uac12\uc774 \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815 \uc720\ud615\uc5d0 \ub300\ud574 \uc9c0\uc815\ub41c \uc2a4\ud1b1 \uc544\uc6c3 \uc218\uc900 \uc544\ub798\ub85c \ub5a8\uc5b4\uc9c0\ub294 \uc0c1\ud669.<\/p>\n    \n\n    \n    <p>\uc2a4\uc651 \ube44\uc728:&nbsp;\uae08\uc735 \uc0c1\ud488\uc5d0 \ub4e4\uc5b4\uac00\ub294 \ub2f9\uc0ac\uc790 \uc911 \ud558\ub098\uc5d0 \ub300\ud574 \uc2a4\uc651\uc774 \ubc1c\uc0dd\ud558\ub294 \uc2a4\uc651\uc758 \uace0\uc815 \ubd80\ubd84 \ube44\uc728.<\/p>\n    \n\n    \n    <p>\uc774\uc775 \uc2e4\ud604:&nbsp;\ud2b9\uc815 \uc0c1\ud488\uc758 \ud2b9\uc815 \uc218\ub7c9\uc744 \ub9e4\uc218\ud558\ub294 \uc81c\uc548\uc73c\ub85c \uac1c\uc124\ub41c \uac70\ub798\uc758 \uacbd\uc6b0 \uac1c\uc124 \uac70\ub798 \uac00\uaca9\ubcf4\ub2e4 \ub192\uc740, \ud2b9\uc815 \uc0c1\ud488\uc758 \ud2b9\uc815 \uc218\ub7c9\uc744 \ub9e4\ub3c4\ud558\ub294 \uc81c\uc548\uc73c\ub85c \uac1c\uc124\ub41c \uac70\ub798\uc758 \uacbd\uc6b0 \uac1c\uc124 \uac70\ub798 \uac00\uaca9\ubcf4\ub2e4 \ub0ae\uc740 \uace0\uac1d\uc774 \ubbf8\ub9ac \uacb0\uc815\ud55c \uac00\uaca9\uc73c\ub85c \uac70\ub798\ub97c \uccad\uc0b0\ud558\ub294 \uc81c\uc548.<\/p>\n    \n\n    \n    <p>\uac70\ub798 \uacc4\uc815: \uac70\ub798 \ud65c\ub3d9\uc744 \uc218\ud589\ud558\uae30 \uc704\ud574 \uace0\uac1d \uacc4\uc815 \ud558\uc5d0 \uac1c\uc124\ub41c \ud558\uc704 \uacc4\uc815. \uc5ec\uae30\uc5d0 \uc815\uc758\ub41c \uae08\uc735 \uc0c1\ud488\uc5d0\uc11c \uac70\ub798\ub97c \uac00\ub2a5\ud558\uac8c \ud558\uae30 \uc704\ud574 \ub2e8\uc77c \uae30\ubcf8 \uacc4\uc815 \ud558\uc5d0 \uc5ec\ub7ec \uac70\ub798 \uacc4\uc815\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uac70\ub798:&nbsp;\uae08\uc735 \uc0c1\ud488\uc5d0\uc11c\uc758 \ubaa8\ub4e0 \uac70\ub798.<\/p>\n    \n\n    \n    <p>\uae30\ucd08 \uc790\uc0b0:&nbsp;\ud1b5\ud654(Spot FOREX), \uae08\uc18d, \uc0c1\ud488, \uc120\ubb3c, \uc635\uc158, \uc120\ub3c4, \uc8fc\uc2dd, \uc9c0\uc218, \uc8fc\uc2dd \ubc0f \uc554\ud638\ud654\ud3d0\uc5d0 \ub300\ud55c \uc120\ub3c4 \ubc0f\/\ub610\ub294 \uc120\ubb3c \uacc4\uc57d.<\/p>\n    \n\n    \n    <p>\ub2f9\uc0ac(\ub2f9\uc0ac\uc758):&nbsp;\ud68c\uc0ac. ZFX.COM\uc740 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \ube0c\ub79c\ub4dc\uc774\uba70 \ub2f9\uc0ac\uc758 \ubaa8\ub4e0 \uacc4\uc5f4 \ud68c\uc0ac\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p>\n    \n\n    \n    <p>\uc6f9\uc0ac\uc774\ud2b8:&nbsp;www.ZFX.com \ub610\ub294 \ub2f9\uc0ac\uac00 \uadc0\ud558\uc5d0\uac8c \ud1b5\uc9c0\ud560 \uc218 \uc788\ub294 \ud68c\uc0ac \uc0c1\ud638\uc758 \uae30\ud0c0 \uc6f9\uc0ac\uc774\ud2b8.<\/p>\n    \n\n    \n    <p>\uadc0\ud558:&nbsp;\uace0\uac1d \uacc4\uc815\uc758 \ubcf4\uc720\uc790\uc778 \uace0\uac1d.<\/p>\n    \n\n    \n    <p>\uadc0\ud558\uc758 \uc815\ubcf4:&nbsp;\ub2f9\uc0ac\uac00 \uadc0\ud558\ub85c\ubd80\ud130 \uc218\uc2e0\ud558\uac70\ub098 \ub2ec\ub9ac \ud68d\ub4dd\ud558\ub294 \uadc0\ud558, \uadc0\ud558\uc758 \uace0\uac1d \uacc4\uc815 \ub610\ub294 \ub2f9\uc0ac\uc758 \uc81c\uacf5 \ub610\ub294 \uadc0\ud558\uc758 \uc11c\ube44\uc2a4 \uc0ac\uc6a9\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \uc815\ubcf4.&nbsp;<\/p>\n    <\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"\uc0ac\uc6a9 \uc57d\uad00 \ubcf8 \uc870\ud56d\uc758 \uaddc\uc815\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, Zeal Capital Market (Seychelles) Limited(\ud68c\uc0ac \ubc88\ud638: 8422618-1; \uc99d\uad8c \ub51c\ub7ec \ubc88\ud638: SD027, \ub4f1\ub85d \uc8fc\uc18c: Room B11, First Floor, Providence Complex, Providence, Mahe, Seychelles)\ub294 ZFX \ubc0f Traze\ub77c\ub294 \uc0c1\ud638\uc758 \uc18c\uc720\uc790\ub85c\uc11c(\uc774\ud558 &#8220;\ud68c\uc0ac&#8221; \ub610\ub294 &#8220;\ub2f9\uc0ac&#8221;) \uace0\uac1d\uc5d0\uac8c \uc0ac\uc804 \ud1b5\uc9c0(\uc11c\uba74 \ub610\ub294 \uae30\ud0c0 \ubc29\ubc95) \uc5c6\uc774, \uc5b8\uc81c\ub4e0\uc9c0 \ub610\ub294 \uc218\uc2dc\ub85c \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uc774\uc6a9 \uc57d\uad00\uc744 \ubcc0\uacbd, \uc218\uc815, \ucd94\uac00, \uc81c\uc678, \uac1c\uc815 [&hellip;]","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"terms-and-conditions.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-317274","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/pages\/317274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/comments?post=317274"}],"version-history":[{"count":0,"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/pages\/317274\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.zfx.com\/ko\/wp-json\/wp\/v2\/media?parent=317274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}